Extended TD Aeroplan Credit Card Offers for Summer 2021

TD has just announced their latest round of offers on their Aeroplan co-branded credit cards: the core TD Aeroplan Visa Infinite Card, the higher-end TD Aeroplan Visa Infinite Privilege, the entry-level TD Aeroplan Visa Platinum, and the TD Aeroplan Visa Business Card for business owners.

All of the Aeroplan offers are a simple extension of the Spring 2021 welcome bonuses – and that’s a good thing, as they were quite strong before. Let’s take a closer look at the details of these offers, which are now valid until August 16, 2021.


In This Post

TD Aeroplan Visa Infinite: 20,000 Aeroplan Points + Buddy Pass

The TD Aeroplan Visa Infinite Card is offering a welcome bonus of 20,000 Aeroplan points plus an Air Canada Buddy Pass, up from 10,000 points previously. The annual fee is waived for the first year.

To earn the full bonus, you’ll have to meet the following conditions:

  • Earn 10,000 Aeroplan points with your first purchase
  • Earn an additional 10,000 Aeroplan points when you spend $1,000 in the first 90 days
  • Earn an Air Canada Buddy Pass, worth 30,000 Aeroplan points, when you spend $1,000 in the first 90 days

Rather than spending $1,000, Quebec residents can earn the additional 10,000 points and the Buddy Pass simply by keeping the account open and in good standing for 90 days, with no spending requirement.

On the surface, the points bonus isn’t as high as we’ve seen in the past. However, the option to convert the Buddy Pass into points brings the total to an all-time high of 50,000 Aeroplan points, an impressive offering which I’m happy to see extended.

I’m also glad to see that TD is keeping the first year annual fee waiver, an important move to stay competitive with other cards. If you’ve been looking to apply for this card, now is as good a time as any.

The Buddy Pass entitles you to a second economy ticket when you book a cash fare Air Canada flight in economy within North America. There’s no co-pay for the base fare, only the taxes and fees.

Bear in mind that each Aeroplan member can only earn one Buddy Pass per card tier across all co-branded credit card issuers. Therefore, if you’ve already earned a Buddy Pass from the CIBC Aeroplan Visa Infinite Card, you won’t be able to earn another one, and the most points you’ll earn for applying for the TD Aeroplan Visa Infinite Card is 20,000 points.

As a reminder, here are the Visa Infinite card’s earn rates on ongoing spending:

And these are a few key benefits for cardholders:

  • Preferred pricing for Aeroplan award tickets on Air Canada flights
  • Free checked bag for you and your party on Air Canada flights
  • NEXUS rebate once every four years

The Visa Infinite card requires either $60,000 in annual personal income, or $100,000 in annual household income, to qualify.

TD Aeroplan Visa Infinite Privilege: 50,000 Aeroplan Points + Buddy Pass

The signup bonus on the TD Aeroplan Visa Infinite Privilege Card is also unchanged, at 50,000 Aeroplan points plus an Air Canada Buddy Pass.

To earn the full bonus, you’ll have to meet the following conditions:

  • Earn 20,000 Aeroplan points with your first purchase
  • Earn an additional 30,000 Aeroplan points when you spend $1,000 in the first 90 days
  • Earn an Air Canada Buddy Pass, worth 30,000 Aeroplan points, when you spend $1,000 in the first 90 days

In total, if you convert the Buddy Pass into points, you’ll earn a whopping 80,000 Aeroplan points for a very low $1,000 minimum spend requirement.

With an annual fee of $599, this represents buying the full welcome bonus at 0.75 cents per point. While not a cheap price, it’s easy to redeem Aeroplan points at a higher value. We currently value Aeroplan points at 2.1 cents per point.

Again, keep in mind that you can only earn one Buddy Pass across all premium Aeroplan cards – although TD’s premium card is currently the only one at its tier which is offering a Buddy Pass, so it’s unlikely that you have another one already.

