RBC Day to Day Banking Account

RBC Day to Day Banking carries a monthly fee of just $4, the lowest in RBC's chequing lineup.

Through RBC's Value Program, holding multiple eligible products can rebate the fee down to $0. The fee is also waived entirely for seniors, Indigenous clients, and RDSP beneficiaries.

The plan includes 12 debit transactions per month, so it's built for lighter banking activity rather than unlimited use.

Day to Day Banking is RBC's entry-level chequing plan, with 12 debits per month as the core allowance.

Notably, Interac e-Transfers are unlimited and don't count against your monthly debits. Transit payments and Virtual Visa Debit purchases are also free.

There's no minimum balance requirement, and deposits are eligible for CDIC coverage.