Rogers Red World Elite® Mastercard®

Rogers customers: You will earn 2% cash back rewards on all eligible purchases and 3% cash back rewards on eligible purchases made in US dollars if you are a Rogers, Shaw or Fido customer with an eligible service and your accounts are in good standing. Eligible services include postpaid Rogers or Fido-branded consumer mobile plans (including wireless home phone and tablet data plans) or any Rogers, Shaw or Fido-branded internet, TV, home phone, home monitoring or satellite plan. Business/corporate plans are excluded. You must be the primary account holder for the eligible service. Eligibility for postpaid Rogers consumer mobile plans includes user who has permission to make changes on the account (i.e. a Level 1 Authorized User).

Non-Rogers customers: You will earn 1.5% cash back rewards on all eligible purchases and 3% cash back rewards on eligible purchases made in US dollars.

Cash back rewards are earned on eligible purchases or deducted for returns on a per-transaction basis based on the posting date of the transaction. Cash advances, balance transfers, cash-like transactions, interest, fees, insurance premiums and payments are not eligible purchases and do not qualify. Minimum redemption amount is $10 CAD. Cash back rewards can be redeemed online through the Rogers Bank app towards purchases or requested in the form of a statement credit annually. Account must be open and in good standing to earn and redeem cash back rewards. Foreign currency transactions are converted to Canadian dollars at the rate established by Mastercard International in effect on or after the date of the transaction and no later than the date the transaction is posted to the account plus an amount equal to 2.5% of the transaction amount after it has been converted to Canadian dollars.

Your cash back rewards can be redeemed for 1.5 times (or 150%) of their regular redemption value when you apply them against eligible Rogers Communications Canada Inc. (“Rogers”) purchases, including new phones, bill payments and accessories. Fido and Shaw purchases are included. Exclusions apply. Redemptions must be made in the Rogers Bank app, where eligible Rogers purchases are identified. Minimum redemption amount is $10 CAD.

Roam Like Home is provided by Rogers Communications Canada Inc. ("Rogers") and available to most Rogers customers with an eligible postpaid wireless plan (most enterprise plans, monthly plans that include roaming services as well as prepaid accounts are excluded). You will automatically be credited up to 5 Roam Like Home days per year on your Rogers bill once you link your Rogers Bank credit card account to your Rogers postpaid account and eligible wireless plan. Both accounts must be in good standing. Unused Roam Like Home days at no cost do not carry over to the following year. See rogers.com/terms for full Roam Like Home terms and conditions.

Insurance benefits included with the Rogers Red World Elite Mastercard are underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. Coverage is subject to conditions, limitations and exclusions, including a pre-existing condition for certain benefits as well as the requirement to charge the eligible expenses and/or items to the Rogers Red World Elite Mastercard. For full terms and conditions, please refer to the certificates of insurance at rogersbank.com/coverage

As awarded by creditcardGenius in January 2025.

As awarded by RATESDOTCA in January 2025.

As awarded by creditcardGenius in January 2025.

As awarded by creditcardGenius in January 2024.

As awarded by RWARDSCANADA.CA in January 2025.

As awarded by RWARDSCANADA.CA in January 2024.

As awarded by Frugal Flyer in January 2025.

Minimum purchase and redemption amount of $10. Cash back rewards apply up to lesser of purchase amount or rewards balance. Some exceptions apply, including cash advances and cash equivalents. Rewards are not refundable. Account must be in good standing. See Reward Program Terms and Conditions, rogersbank.com/legal

Rogers Bank optional Group Balance Protection group insurance is underwritten by Canadian Premier Life Insurance Company.

2X Cash Back Offer: Offer begins April 15, 2025 and ends on September 30, 2025 at 11:59 pm ET (Offer Period). Offer available to Rogers Red Mastercard or Rogers Red World Elite Mastercard (Eligible Card) primary cardholders with a Rogers 5G Infinite Ultimate or 5G Infinite Ultimate VIP mobile plan (Eligible Plan). To qualify, during the Offer Period, you must have or apply for an Eligible Card and activate an Eligible Plan. New Eligible Card applications must be approved in order to qualify.

After you qualify, in addition to the 2% cash back you earn on eligible purchases, you will earn an additional 2% in cash back rewards (Bonus Rewards) on Eligible Rogers Purchases (defined below) made with your Eligible Card (total of 4%). Bonus Rewards are applied as an adjustment to your Eligible Card rewards balance and may take up to 2 months to post. Rogers Bank and Eligible Plan accounts must be open and in good standing. Offer may be changed, cancelled or extended at any time without notice and is subject to Eligible Card Benefits Guide and Cardholder Agreement. Eligible Plan account holder or user with permission to make changes on the account (i.e. a Level 1 Authorized User) and Eligible Cardholder must be the same. Eligible Rogers Purchases means purchases from Rogers, Fido or Shaw at participating Rogers or Fido branded retail locations, online or via Customer Care (phone), and includes Eligible Plan bill payments, new phones and accessories.