Business Platinum Card from American Express
130,000 MR points
Rack Up the Points with Referrals
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Business Platinum Card from American Express
- Earn 90,000 MR points upon spending $15,000 in the first three months
- Plus, earn 40,000 MR points upon making a purchase in months 15–17 as a cardholder
- And, earn 1.25x MR points on all purchases
- Also, receive a $200 annual travel credit
- Transfer Membership Rewards points to Aeroplan, The British Airways Club, Flying Blue, and other frequent flyer programs for premium flights
- Unlimited airport lounge access for you and one guest at Priority Pass, Plaza Premium, Centurion, and other lounges
- Credits and rebates for business expenses throughout the year with Amex Offers
- Bonus MR points for referring family and friends
- Qualify for the card as a sole proprietor
- Annual fee: $799
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Apparently you should avoid self-referrals now. Amex have updated their T&Cs to ban self-referrals. Do so at risk.
Hi Ricky! I was wondering, when I re-apply for a Business Platinum, do I need create a new AMEX online account for this to work? Or can I keep using my existing one?
You can keep your existing one, no issues there.
Hi Ricky! I was wondering how you would approach this if you already had the amex personal gold card ? What should my next step be?
Right now, you can’t really get any good referral bonuses from the personal Gold. I’d get started with the Amex Platinum and look to refer to other cards from there; alternatively, you may want to take advantage of the various special offers out there, like the business cards via Canada Post that I recently wrote about.
Ah I see, so I could open up the Amex Plat and them churn over to the other ones like you outlined in this article? And great, thanks! I will check out the business cards via Canada Post 🙂
Hi Ricky, curious what you advise putting for name of our business if we don’t truly own a business but are applying for a business platinum card. It won’t let me but "N/A"
Hi Steve,
You just put your own name, since you’re applying as a sole proprietorship. See: http://princeoftravel.com/blog/can-you-get-business-credit-cards
Awesome thanks!
That should be "it won’t let me PUT ‘N/A’"
Hey Ricky, do you know for sure if you can still refer between Business Platinum and Platinum (personal)? Some of the language on the Amex site makes it seem like Business cards need to refer to business cards.
For the record, I’m aware that the Gold Rewards Personal card can no longer accrue referral bonuses to or from the others.
Thanks for your help!
You can indeed still refer from between the Platinum and the Business Platinum (as well as the Business Gold to and from those cards).
How do you do that? I have a business platinum (through your reference :)) and want to refer myself to the business gold… When I log in i can only refer to the business platinum – it does not give me the option to refer to other cards.
Also, would you recommend doing this over the current Canada Post business gold card offer? Considering that the discounted annual fee of $149 will be reimbursed after $1.5k of purchase in the first 3 months in the Canada Post offer would you recommend self referring myself or going through Canada Post?
Thanks alot!
Once you copy and paste your referral link into a new window, you’ll be able to see the option to select the Business Gold at the bottom of the page.
I’d recommend going with Canada Post, because you end up paying $0 in fees on the Business Gold. If you were to self-refer, you’d get 15,000 MR points, but you’d also pay $250, which isn’t worth it.
Amazing article. Just to clarify, I can refer someone a gold card through my personal platinum and get 15,000 points instead of 5000? If so how do i do this?
Amazing article. Just to clarify, I can refer someone a gold card through my personal platinum and get 15,000 points instead of 5000? If so how do i do this?
Hi Spencer,
The rules changed in 2017 – nowadays only the Business Gold, Platinum, and Business Platinum cards can refer among each other. The Gold Rewards Card and the Cobalt Card are their own separate referral “family” now.
I’m trying to refer from the Gold (personal, not business) Card to a Platinum card, but not seeing the platinum card in the options (only the gold and cobalt). Anyone know how to fix this?
Unfortunately, the Gold Rewards Card can only refer other people to the Gold Rewards Card and the Cobalt Card these days. This changed in the latter half of 2017.
I’m trying to refer from the Gold (personal, not business) Card to a Platinum card, but not seeing the platinum card in the options (only the gold and cobalt). Anyone know how to fix this?
With the Business Platinum referral bonus likely coming down to 15,000 … does it still make sense to ‘start’ with this card?