As always, the card’s everyday earn rates are as follows:

  • Earn 2 Aeroplan points per dollar spent at Air Canada, including Air Canada Vacations
  • Earn 1.5 Aeroplan points per dollar spent on groceries, gas, travel, and dining
  • Earn 1.25 Aeroplan points per dollar spent on other purchases
  • Until November 7, 2021, earn 2.25 bonus Aeroplan points per dollar spent at Starbucks

In addition to the travel benefits offered by the lower-tier cards, the Visa Infinite Privilege card also comes with a Priority Pass membership and six lounge passes per year, as well as Maple Leaf Lounge access.

The Visa Infinite Privilege card requires $200,000 in annual household income to qualify.

If your income is lower, or if you’ve already maxed out your opportunities to earn a Buddy Pass, you may instead consider…

TD Aeroplan Visa Platinum: 20,000 Aeroplan Points

The TD Aeroplan Visa Platinum Card is also offering 20,000 Aeroplan points for new cardholders. Like its Visa Infinite counterpart, this card is also free for the first year.

The points offer is structured exactly the same as the Visa Infinite card, but without a Buddy Pass:

  • Earn 10,000 Aeroplan points with your first purchase
  • Earn an additional 10,000 Aeroplan points when you spend $1,000 in the first 90 days

This offer is a notable boost from what we’re accustomed to seeing. Usually offers this strong are reserved for cards with a higher income requirement. If this card is a better fit for you, or if you’ve been ignoring it in favour of premium products, now is a fantastic time to apply.

While the welcome bonus shines, ongoing earn rates aren’t quite as strong as the Visa Infinite:

The Visa Platinum card also provides preferred pricing and Aeroplan award ticket insurance, but it doesn’t offer free checked bags or a NEXUS rebate.

TD Aeroplan Visa Business: 25,000 Aeroplan Points + Buddy Pass

The TD Aeroplan Visa Business Card is also holding steady with a strong offer. It’s now granting a signup bonus of 25,000 Aeroplan points, with no annual fee for the first year.

Similar to the personal cards, the bonus is split into a few parts:

  • Earn 10,000 Aeroplan points with your first purchase
  • Earn an additional 15,000 Aeroplan points when you spend $5,000 in the first 90 days
  • Earn an Air Canada Buddy Pass, worth 30,000 Aeroplan points, when you spend $1,000 in the first 90 days

Overall, this is a great offer in terms of total value, worth up to 55,000 Aeroplan points. The steep minimum spend requirement may be a deterrent, but luckily the Buddy Pass can be earned with much less spending (assuming you haven’t earned it from another business Aeroplan card like the CIBC Aeroplan Visa Business Card).

In the past, we’ve seen a signup bonus as high as 45,000 Aeroplan miles with no annual fee for the first year. If you can take advantage of the business Buddy Pass conversion, I’m happy to say that you can exceed those old heights.

Depending on your high-volume spending categories, this card might be a surprisingly good choice compared to the Visa Infinite card:

  • Earn 2 Aeroplan points per dollar spent at Air Canada
  • Earn 1.5 Aeroplan points per $1.50 spent on travel, dining, shipping, and telecommunications utilities
  • Earn 1 Aeroplan point per dollar spent on other purchases
  • Until November 7, 2021, earn 2.25 bonus Aeroplan points per dollar spent at Starbucks

Also, you can earn a Maple Leaf Lounge guest pass every time you spend $10,000 on the Visa Business card, up to four times per year. If you’re a high spender who likes to keep annual fees down, this could be a good way to achieve lounge access, one that’s not available on personal cards.

TD seems to be quite relaxed with business requirements, especially for existing personal clients. If you haven’t considered business credit cards yet, this offer would be a great way to pad your Aeroplan balance.

Other TD Credit Card Offers

With the Buddy Pass, the emphasis this cycle remains on TD’s Aeroplan credit cards.

