BMO Ascend Business Mastercard^®*

The BMO Ascend Business Mastercard®* is BMO's no-fee business card on BMO Rewards. It earns 2 points per dollar on gas, office supplies and cell phone and internet bills, on up to $50,000 of those purchases a year, and 1 point per dollar on everything else.

New cardholders earn 25,000 BMO Rewards points after spending $3,000 in the first 110 days. The card also comes with a 0% introductory interest rate on balance transfers for nine months, with a 3% transfer fee.

The card has no annual fee.

The card earns BMO Rewards points at these rates:

• 2 points per dollar on gas, office supplies, and cell phone and internet bill payments, on up to $50,000 of those purchases a year
• 1 point per dollar on everything else

BMO Rewards points are worth $1 for every 150 points when you use Pay with Points to cover eligible travel, such as flights, hotels, car rentals, vacation packages and cruises. You can also redeem them for more than 100 gift cards, or apply them to other eligible purchases from as little as $1.

Perks on the card include:

• Three months of Instacart+ and a $5 monthly Instacart credit
• Automatic rebates of 1% to 25% at qualifying merchants with Mastercard Easy Savings
• 30% off H&R Block's DIY and Assisted tax offerings
• 20% off Cirque du Soleil shows touring Canada, and 15% off resident shows in Las Vegas
• Up to 30% off base rates at Avis and up to 35% at Budget when you prepay
• Up to 22 employee cards, and a Liability Waiver Program against employee card misuse

The card has no travel insurance. Its coverage is 90-day purchase protection, plus extended warranty protection of up to an additional year on items you charge to your card.