$0
Monthly fee
A basic RBC savings account with low tiered interest and one free debit per cycle.
RBC Day to Day Savings pays tiered interest, with your rate depending on how much you keep in the account.
The highest tier applies to balances of roughly $3,000 or more. Across the board, the posted rates on this account are low compared to RBC's High Interest eSavings.
It's worth noting that RBC doesn't prominently publish the full rate table for this account, so check the current figures with RBC before relying on a specific rate.
There's no monthly fee on the RBC Day to Day Savings account.
You get one free debit per cycle, and each additional debit costs $2. Transfers between your own RBC accounts are always free.
Keep in mind that the per-debit charge makes this account poorly suited to frequent transactions.
Day to Day Savings is RBC's basic savings account, designed for setting money aside rather than active use.
Free transfers between RBC accounts make it easy to shuttle money to and from an RBC chequing plan, which is the natural way to use it given the $2 charge on extra debits.
Deposits are eligible for CDIC coverage.
Terms and conditions apply. The information for the RBC Day to Day Savings Account has been collected independently by Prince of Travel and is not provided or reviewed by RBC. Offers, rates, and fees are subject to change — always confirm details on the financial institution's website before applying.
Last updated: July 8, 2026
Savings