165,000 TD Rewards Points
Apply Now†Terms and conditions apply.
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$900
First-year value
165,000
TD Rewards Points
$139
Annual fee
First Year Rebate
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of TD Rewards Points at 0.5 cents per point.
Last updated: March 2, 2026
The TD First Class Travel® Visa Infinite* Card is one of the most popular credit cards that allows you to earn points in the bank's proprietary TD Rewards program.
With regular high-volume welcome bonuses, a strong return on travel purchases booked through Expedia, and a competitive insurance package, the TD First Class Travel® Visa Infinite* Card is a solid choice to incorporate into your TD credit card strategy.
| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 20,000 | First purchase |
| Spend threshold | 145,000 | $7,500 spend in 6 months |
| Total | 165,000 TD Rewards Points |
Annual Fee
$139
First Year
Free
Additional Card
$50/yearFirst Year Rebate
This offer is a great option for those looking for flexibility with points, since TD Rewards Points can be redeemed against cash travel bookings.
Holding a TD Unlimited or All-Inclusive chequing account provides an annual fee rebate on one TD credit card of your choice, including the TD First Class Travel® Visa Infinite* Card.
We value TD Rewards Points at 0.5 cents per point, which makes the TD First Class Travel® Visa Infinite* Card a solid travel rewards card — particularly with its generous welcome bonus and first-year annual fee rebate.
While TD Rewards aren't as valuable on a per-point basis as airline miles, the flexibility to redeem for nearly any travel purchase via Expedia for TD — plus the low-effort earning structure — makes this card attractive for casual travellers.
Our estimate reflects minimum value based on standard redemption rates. With strategic use or promotional offers, you may be able to earn more from your TD Rewards Points.
| Category | Rate |
|---|---|
| Expedia for TD | 8× |
| Groceries | 6× |
| Dining | 6× |
| Transit | 6× |
| Bills | 4× |
| Streaming | 4× |
| Everything Else | 2× |
With TD Rewards Points typically worth 0.5¢ each, the card's earning rates deliver strong returns across multiple categories.
Redeem your TD Rewards Points for travel through Expedia® for TD to maximize their value.
Redeeming outside of Expedia® for TD offers lower value for travel purchases compared to the Expedia® for TD redemption option.
4 Visa Airport Companion lounge visits per year
General$100 annual Expedia for TD travel credit
GeneralAnnual birthday bonus up to 10,000 TD Rewards points
GeneralThe benefits help offset the annual fee.
You'll also get four complimentary lounge visits each year through the Visa Airport Companion Program, hosted by DragonPass.
Underwritten by TD Life Insurance Company / TD Home and Auto Insurance Company
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | $2,000,000 | 21 days · 4 days (65+) · Cardholder, spouse, dependent children |
| Trip Cancellation | $2,500 | $10,000/trip · charge required · Not explicitly — standard 75% charge rule applies |
| Trip Interruption | $5,000/person | $25,000/trip · charge required |
| Trip Delay | $500 | 4-hour minimum · Accommodations, meals, essentials |
| Baggage Delay | $1,000 | 6-hour minimum |
| Baggage Loss | $1,000/person | — |
| Rental Car | Included | CDW/LDW · MSRP ≤ $65,000 · up to 48 days |
Pre-Existing Conditions
90-day stability period required (180 days for 65+)
The TD First Class Travel® Visa Infinite* Card offers a strong set of insurance provisions.
†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
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165,000 TD Rewards Points
Apply Now†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Last updated: March 2, 2026
