Rogers Red Mastercard^®

Without an upfront bonus or annual fee, this is a commitment to long-term everyday earning rather than first-year value – a structure that suits households consolidating telecom bills but skips the immediate payoff most cardholders expect.

This is a blunt-instrument card for Rogers/Fido/Shaw customers: uncapped 2% on everything domestic, but the 2.5% FX fee makes it a net loser abroad. Pair it with a no-FX card for travel.

With no annual fee to justify, you're free to keep this card active indefinitely as a zero-cost backup for everyday spending – particularly useful if your premium travel cards carry foreign transaction fees and you need a domestic fallback. The included Mastercard purchase protections (extended warranty, price protection) quietly add value on electronics or appliances without costing you a cent in upkeep.