Treat yourself to some extra cash back. Then, start earning up to 3% on your everyday purchases.ⓘ 

Gas, groceries, dining, transportation – make every cent count.

3%

2%

1%

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

3 cents

+

7 cents

Maximize your cash back with these perks

Get cash back on demand

Earn cash back with CIBC Global Money Transfer™,ⓘ

Annual fee

$99
(first year rebatedⓘ) 

$30
for each additional card
(3 card maximum. First year rebated.ⓘ) 

Interest rate (purchases)

RDS%rate[2].VPDIV.Published(null,null,6,null)(#R#)%ⓘ 

Interest rate (cash)

RDS%rate[2].VPDIV.Published(null,null,3,null)(#O2#)%ⓘ,ⓘ

RDS%rate[2].VPDIV.Published(null,null,90,null)(#O2#)%ⓘ,ⓘ

(for Quebec residents)

Minimum annual income

$15,000
(household)

Valuable insurance included with your cardⓘ,ⓘ,ⓘ