7,000 Meridian rewards
Apply Now$35
First-year value
7,000
Meridian rewards
$99
Annual fee
First Year Free
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Meridian rewards at 0.5 cents per point.
Last updated: February 12, 2026
The Meridian Visa Infinite* Travel Rewards Card is Meridian's top-tier card geared towards travellers.
It's worth considering for its insurance benefits on cash travel bookings, especially for seniors who travel with their grandchildren.
| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 7,000 | First purchase |
Annual Fee
$99
First Year
Free
Additional Card
$30/yearFirst Year Rebate
A first-purchase bonus with no annual fee removes all friction but also sets low expectations – this is a card for Meridian members who want travel rewards without commitment, not a signup bonus play.
Best suited as a no-cost starter card or secondary option for existing credit union clients who value simplicity over accumulation speed.
| Category | Rate |
|---|---|
| Foreign Currency | 3× |
| Everything Else | 1.5× |
Foreign spending carries a conversion fee that erases most of the 3x bonus, making this a poor choice abroad despite the elevated rate. You're better off with a no-FX-fee card and lower earn.
Domestically, the flat 1.5x rate is serviceable but unremarkable – pair this with category-specific cards and use it only as a gap-filler for unoptimized spending.
Without transfer partners, the portal is your only route – making this program best suited for simple domestic bookings where award space is tight. You're trading flexibility for the potential of outsized premium cabin redemptions.
Maximize foreign currency spending to build your balance faster, since redemption options can't be optimized beyond booking through the portal.
Strong insurance
Travel InsuranceVisa Infinite brings lounge access via LoungeKey (1,100+ lounges worldwide), concierge service, and Luxury Hotels & Resorts discounts – all genuinely useful if you activate them properly. The insurance suite is comprehensive for a no-fee card, and unusually, trip cancellation coverage extends to award tickets booked with points, not just cash fares.
Mobile device protection is included if you charge your wireless bill to the card – still rare at this tier. Emergency medical coverage runs up to 48 days for travellers under 55, though it's secondary coverage, so claim through your provincial plan first.
Underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida (underwriting under Assurant)
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | $5,000,000 | 48 days · 15 days (65+) · Cardholder, spouse (resident of Canada with GHIP), and eligible dependent children for emergency medical expenses incurred outside province of residence |
| Trip Cancellation | $2,000 | charge required |
| Trip Interruption | $2,000/person | charge required |
| Trip Delay | $2,000 | null-hour minimum · Up to $200/day for living expenses due to missed connection or illness/accident delay, max $2,000 per trip for all insured persons |
| Baggage Delay | $500 | 6-hour minimum |
| Baggage Loss | $1,000/person | — |
| Rental Car | Included | CDW/LDW · MSRP ≤ $65,000 · up to 48 days |
| Travel Accident | $1,000,000 | — |
| Purchase Protection | $50,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
| Mobile Device | Included | $1,000/claim |
Pre-Existing Conditions
90-day stability period required (180 days for 65+)
View Certificate of Insurance (PDF)
The rental car waiver's $65,000 MSRP cap stands out – higher than many travel cards capped at $50,000 – making this a practical choice for premium SUV rentals in Iceland, New Zealand, or ski destinations where vehicle costs run high.
Per-person trip cancellation limits become tight on international flights or family bookings, and award tickets paid with points aren't covered. For cash bookings the baseline is solid; for redemptions or complex trips, layer on supplemental coverage.
7,000 Meridian rewards
Apply NowLast updated: February 12, 2026
