CIBC Aeroplan^® Visa Infinite Privilege^* Card

The CIBC Aeroplan^® Visa Infinite Privilege^* Card has the following earning rates:

• 2 Aeroplan points per dollar spent on eligible Air Canada and Air Canada Vacations purchases^†
• 1.5 Aeroplan points per dollar spent on eligible groceries, gas, dining, food delivery, electric vehicle charging, and travel purchases^†
• 1.25 Aeroplan points per dollar spent on all other eligible purchases^†

In terms of premium Aeroplan co-branded credit cards, the earning rates are on par with the TD^® Aeroplan Visa Infinite Privilege^* Card, and slightly lower than the American Express Aeroplan Reserve Card on some categories. However, the CIBC Aeroplan^® Visa Infinite Privilege^* Card is unique in offering 1.5 points per dollar spent on electric vehicle charging.^†

As CIBC's premium Air Canada travel card, the CIBC Aeroplan^® Visa Infinite Privilege^* Card leans in heavily on Air Canada travel benefits:

• The Head Start benefit (10% of prior year SQC carries over, capped at 12,500 SQC)
• The ability to earn an Annual Worldwide Companion Pass after spending $25,000 on the card per year^†
• Your Aeroplan points won't expire for as long as you're a cardholder^†

It's worth noting that the CIBC Aeroplan^® Visa Infinite Privilege^* Card allows cardholders to bring one guest for free on their Maple Leaf Lounge visits within North America as an introductory perk until December 31, 2025.^†

In addition to the Air Canada benefits, the card also offers a strong set of benefits through its Visa Infinite Privilege^* designation:^†

• A complimentary Visa Airport Companion Program membership with six annual complimentary visits per year, for the primary and supplementary cardholders^†
• Priority benefits (valet parking, fast track security, etc.) at select airports in Canada: Vancouver, Montreal, Ottawa, and Toronto Billy Bishop^†

Finally, the CIBC Aeroplan^® Visa Infinite Privilege^* Card also offers a $200 (CAD) NEXUS credit,^† which is always useful for getting a NEXUS card to make your journey across the US border much smoother.

As a high-end product, the CIBC Aeroplan^® Visa Infinite Privilege^* Card excels in the insurance department. Some examples of its strong coverage include:

• Emergency medical insurance: Up to $5 million of coverage for the first 22 days of your out-of-province trip (10 days if you or your spouse are aged 65 or older)^†
• Delayed and lost baggage Insurance: For delayed baggage, up to $500 of coverage per insured person if delayed more than 6 hours and combined total of up to $1,000. For lost baggage, up to $1,000 of coverage per insured person and a combined total of $2,500.^†
• Flight delay insurance: Up to $500 in coverage if your flight/trip is delayed more than 4 hours.^†
• Trip cancellation / trip interruption insurance: For Trip Cancellation, up to $2,500 of coverage per insured person, with a maximum of $10,000 for all insured persons on the same trip, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.^†
• Auto rental collision/loss damage insurance: Comprehensive coverage for up to 48 consecutive days on cars for cars with an MSRP of up to $85,000, which can help you save on the insurance fees that the car rental company would otherwise charge.^†

It's important to note that these benefits would also apply on Aeroplan reward tickets, as long as you charge the taxes and fees of your booking to your CIBC Aeroplan^® Visa Infinite Privilege^* Card.^†

Additionally, the card also offers Purchase Security and Extended Warranty Protection, covering most eligible items you’ve purchased with your card should they be stolen or damaged within 120 days of purchase, as well as a two additional years on top of the manufacturer's warranty.^†