$70 cash back
Apply Now†Terms and conditions apply.
†Offer only available to residents of Ontario.
Meridian Credit Union is not responsible for maintaining the content on this site. Please click on the 'Apply Now' link for the most up to date information.
$70
First-year value
$70
cash back
$99
Annual fee
First Year Free
Based on the minimum spend required to earn the full welcome bonus.
$70 cash back on first purchase
Gas & Groceries
Pharmacy & Utility Bills
Everything Else
Last updated: February 12, 2026
The Meridian Visa Infinite* Cash Back Card is a solid choice for an everyday Visa card. It has good earning rates on spending, with a lower annual fee than similar cards offered by bigger banks.
This card is perfect if you want a Meridian credit card with added insurance coverage, and are comfortable with a modest annual fee.
Canada’s 8 Best Cash Back Credit Cards
Read moreCurrently, the Meridian Visa Infinite* Cash Back Card does not offer any signup bonus.
This card comes with a $0 annual fee.
You can also order supplementary cards which carry a $30 annual fee, but are also waived for the first year.
The Meridian Visa Infinite* Cash Back Card earns Meridian Rewards Points at the following rates:
Note that there's a $25,000 annual cap for elevated earning rates on gas, groceries, pharmacy, and utility bill payments. Once you've reached the maximum, you'll earn 1 Meridian Rewards Point per dollar spent in those categories for the remainder of the year. The reset date is January 1 of each year.
Your Meridian Rewards Points can be redeemed in a variety of ways, including the following:
The amount your Meridian Rewards Points are worth will depend on what you are looking to redeem your points for. It's possible to get value as high as 1 cent per point, which is what you should aim for if you'd like to maximize your rewards.
†Terms and conditions apply.
†Offer only available to residents of Ontario.
Meridian Credit Union is not responsible for maintaining the content on this site. Please click on the 'Apply Now' link for the most up to date information.
$70 cash back
Apply Now†Terms and conditions apply.
†Offer only available to residents of Ontario.
Meridian Credit Union is not responsible for maintaining the content on this site. Please click on the 'Apply Now' link for the most up to date information.
Last updated: February 12, 2026
The card comes with all of the standard Visa Infinite benefits, including:
The Meridian Visa Infinite* Cash Back Card offers the following insurance benefits:
While the card has decent insurance for trip interruption and baggage issues, you have to pay for the full ticket price with the card. That means that award tickets aren't covered, as a mix of points and cash.
