TD^® Aeroplan^® Visa Infinite^* Card

With the current offer on the TD^® Aeroplan^® Visa Infinite* Card, up to 45,000 Aeroplan points could be yours.^†

The current offer is distributed as follows:

• 10,000 Aeroplan points upon first purchase^†
• 15,000 Aeroplan points upon spending $3,000 in the first 90 days of account opening^†
• 20,000 Aeroplan points as a one-time anniversary bonus upon spending $12,000 within 12 months of account opening^†

The annual fee of $139 is rebated for the first year under the current promotion.^† By having TD's All-Inclusive Banking Plan, you'll be able the waive the annual fee on this card in subsequent years, too.^†

Supplementary cards can be added to your account at an annual cost of $75 per card^†, which can also be waived under the same banking plan.

To receive the first-year annual fee rebate, you must activate your card and make your first purchase on the account within the first three months after account opening and you must add your additional cardholders while this offer is in effect.

How Much Is This Offer Worth?

We value Aeroplan Points at 2.1 cents per point, which means the TD^® Aeroplan^® Visa Infinite* Card offer strong value for a mid-tier card — especially with the first-year annual fee fully rebated.

The current welcome bonus is structured as follows:

• 10,000 Aeroplan points upon first purchase = $210
• 15,000 Aeroplan points after spending $3,000 in the first 90 days = $315

If you spend $3,000 to meet the bonus threshold, you’ll also earn 3,000 Aeroplan points at the base rate of 1 point per dollar, worth $62.

That brings your total first-year value to $587 — and with the $139 annual fee waived in the first year, your net first-year value is also $587.

If you choose to renew the card and spend an additional $9,000 within the first 12 months, you’ll unlock an additional 20,000 Aeroplan points as a second-year bonus, worth $420. You'll also earn 9,000 Aeroplan points at the base rate of 1 point per dollar, worth $189.

That brings your total two-year value to $1,057, after subtracting the $139 annual fee in Year 2.

Of course, this is a conservative estimate based on minimum spend and baseline earn rates. Your value could be even higher if you redeem Aeroplan points strategically or take advantage of other card benefits like insurance and free checked bags.

The TD^® Aeroplan^® Visa Infinite* Card offers 1.5 Aeroplan points^† per dollar spent on eligible gas, electric vehicle charging, grocery, and Air Canada^® purchases, including Air Canada Vacations^®. Meanwhile, you’ll earn 1 Aeroplan point† per dollar spent on all other eligible purchases.^†

This card offers a decent return on important categories such as gas, electric vehicle charging, and groceries, while also coming with a few Air Canada® benefits that make it an excellent staple card to hold.

If you’d like to estimate how much value you’ll earn each month, feel free to use our rewards calculator below.

The TD^® Aeroplan^® Visa Infinite* Card prides itself upon a strong set of Air Canada^® travel benefits. As a cardholder, you'll receive:

• Free first checked bag on Air Canada^® flights for up to eight travel companions on the same booking, both for primary and supplementary cardholders^†
• Preferred pricing when redeeming Aeroplan points for Air Canada flights^†
• The ability to earn 1,000 Status Qualifying Credits (SQC) for every $10,000 you spend for every $10,000 you spend on the card^†
• Your Aeroplan points won't expire for as long as you're a cardholder^†

On top of that, this card offers a unique perk in the form of a $100 (CAD) partial rebate for the NEXUS application fee every 48 months†, which is not offered by either CIBC or American Express at this tier. The fee rebate is also available to supplementary cardholders.^†

Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores.

As a premium travel credit card, the TD^® Aeroplan^® Visa Infinite* Card comes with an impressive suite of insurance benefits, including:

• Travel medical insurance of up to $2,000,000 on the first 21 days of a trip (4 days for cardholders aged 65 and up).^†
• Trip cancellation/trip interruption: For trip cancellation, up to $1,500 per person and $5,000 total, which protects against unforeseen factors affecting your trip and for Trip Interruption, up to $5,000 per person and $25,000 total.^†
• Delayed and lost baggage insurance of up to $1,000 per person towards the purchase of essential items if your baggage is delayed by more than six hours or lost.^†
• Flight delay insurance of up to $500 if your flight is delayed by more than four hours.^†
• $500,000 Common Carrier Accident insurance, which protects you in case of a travel-related accident.^†
• Auto rental collision loss damage insurance, which can help you save on the insurance fees that car rental companies would otherwise charge for vehicles up to $65,000 MSRP.^†

One outstanding feature of the card is that the insurance applies to Aeroplan award tickets when you charge the full taxes and fees of the redemption ticket on your TD^® Aeroplan® Visa Infinite* Card.

This perk alone means that the TD^® Aeroplan^® Visa Infinite* Card is an excellent card to keep around for the long-term, because the insurance coverage will come in very handy if you travel frequently on Aeroplan awards.