
$0
Annual fee
Last updated: September 21, 2026
The National Bank® MC1® Mastercard® is National Bank's entry-level credit card. It has no annual fee and no minimum income requirement, and it's designed as a first step in building a credit history.
The National Bank® MC1® Mastercard® doesn't currently have a welcome bonus.
There's no annual fee for the primary card or for additional cards. The minimum credit limit is $500, which can help you keep your spending under control while you establish your credit.
The MC1 doesn't earn points or cash back. If you'd like to earn rewards with no annual fee, the National Bank® mycredit™ Mastercard® earns up to 1% cash back and adds mobile device protection.
Cardholders have access to Mastercard's Priceless Cities experiences and Zero Liability protection against unauthorized transactions. You can also set up pre-authorized payments, balance alerts, and travel notifications at no cost.
The National Bank® MC1® Mastercard® comes with two forms of purchase coverage.†
The card doesn't include any travel insurance.

Last updated: September 21, 2026