The Home Trust Preferred Visa Card is a basic choice for a Visa card with no annual fees and no foreign transaction fees. It would suit frequent travellers who prefer a simple wallet, keeping the same card year after year, and acceptance at a wide range of merchants globally.
Bonuses & Fees
The card has no welcome bonus, and no annual fee.
The card earns 1% cash back on all purchases made in Canadian dollars.
There is no foreign transaction fee for purchases made in other currencies, but there are also no rewards.
Cash back rewards are accumulated from your January statement until your December statement, and they are automatically issued as a statement credited sometime in January of the following year.
Perks & Benefits
The card has no significant perks or benefits, aside from no foreign transaction fees.
The Home Trust Preferred Visa Card does not offer any insurance, with the exception of basic purchase protection.