The TD Cash Back Visa* Card is a card geared towards students, newcomers to Canada, or individuals with new or recovering credit files who want to build a strong relationship with TD while earning some cash back.

The card has no annual fee for both the primary cardholder and any supplementary cardholders. It’s a solid choice to keep open as a free primary or backup credit card, all while supporting the longevity of your credit history.

The TD Cash Back Visa* Card earns 1% cash back on groceries, gas, electric vehicle charging, public transit, recurring bill payments, streaming, digital gaming, and media, with a maximum of $5,000 spent per year for gas, groceries, electric vehicle charging, and public transit combined, and a maximum of $5,000 for recurring bills, streaming, digital gaming, and media combined.

It earns 0.5% cash back on all other purchases.

You can redeem your cash back dollars to pay down your account at any time with a minimum of $25. Otherwise, you can set up your account to do this automatically each January with no minimum cashback amount.

Cardholders save a minimum of 10% off base rates at Avis and Budget when renting within Canada and the U.S., and a minimum of 5% off elsewhere.

Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores.

This card doubles the manufacturer's warranty up to one additional year as well as provides 90 days of purchase protection.