TD Cash Back Visa* Card

Last updated: April 19, 2024
  • Up to 1% cash back
  • $0 Annual fee
Annual fee:
Annual Interest Rates
19.99% purchase (20.99% QC)
22.99% cash advance (20.99% QC)
22.99% balance transfer (20.99% QC)
Earning rate:
1% cash back on groceries, gas, and recurring bill payments
0.5% cash back on all other purchases

The TD Cash Back Visa Card is a card geared towards students, newcomers to Canada, or individuals with new or recovering credit files who want to build a strong relationship with TD while earning some cash back.

Bonuses & Fees

As a basic cash back credit card, the TD Cash Back Visa Card does not offer a welcome bonus.

The card has no annual fee for both the primary cardholder and any supplementary cardholders. It’s a solid choice to keep open as a free primary or backup credit card, all while supporting the longevity of your credit history.

Earning Rewards

The TD Cash Back Visa Card earns 1% cash back on groceries, gas, and recurring bill payments, with a maximum of $5,000 spent per year for gas and groceries combined, and a maximum of $5,000 for recurring bills.

It earns 0.5% cash back on all other purchases.

Redeeming Rewards

You can redeem your cash back dollars to pay down your account at any time with a minimum of $25. Otherwise, you can set up your account to do this automatically each January with no minimum cashback amount.

Perks & Benefits

Cardholders save a minimum of 10% off base rates at Avis and Budget when renting within Canada and the U.S., and a minimum of 5% off elsewhere.

Insurance Coverage

This card doubles the manufacturer’s warranty up to one additional year as well as provides 90 days of purchase protection.

Legal Disclaimers

Apply Now

As a basic no-fee product, the TD Cash Back Visa Card has no minimum income requirement.

Follow the below link to the TD website to learn more about this card and submit an application.

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