If you’re looking for other rewards, you could also consider the following cards, although none of these bonuses are currently as lucrative as the Aeroplan cards. Likewise, these offers are all active until August 16, 2021.

For now, these offers have all been extended, except for the TD Business Travel Visa Card which has been significantly reduced.

Other TD Credit Cards
Credit Card Best Offer Value
60,000 TD Rewards points $323 Apply Now
40,000 TD Rewards points
First Year Free
40,000 TD Rewards points $210 Apply Now
$120 cash back $120 Apply Now
30,000 TD Rewards points
$149 annual fee
30,000 TD Rewards points $1 Apply Now


I’m relieved to see that TD has maintained strong offers on its flagship Aeroplan line-up. This is great news for all travellers, whether you use the Buddy Pass as a two-for-one cash fare on Air Canada, or if you’d prefer to exchange it for points to fly solo or maximize value on long-haul flights with partner airlines.

To speculate, I think it’s possible that the Buddy Pass will become a permanent fixture on the Aeroplan credit card offers. Aeroplan is surely still feeling out how their new program is being received, and I’m hopeful that the popularity of the Buddy Pass conversion will encourage them to maintain it indefinitely.

For now, at least, the end of the pandemic is in sight, and banks are drumming up an enthusiasm for travel with excellent credit card incentives across the board.

  1. Avatar

    Thanks for this clear overview. About the Buddy Pass – is the “start date” of the pass when you meet the minimum spend requirement or when the certificate actually appears in your Aeroplan account? It seems people are waiting weeks, even months, to get it, which certainly affects the expiry of the pass.

  2. Avatar

    Hello. Can one person have the TD Visa Infinite and the TD Visa Platinum opened at the same time? Wondering if I need to cancel my TD Visa Infinite before applying for the Platinum. Thanks!

    1. Josh

      Yep, just opened both myself!

      1. Avatar

        Hi Josh,
        I applied by phone today for the Platinum AP and the TD agent said that since I closed my VI card in May/20, I might NOT be eligible for the WB as it’s hasn’t been over a year.
        She said the WB is across all their credit cards, not based on type. I applied anyways so hope to get it.

        1. Josh

          I’d say the agent might be misinformed 😉 I was never given such a warning, just let the system run its course and hope for the best!

          1. Avatar

            I was also told that as I had recently opened a new aeroplan visa infinite that if I switched my travel infinite to the platinum aeroplan I wouldn’t get the second WB.

  3. Avatar
    Sebastien C

    Good day, could you comment on the “family sharing” option with these new offers. In other words, if myself and my spouse both apply for new cards, we should each get a sign up bonus. However, if your aeroplan accounts are linked to the same family plan, both sign up bonuses should end up in the “family pool”, correct?

    Or is there some exclusion criteria for that?

  4. Avatar

    It seems like the open a new checking account and get 10k offer is gone. Maybe I am wrong, but I don’t see it anymore. Wbu guys?

  5. Avatar

    I currently have the TD Platinum Travel Visa and I am thinking about making the switch to the AP Platinum card. Would it be worth the switch and to try to transfer my TD points?

    1. Avatar

      Hello! Just wanted to see how the product switch went. Were you able to get the welcome bonus and buddy pass? I’m thinking of doing the same (from First Class Travel to TD Aeroplan). My FCT card was opened more than. 12 months ago.

    2. Avatar

      I’am in the same situation; to switch to AP, will you be able to have the bonus Aeroplan point because it not a ‘new’ application from the AP ? Also, do you mean to transfer points for TD point to Aeroplan point, if so it possible to do that ?

      1. Avatar

        I switched from the TD points to AP last night. I asked if they could convert my TD points that I have saved up into AP points. Sadly they said it is not possible to convert points so I just redeemed the points I had into cash credit. I just called the phone number behind the credit card and asked if I could have switch credit card products. No application needed. It did not affect my credit score and you will still get the welcome bonus if you didn’t open a card in 12 months.

