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Home Trust Preferred Visa Card

Last updated: August 12, 2021
  • $0 Annual fee
Annual fee:
$0
Earning rate:
1% cash back on all Canadian-dollar purchases
Perks & benefits:
No foreign transaction fees
Insurance:
Poor

The Home Trust Preferred Visa Card is a basic choice for a Visa card with no annual fees and no foreign transaction fees. It would suit frequent travellers who prefer a simple wallet, keeping the same card year after year, and acceptance at a wide range of merchants globally.

Bonuses & Fees

The card has no welcome bonus, and no annual fee.

Earning Rewards

The card earns 1% cash back on all purchases made in Canadian dollars.

There is no foreign transaction fee for purchases made in other currencies, but there are also no rewards.

Redeeming Rewards

Cash back rewards are accumulated from your January statement until your December statement, and they are automatically issued as a statement credited sometime in January of the following year.

Perks & Benefits

The card has no significant perks or benefits, aside from no foreign transaction fees.

Insurance Coverage

The Home Trust Preferred Visa Card does not offer any insurance, with the exception of basic purchase protection.

Apply Now

This credit card has no minimum income requirement. Even if you have a weaker credit score, you're likely to be approved.

Follow the below link to the Home Trust website to learn more about this card and submit an application.

Josh Greenberg

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