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TD® Aeroplan® Visa Infinite* Card

Everything you need to know about the TD® Aeroplan® Visa Infinite* Card, the flagship Aeroplan co-branded credit card issued by TD.

Updated on: October 2, 2024

Application must be approved by January 6, 2025 to receive this offer
Annual fee

$139

Signup bonus:

10,000 Aeroplan points upon first purchase†
15,000 Aeroplan points upon spending $7,500 in the first 180 days†
25,000 Aeroplan points as a one-time anniversary bonus upon spending $12,000 within 12 months of account opening†
Total of up to 50,000 Aeroplan points†

Interest rates:

20.99% on purchases; 22.99% on cash advances (20.99% in Quebec); 22.99% on balance transfers (20.99% in Quebec)

Earning rate:

1.5 Aeroplan points† per dollar spent on eligible groceries, gas, and direct through Air Canada® purchases, including Air Canada Vacations®; 1 Aeroplan point† per dollar spent on all other eligible purchases†

Perks & benefits:

Free first checked bag on Air Canada® flights†; Preferred pricing on Air Canada® flights†; $100 NEXUS credit†

The TD® Aeroplan® Visa Infinite* Card is an excellent option for all Aeroplan collectors to pick up a hefty chunk of points with a relatively low minimum spending requirement.

Bonuses & Fees

The TD® Aeroplan® Visa Infinite* Card is offering an enhanced welcome bonus of up to 50,000 Aeroplan points. Apply through our link to take advantage of this offer.

The enhanced offer is distributed as follows:

  • 10,000 Aeroplan points upon first purchase†
  • 15,000 Aeroplan points upon spending $7,500 in the first 180 days of account opening†
  • 25,000 Aeroplan points as a one-time anniversary bonus upon spending $12,000 within 12 months of account opening†
The annual fee of $139 is rebated in the first year under the current promotion.† By having TD's All-Inclusive Banking Plan, you'll be able the waive the annual fee on this card in subsequent years, too.†

Supplementary cards can be added to your account at an annual cost of $75 per card.†

To receive the first-year annual fee rebate, you must activate your card and make your first purchase on the account within the first three months after account opening and you must add your additional cardholders by January 6, 2025.†

Earning Rewards

The TD® Aeroplan® Visa Infinite* Card offers 1.5 Aeroplan points† per dollar spent on eligible gas, grocery, and Air Canada® purchases, including Air Canada Vacations®. Meanwhile, you’ll earn 1 Aeroplan point† per dollar spent on all other eligible purchases.† The earning rates on this card are good, but not extraordinary. It offers a decent return on important categories such as gas and groceries, while also coming with a few Air Canada® benefits that make it a good staple card to hold.

Redeeming Rewards

Aeroplan remains the program of choice for the vast majority of Canadians aiming to redeem their points for high-value international business class and First Class redemptions. Redeeming Aeroplan points follows the Aeroplan Flight Reward Chart, and can cost as little as 55,000 points one-way from Vancouver to Tokyo in business class, for example. From the East Coast, 60,000 Aeroplan points (or often fewer, thanks to Air Canada’s® preferred pricing benefit if you hold Aeroplan Elite Status or a co-branded credit card) would unlock a transatlantic flight to most parts of Western Europe. Closer to home, short-haul flights within North America that are under 500 miles only cost as few as 6,000 Aeroplan points one-way.

Perks & Benefits

The TD® Aeroplan® Visa Infinite* Card prides itself upon a strong set of Air Canada® travel benefits. As a cardholder, you'll receive:

  • Free first checked bag on Air Canada® flights, for the primary and supplementary cardholders†
  • Preferred pricing when redeeming Aeroplan points for Air Canada flights†
  • The ability to earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) for every $10,000 you spend on the card†
  • Your Aeroplan points won't expire for as long as you're a cardholder†
On top of that, a unique perk on this card comes in the form of a $100 (CAD) NEXUS credit†, which is not offered by either CIBC and American Express at this tier. A NEXUS card will make your journey across the US border much smoother.

Insurance Coverage

As a premium travel credit card, the TD® Aeroplan® Visa Infinite* Card comes with an impressive suite of insurance benefits, including:

  • Travel medical insurance of up to $2,000,000 on the first 21 days of a trip (4 days for cardholders aged 65 and up).†
  • Trip cancellation/trip interruption: For trip cancellation, up to $1,500 per person and $5,000 total, which protects against unforeseen factors affecting your trip and for Trip Interruption, up to $5,000 per person and $25,000 total.†
  • Delayed and lost baggage insurance of up to $1,000 per person towards the purchase of essential items if your baggage is delayed by more than six hours or lost.†
  • Flight delay insurance of up to $500 if your flight is delayed by more than four hours.†
  • $500,000 Common Carrier Accident insurance, which protects you in case of a travel-related accident.†
  • Auto rental collision loss damage insurance, which can help you save on the insurance fees that car rental companies would otherwise charge for vehicles up to $65,000 MSRP.†
One outstanding feature of the card is that the insurance applies to Aeroplan award tickets when you charge the full taxes and fees of the redemption ticket on your TD® Aeroplan® Visa Infinite* Card. This perk alone means that the TD® Aeroplan® Visa Infinite* Card is an excellent card to keep around for the long-term, because the insurance coverage will come in very handy if you travel frequently on Aeroplan awards.

† Terms and conditions apply.

† The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

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