        1. Avatar

          Hi Robin
          Thank a lot for the information.
          But In my case, 8 month ago , I switch for TD Aeroplan to TD platinum (TD offer me to do that). So I don’t know what can happen if I ask to switch ‘back’ to the new TD aeroplan ?

    3. Ricky

      Worth giving it a go in my view.

  6. Avatar

    Loving the content and the effort you are putting into this blog Josh.
    Question for you:
    you said in the comments below that Visa platinum and Visa infinite are considered different products so PSing to a visa platinum would give me up to 20,000 points and later (let’s say hypothetically 6 months later) I can PS that card into Visa infinite to get the Visa Infinite bonus ?
    Also In “All About PSing” article by Ricky, he mentions that there have been some DPs that reports receiving unused TD points at 1:4 ratio. Would we have to do this before the product switch? Or can we do it retroactively after PSing to the new card?


    1. Josh

      Glad you’re enjoying my contributions so far! 😊

      I wouldn’t expect to get the welcome bonus if you switch between products that earn the same type of rewards. Instead, you’d be eligible for both bonuses on new applications.

      I haven’t done the 4:1 recently, but in the past I’ve been told that I could do it at the time of PS. I always recommend using your points before closing or changing a card – some banks let you keep them for 2-3 months after, but just invites a whole swath of avoidable headaches.

  7. Avatar

    I do hope that CIBC will match with TD’s offers, so we have more cards to open (if you know you know 😉 ) The chance may be low though as TD is the main partner of Aeroplan, all we can do is wait and see.

  8. Avatar

    Where did you find the promotion related to the bonus for opening a chequing account? I didn’t mange to find in on TD’s website

    1. Josh

      Never underestimate the power of a simple Google search!

  9. Avatar

    Any idea if canceling the card would cancel the buddy pass, or would that remain safe in your AC/aeroplan account?

    1. Josh

      Great question. From the T&Cs:

      “Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product.”

  10. Avatar

    Although the T&C states “excluding new cardholders from receiving the welcome bonus if you’ve opened the same card within 12 months”, does this apply on different cards in the AP program? For example, if I opened a TD AP Visa Infinite within the last 12 months, will I be qualify for WB if I applied for the TD AP Visa Platinum now? Thanks!

    1. Josh

      Yes you’ll be eligible for both, as the Infinite and Platinum cards are different products.

      1. Avatar

        Great to hear! Thanks Josh! 🙂

    2. Avatar

      I’m also wondering the same thing!

  11. Avatar

    Is it qualified to apply it through switching from other TD credit card?

    1. Josh

      There’s no language in these offers that specifically says “new applicants only” but you should still consider if you’re eligible based on the last time you received a bonus. You can read more here.

  12. Avatar

    >Also, each Aeroplan member can only earn one Air Canada Buddy Pass for each card tier (core, premium, or business) at all banks, up to a maximum of three Buddy Passes.

    Whoa that seems something fairly big mentioned at the end! Not that most people would qualify for 3 buddy passes, or have use for them. Josh, do you know if this limit on an annual basis or indefinite?

    1. Josh

      It’s too early to say, as the Buddy Pass was only introduced two months ago. I think it will depend on how well the Buddy Pass is received, and if Air Canada determines that loyalty members will value it as a recurring feature going forward.

      If you want to stagger the expiry dates of your Buddy Passes, it might be wise to space out your new core, premium, and business cards, and tackle each tier all at once. For example, do Visa Infinite at TD + CIBC now, VIP at both + Amex Reserve a few months later, and Business cards at all three a few months after that.

      1. Avatar

        Why stagger it that way?

        1. Josh

          The Buddy Pass is valid for a year from the date it’s issued. That way you’d space them out. Obviously depends on your travel plans within the next 12 months.

      2. Avatar

        Good points – thanks!


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