Marriott Bonvoy American Express Cards: Earn Up to 100,000 Points

American Express's offers on the Marriott Bonvoy^® American Express^®* Card and the Marriott Bonvoy^® Business American Express^®* Card are back at their standing levels, with total bonuses of up to 100,000 points on the personal card and 85,000 points on the business card through our referral links.

The limited-time offers of up to 110,000 points on each card ended on September 22, 2026. The referral offers below don't carry a published end date, though Amex notes that eligibility can change at any time. The public offers are 70,000 points on the personal card and 80,000 on the business card.

Whether you're building up a balance for a big trip or simply want more Free Night Awards in your life, both cards remain worth a look, and the anniversary Free Night Award is the reason to keep them long after the welcome bonus lands.

Amex Bonvoy Card: Earn up to 100,000 Points

The personal Marriott Bonvoy^® American Express^®* Card has a two-stage referral offer, with a manageable spending requirement up front and a larger second instalment in your second year:

• Earn 70,000 Marriott Bonvoy points after you spend $3,000 in your first 3 months as a new cardholder
• Earn 30,000 Marriott Bonvoy points after you spend $500 in your 13th month of cardmembership

Based on our current valuations, we value Bonvoy points at 0.8 cents per point, meaning that we'd value 100,000 Bonvoy points at $800; however, they can indeed be redeemed for much higher value than that, if used strategically.

For example, 100,000 Bonvoy points could be enough for a couple of nights at an aspirational resort, such as Le Méridien Maldives, or at a higher-end property in Canada, such as JW Marriott Parq Vancouver on select dates.

If you'd rather redeem your points at more modest properties, 100,000 points should cover several nights at a mid-tier hotel, and the fifth night free benefit stretches them further on longer stays.

Once you've earned the welcome bonus, there's a strong argument to be made for keeping the card long-term, due to the annual Free Night Award worth up to 35,000 points.

With the ability to top up the Free Night Award with up to 25,000 points, you can redeem it at a property costing up to 60,000 points per night.

This perk alone can easily cover a night during your travels or even a quick weekend getaway within Canada.

Ideally, you could time your application in advance of a number of hotel stays, thereby working on the minimum spending requirement while sticking with the 5x multiplier at Marriott properties.

Indeed, this card is one that we recommend to have as a key part of your credit card travel strategy.

Amex Bonvoy Business Card: Up to 85,000 Points

Meanwhile, the offer on the Marriott Bonvoy^® Business American Express^®* Card follows the same two-stage structure, with a higher spending requirement than the personal version:

• Earn 75,000 Marriott Bonvoy points after you spend $5,000 (all figures in CAD) in your first 3 months as a new cardholder
• Earn 10,000 Marriott Bonvoy points after you spend $1,000 in your 13th month of cardmembership

It's well short of the 110,000-point offer that just ended, and further still from the 130,000-point all-time high, but the $5,000 spending requirement is realistic for many small business owners.

If you have upcoming Marriott stays or want to build your Bonvoy balance for future redemptions, it's still a very solid opportunity.

At Prince of Travel, our favourite tool to pair with minimum spending requirements is Chexy, a Canadian platform that allows you to pay a host of bills – including rent, tuition, utility bills, car lease payments, property taxes, and much more – with a credit card and earn points.

Most small business owners can't earn credit card points on their biggest monthly expenses because suppliers and the CRA don't accept credit cards directly, or they charge a large fee to do so. Chexy fixes all of that. With its small business offering, you can pay virtually any expense with a credit card – while earning points and boosting cash flow.

The business version has a $150 annual fee, which is $30 higher than the personal card, but the additional points can easily justify that difference.

This card also comes with an annual Free Night Award worth 35,000 points, starting with your first anniversary as a cardholder.

The Bonvoy cards are great choices as keeper cards, since the value of a Free Night Award worth 35,000 points will easily exceed the $120 annual fee on the personal card or the $150 annual fee on the business card. The sooner you get started with these cards, the better.

Amex Bonvoy Cards: 15 Elite Qualifying Nights + Anniversary Free Night Award

In terms of the cards' earning rates, you'll earn the following:

• 5 points per dollar spent at Marriott hotels
• 2 points per dollar spent on all other purchases

On the business card, you'll also earn 3 points per dollar spent on gas, dining, and travel purchases.

It's best to use Canadian Bonvoy cards purely for spending at Canadian Marriott hotels, as the 5x earnings are unbeatable there. However, you can prioritize other cards with higher earning rates for other general purchases.

(Marriott hotels outside of Canada are also not ideal, thanks to the card's 2.5% foreign transaction fee. If you have a US-issued Bonvoy card for foreign hotel bills, you won't get dinged on the foreign exchange fee.)

Both the personal and business Marriott Bonvoy cards offer 15 elite qualifying nights towards your Marriott Bonvoy status every year. By holding onto one of them, you'd only need to complete 35 elite qualifying nights to reach a total of 50, where Platinum Elite status and all of its associated perks start to pay off.

Unfortunately, the two sets of 15 elite qualifying nights cannot be stacked into 30 – that's only possible with the US-issued personal and business cards, not the Canadian ones.

As mentioned above, the most meaningful perk on the Bonvoy card is the anniversary Free Night Award, which you'll earn upon renewing the card for a second year.

These are worth up to 35,000 Bonvoy points each, so a smart redemption here would easily outweigh the card's $120 and $150 annual fees.

You're also able to top-up your Free Night Award by up to 25,000 Bonvoy points, thus booking a property that'd otherwise cost up to 60,000 Bonvoy points.

Conclusion

The offers on the Marriott Bonvoy^® American Express^®* Card and the Marriott Bonvoy^® Business American Express^®* Card are back at their standing levels now that the 110,000-point referral offers have ended. If you've had either card on your radar, the standing offers still deliver a healthy Bonvoy balance.

The personal card offers 100,000 points with a $3,000 spend, while the business card offers 85,000 points with a $5,000 target, both through our referral links.

On top of the upfront bonus, the combination of 15 elite qualifying nights each year and an annual 35,000-point Free Night Award (with the ability to top up by 15,000 points) means that keeping either card into the second year isn't just acceptable – it's usually the smart move.

We'll update this page when Amex raises the offers again.