Earn Bonus Aeroplan Points by Paying Taxes with Chexy

Tax season is winding down and there are only a few days left before the April 30 filing deadline. If you haven't paid yet, there's a way to turn that CRA bill into a serious Aeroplan points engine — one that keeps earning long after tax season ends.
Chexy lets you pay your income taxes with a credit card, and right now there are three separate promotions that all stack together. The real story here isn't just the tax bonus itself — it's that signing up now locks you into a 12-month earning program worth up to 7,000 bonus Aeroplan points from Chexy's Aeroplan partnership alone, on top of a 2,000-point tax bonus and an ongoing Amex offer.
Your tax payment is the entry point. The ongoing rewards are the real prize.
Promotion 1: Income Tax Bonus (2,000 Points)
Chexy's dedicated income tax promotion awards new users a one-time 2,000 Aeroplan points when you complete $10,000 or more in tax payments. This applies to both Canada Revenue Agency (CRA) and Revenu Québec payments.
The promotion runs until April 30, 2026 — the same day as the filing deadline. It's available for both consumers and businesses, so if your business has a larger tax bill, all the better.

Promotion 2: Chexy x Aeroplan Partnership (Up to 7,000 Points Over 12 Months, New Users)
This is the big one. Chexy's Aeroplan partnership is not a one-time bonus — it's a 12-month earning program for new users who sign up between April 1 and June 30, 2026.
Here's how it works:
- 1,000 Aeroplan points — one-time bonus on your first qualifying payment
- 125 Aeroplan points per payment — on up to 4 payments per month, for 12 months
That's up to 500 Aeroplan points per month from the per-payment bonus alone. Over the full 12-month earning period, you can earn up to 6,000 points from monthly payments plus the 1,000-point first-payment bonus — totalling 7,000 Aeroplan points.
The 12-month clock starts from the date of your first completed payment. So if your tax payment goes through on April 25, you'll earn per-payment bonuses through April 2027.

Promotion 3: Chexy x Amex Offer (Up to 500 Points/Month)
Chexy also has a separate promotion for American Express cardholders that awards 250 Aeroplan points per transaction of $1,000 or more, up to a maximum of 500 points per month. This offer runs through October 31, 2026.
If you're making two or more qualifying payments per month (say, tax + rent, or rent + a utility), you'll hit the 500-point monthly cap without trying.

This is also a great excuse to put spend on your Amex Platinum card. If you spend $20,000 on your Platinum card this year, you'll unlock unlimited Plaza Premium and Priority Pass lounge access for 2027. A $10,000 tax payment through Chexy gets you halfway there in one shot.
Stacking All Three: A Realistic Example
Let's walk through what a new Chexy user actually earns over six months. The scenario: you sign up in April, pay $10,000 in income tax, then continue paying $2,000/month in rent — all with a premium Aeroplan credit card earning 1.25 points per dollar and an eligible Amex card.
Month 1 (April): Tax Payment + Rent
- 15,000 points from your credit card (1.25x on $12,000)
- 2,000 points from the income tax promotion
- 1,000 points from the first-payment bonus
- 250 points from the per-payment bonus (125 × 2 payments)
- 500 points from the Amex offer (250 × 2 transactions)
Month 1 subtotal: 18,750 Aeroplan points
Months 2–6 (May–September): Rent Only
- 12,500 points from your credit card (1.25x on $2,000 × 5)
- 625 points from the per-payment bonus (125 × 5)
- 1,250 points from the Amex offer (250 × 5)
Months 2–6 subtotal: 14,375 Aeroplan points
Six-Month Total
33,125 Aeroplan points earned across six months. Based on our valuation of 2.1 cents per Aeroplan point, those points are worth approximately $695. The 1.75% processing fee on $22,000 in total payments comes to $385, netting you roughly $310 in point value after fees.
And the Aeroplan per-payment bonus keeps running for another six months after that. If you continue paying rent through the full 12-month period, you'll earn an additional 750 points from the per-payment bonus alone (months 7–12), bringing your Chexy bonus total close to the 7,000-point cap.
A Great Way to Hit Your Welcome Bonus
If you've recently opened a new credit card, this promotion is especially worth paying attention to. A tax payment of $10,000 or more can go a long way toward meeting a welcome bonus minimum spend requirement.
Rather than scrambling to hit a spending threshold through everyday purchases, a single tax payment through Chexy can get you there — all while earning bonus Aeroplan points on top. It's one of the most efficient ways to knock out a welcome bonus and earn extra rewards at the same time.
How Chexy Tax Payments Work
Chexy charges your credit card, holds the funds in your Chexy Wallet, and then pays the CRA or Revenu Québec via Bill Pay within three business days. Your SIN is encrypted and deleted after the payment is processed.
The processing fee is 1.75% for Canadian Visa and American Express cards, which remains the lowest among bill payment platforms in Canada. For a full breakdown of the platform, check out our detailed Chexy guide.

Caveats to Keep in Mind
The 2,000-point income tax bonus requires $10,000 or more in total tax payments. If your tax bill is smaller, you'll still earn the new user bonus and Amex offer, but you won't qualify for the 2,000-point tax promotion.
The Chexy x Aeroplan partnership (up to 7,000 points) is exclusively for new Chexy customers who sign up between April 1 and June 30, 2026. If you already have a Chexy account, you won't be eligible for the first-payment bonus or the per-payment earning. Existing users can still earn the income tax bonus and the Amex offer.
Chexy still does not accept Mastercard for Canadian-issued cards. You'll need a Visa or American Express card to use the platform. International Mastercard, Visa, and Amex cards are accepted, but at a higher 2.5% processing fee.
Points from the Aeroplan partnership take approximately 60 days to post to your Aeroplan account after each qualifying payment.
Conclusion
With the April 30 deadline just days away, this is one of the last chances to turn an unavoidable tax bill into the start of a 12-month points engine. The tax payment gets you in the door with over 3,000 bonus points on day one — but the real value is locking in the Aeroplan partnership for the next year.
New users who keep paying rent or bills through Chexy can earn up to 7,000 points from the partnership alone, plus ongoing Amex bonuses through October. Paired with a premium Aeroplan card, you're looking at over 30,000 points in six months of normal use.

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First-year value
$588
Annual fee: $139First Year Rebate
• Earn 10,000 points on first purchase
• Earn 15,000 points upon spending $3,000 in the first 3 months
• Earn 20,000 points on card anniversary upon spending $12,000 in the first 12 months
Earning rates
Key perks
- Free first checked bag for cardholder + up to 8 companions
- 1,000 SQC per $20,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
- $100 NEXUS rebate every 48 months
- 4th night free on Aeroplan hotel redemptions
- Troon Rewards Silver (10% off at 95+ golf courses)
- Avis Preferred Plus (1 car-class upgrade)

Annual fee: $139First Year Rebate
• Earn 10,000 points on first purchase
• Earn 15,000 points upon spending $3,000 in the first 3 months
• Earn 20,000 points on card anniversary upon spending $12,000 in the first 12 months
Earning rates
Key perks
- Free first checked bag for cardholder + up to 8 companions
- 1,000 SQC per $20,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
- $100 NEXUS rebate every 48 months
- 4th night free on Aeroplan hotel redemptions
- Troon Rewards Silver (10% off at 95+ golf courses)
- Avis Preferred Plus (1 car-class upgrade)