Assuming it does come down to 15,000, starting with this card and with the personal Platinum card would be equivalent.
With the Business Platinum referral bonus likely coming down to 15,000 … does it still make sense to ‘start’ with this card?
The referral link created for me from my business platinum card only seems to link to business platinum or business gold. Would like to get that 25k referral for a couple other cards too. Am I missing something?
You can only refer from the Business Platinum to the one of the Business Platinum, Platinum, or Business Gold cards.
The referral link created for me from my business platinum card only seems to link to business platinum or business gold. Would like to get that 25k referral for a couple other cards too. Am I missing something?
Hi Ricky, something i’m not sure how to do, is once i sign up for an AMEX card, how exactly does the refferal link process work? where do i get this link?
Hi Ricky, something i’m not sure how to do, is once i sign up for an AMEX card, how exactly does the refferal link process work? where do i get this link?
Hi! I have a UK Platinum card – do you think I can also self refer and get the bonus points too? Its currently 18k MR points per card I refer. I am nervous they will detect I am referring myself and get zero referral bonus.
Thanks
Should be no problem!
Hi! I have a UK Platinum card – do you think I can also self refer and get the bonus points too? Its currently 18k MR points per card I refer. I am nervous they will detect I am referring myself and get zero referral bonus.
Thanks
Hi Ricky,
Are you 100% sure that I will get 25k referral bonus if I have a Business Platinum and I refer someone for the Business Gold? Generally, referral bonus for Business Gold is only 10k. I called AMEX and they told me it is:
– 25k referral bonus for Business Platinum
– 15k referral bonus for Platinum Charge
– 10k for Business Gold
This is regardless of which card i have myself. Have you had a different experience?
Hey Syed,
Yes, it matters which card you’re referring FROM, not which card you’re referring TO.
As you deal with Amex agents you’ll soon find that many of them aren’t as knowledgeable as the rest of us in the community when it comes to specifics like this.
Hope this helps,
Ricky
Hi Ricky,
Are you 100% sure that I will get 25k referral bonus if I have a Business Platinum and I refer someone for the Business Gold? Generally, referral bonus for Business Gold is only 10k. I called AMEX and they told me it is:
– 25k referral bonus for Business Platinum
– 15k referral bonus for Platinum Charge
– 10k for Business Gold
This is regardless of which card i have myself. Have you had a different experience?
But if you sign up and cancel your credit card to avoid paying the annual fees after the first year, doesnt that ruin your credit score?
Not really – the more credit you demonstrate you can use responsibly, the higher your credit score is. This effect is much stronger than the negative effect of opening and closing accounts, so overall your credit score can actually increase.
For more information, check out this article: http://princeoftravel.com/blog/all-about-credit-scores
But if you sign up and cancel your credit card to avoid paying the annual fees after the first year, doesnt that ruin your credit score?
Can you clarify what you mean in the above example by "self-refer"?
Hey Sue, so by self-refer what I’m talking about is generating a referral link (click on "Refer a Friend" on your Amex dashboard) and then using that same link to apply for a different card yourself. For example if you had a Business Platinum Card and wanted a new Gold Rewards Card, you could self-refer to the Gold and get yourself a referral bonus of 25,000 MR (in addition to the 25,000 MR you’d get from opening the new Gold Card).
Can you clarify what you mean in the above example by "self-refer"?
Harley, you’ll get the 25K once they are approved. They do not have to meet the minimum spend on their card.
Harley, you’ll get the 25K once they are approved. They do not have to meet the minimum spend on their card.
I just wanted to say that your blog is a great source of information and I enjoy reading it.
I have a question about referrals – I currently have an Amex Biz Plat and am planning to refer someone an Amex Gold Rewards card to get the 25K referral bonus. Is the referral bonus contingent on them being approved only, or do they have to meet their minimum spending requirement of $1500 over 3 months also?
I just wanted to say that your blog is a great source of information and I enjoy reading it.
I have a question about referrals – I currently have an Amex Biz Plat and am planning to refer someone an Amex Gold Rewards card to get the 25K referral bonus. Is the referral bonus contingent on them being approved only, or do they have to meet their minimum spending requirement of $1500 over 3 months also?