Tangerine World Mastercard

Everything you need to know about the Tangerine World Mastercard, a no-fee cash back credit card with flexible rewards categories.

Updated on: 2024-05-01

Best offer is available until October 31, 2024

$0 Annual fee

Signup bonus:

10% cash back in the first two months, up to $100 total cash back for spending $1,000

Annual fee:


Earning rate:

2% cash back on up to three categories of your choice out of Groceries, Furniture, Restaurants, Hotel/Motel, Gas, Recurring Bill Payments, Drug Store, Home Improvement, Entertainment, and Public Transportation & Parking
0.5% cash back on all other purchases



The Tangerine World Mastercard has a uniquely flexible rewards structure which you can tailor to your spending patterns. It's not a superb travel card, but it's a good no-fee option for insurance on other purchases.

Bonuses & Fees

Until April 30, 2024, this card is offering 10% cash back on the first $1,000 spent within your first two months with the card, up to a total of $100. That's in addition to the regular earning rate, so you could earn up to 12% return on spend on some purchases. There is no annual fee, and supplementary cards are also free.

Earning Rewards

The Tangerine World Mastercard earns 2% cash back on up to three categories of your choice:

  • Groceries
  • Furniture
  • Restaurants
  • Hotel/Motel
  • Gas
  • Recurring bill payments
  • Drug Store
  • Home Improvement
  • Entertainment
  • Public transportation & parking
It earns 0.5% cashback in all other categories. 2% cash back is a generous offering for a no-fee card and being able to select your preferred categories make this a good card for every person since each is able to select their 2% cashback categories to match their spending patterns. All cardholders can select two bonus categories. Plus, if you have Tangerine Savings account, you can add a third category at the 2% rate.

Redeeming Rewards

Cash back is paid monthly, applied either directly to your credit card balance or into your Tangerine Savings account.

Perks & Benefits

This card includes a Mastercard Travel Pass by DragonPass membership, although visits are still $32 (USD) each. Also, this card offers a free Boingo Wi-Fi membership.

Insurance Coverage

Insurance is on par with the competition, with rental car insurance covering up to an MSRP of $65,000 and an extended warranty that doubles the manufacturer's up to one additional year.

More interestingly, this card offers 90 days of purchase protection and mobile device protection to the tune of $1,000 every 2 years. In particular, mobile device insurance isn't that common on cards with no annual fee, making this card stand out in that regard.

†Terms and conditions apply. Tangerine is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

Share this post