National Bank^® mycredit^™ Mastercard^®

The National Bank^® mycredit^™ Mastercard^® is a no-fee cash back card aimed at students, newcomers to Canada, and anyone getting started with credit. Its standout feature is mobile device protection, which is unusual on a card with no annual fee.

The National Bank^® mycredit^™ Mastercard^® doesn't currently have a welcome bonus.

There's no annual fee for the primary card or for additional cards, and there's no minimum income requirement.

• Earn 1% cash back on restaurant purchases and recurring pre-authorized payments^†
• Earn 0.5% cash back on all other purchases^†

There's no limit on the amount of cash back you can earn.

There's nothing to redeem. Your cash back is automatically applied to your credit card balance when each monthly statement is issued.

The National Bank^® mycredit^™ Mastercard^® has a solid insurance package for a no-fee card.^†

• Mobile device protection against theft or damage for up to two years, when you buy a new device with the card or charge your phone plan to it
• Purchase protection against theft or damage for up to 90 days after purchase
• Extended warranty that doubles the manufacturer's warranty, up to one additional year

The card doesn't include any travel insurance.