Chase Bonvoy Boundless Visa: Five Free Nights Worth 250,000 Points!

Big news from the US credit card market: Chase has brought back one of its best-ever welcome bonuses on the Chase Marriott Bonvoy Boundless Visa: five Free Night Awards worth up to 50,000 Bonvoy points each, valuing the overall offer at 250,000 Bonvoy points.

Chase Bonvoy Boundless Visa: Five Free Night Awards Worth 50,000 Points Each

Most credit card signup bonuses are delivered in the form of rewards points in a certain loyalty program, but Chase has taken a different approach here.

Upon signing up for the Chase Bonvoy Boundless Visa and spending US$5,000 in the first three months, you’ll earn a total of five Free Night Awards, each worth up to 50,000 Bonvoy points. The card has an annual fee of US$95.

The Free Night Awards will be deposited in your account up to eight weeks after meeting the spending threshold. They’ll then be valid for one year from the date of issuance, meaning that you’ll have the opportunity to redeem them for your travels throughout the rest of 2022 and into 2023. 

On paper, the five free night certificates are worth up to 250,000 Marriott Bonvoy points in total, which is obviously a jaw-dropping bonus to receive on a single credit card application.

Of course, you don’t actually get the full flexibility of having 250,000 Bonvoy points in your account, as you’re limited to redeeming the Free Night Awards as they are – you wouldn’t be able to leverage the Marriott Bonvoy points to transfer to their airline partners, for example.

But if you primarily collect Bonvoy points for the purposes of high-end hotel stays, then this offer will be right up your alley.

Not only can you redeem each Free Night Award for a hotel that would otherwise cost 50,000 Bonvoy points, but you can also top-up the Free Night Award by up to 15,000 points, thus potentially using each certificate towards a hotel that would otherwise cost up to 65,000 points.

Use the welcome bonus for five free nights at the St. Regis Langkawi

Plus, in addition to the signup bonus worth a quarter-million Bonvoy points on its own, the Chase Marriott Visa also provides an elite qualifying boost of 15 elite nights, which can be stacked with the American Express US Marriott Bonvoy Business Card to give you a total of 30 elite qualifying nights.

Remember, the only way to stack two of these 15-night bonuses to reach 30 is to hold both a US-issued personal Bonvoy card and a US-issued business Bonvoy card.

If you hold the following combination of Marriott Bonvoy co-branded credit cards...

You will receive...

Canadian personal + Canadian business

15 elite qualifying nights

Canadian personal + US personal

15 elite qualifying nights

Canadian personal + US business

15 elite qualifying nights

Canadian business + US personal

15 elite qualifying nights

Canadian business + US business

15 elite qualifying nights

US personal + US business

30 elite qualifying nights

That’ll get you more than halfway towards Marriott Platinum Elite status, which is where you start to enjoy the truly valuable benefits like free breakfast, lounge access, and suite upgrades.

The Chase Bonvoy Boundless can also be worthwhile to keep year after year, thanks to its anniversary bonus of a Free Night Award worth up to 35,000 Marriott Bonvoy points, which can easily outweigh the card’s US$95 annual fee.

Lastly, in terms of the points earning rate, the Chase Marriott Boundless earns 6 Marriott points per US dollar spent at Marriott properties, which is on par with with its Amex US counterparts.

On all other purchases, it earns 2 Marriott points per US dollar spent, which isn’t really a competitive return in my books – your best bet would be to reserve this card for spending at Marriott hotels.

Who Is Eligible for the Bonus?

As good as the offer is, there is a multilayered set of eligibility rules that might limit many individuals who are interested in the offer from actually being able to get it.

First of all, Chase generally requires at least one year of established credit history in the US (and sometimes more) to approve you for a premium travel credit card. They also won’t process applications without an SSN or ITIN included on the application.

For Canadians, this means that only those of us who’ve already gotten started on our US credit card journey at least one year ago will potentially be eligible at this time – if you haven’t gotten started yet, there’s no better time than the present, so that you can have some skin in the game the next time one of these stunning non-Amex offers arrive.

Chase also has the infamous “5/24 rule”, which means that they won’t approve you for any credit card if you’ve opened more than five credit cards over the past 24 months. So if you’ve gone on a US credit card application spree recently, that means you won’t be able to get approved for the Chase Bonvoy Boundless until you go back “under 5/24”.

Next, on the Chase Marriott cards specifically, there is a very convoluted set of exclusion criteria for prospective cardholders who also hold the Marriott credit cards issued by American Express US. Here they are:

This is some very granular fine print indeed, and you’ll want to carefully read through each criterion to make sure it does not apply to you if you want to be eligible for the bonus.

Alas, I imagine that many Canadians who’ve gotten started with US credit cards may have applied for one of the Amex US Bonvoy credit cards along the way: either the US Bonvoy Brilliant or the US Bonvoy Business.

If that’s the case, you might find yourself disqualified from the Chase bonus due to the above eligibility criteria – Marriott clearly doesn’t want to be doling out big bonuses left and right to anyone who’s willing to apply for their cards from both issuers.

On the other hand, if you’re already fairly “deep in the game” with US credit cards but haven’t touched the Amex US Bonvoy cards yet, then you’d certainly be eligible for this rip-roaring bonus on the Chase Bonvoy Boundless, and you should absolutely jump onboard while it’s available. 

Conclusion

The Chase Bonvoy Boundless Visa has brought back its much-celebrated welcome offer of five Free Night Awards, each redeemable for a free night worth up to 50,000 Bonvoy points and valid for one year from the date of issuance, when you apply and spend US$5,000 in the first three months.

Unfortunately, Chase’s relatively stricter approval criteria, as well as the specific eligibility criteria on this product, may disqualify many prospective applicants (especially those from Canada) from the bonus.

However, there is no published end date on the offer, so my sense is that it could remain in place for at least a few months’ time, giving those of us who may need to maneuver our US credit card portfolio with the eligibility criteria in mind the opportunity to do so.

9 Comments
  1. Annie

    Another card that is worth mentioning is Marriott Bonvoy Bold for 60,000 ($2000 min spend) for $0 Annual Fee. Free 60k Marriott Bonvoy sounds good 😉
    For this Marriott Bonvoy Boundless card, it looks quite attractive as the Annual Fee is $95. As Ahbi said, I also prefer having the points rather than free night certificates.
    I’m having the AmEx CA Marriott Bonvoy Business card (still bitter that they gave me 55k only instead of 70k + $100 statement credit even though that was the offer when I applied) with 15 nights, what are the chances that the 15 nights of Chase Marriott Bonvoy Boundless will stack?

    1. DenB® YTO

      No Canada-issued credit cards provide Marriott elite nights that stack. Only one combination stacks elite nights: one personal Bonvoy credit card issued in USA AND one Business Bonvoy credit card issued in the USA to the same person and linked to the same Bonvoy account. Each provides 15 elite nights annually, for a total of 30.

  2. Ahbi

    Interesting wording in the terms that sound like you can top up these certificates and would therefore make them less valuable than a typical 50K FNA especially considering dynamic pricing…

    Your e-certificate may not be combined with cash or other Marriott Bonvoy points when redeeming for your free night, and may not be transferred, extended beyond expiration date, or re-credited for points

  3. Bruce

    So if you have the Amex Brilliant card does it mean:

    1. You can never get a Chase boundless welcome bonus OR
    2. You can only get it after 24 months have past since you got the brilliant welcome bonus

    1. Ricky YVR

      #2.

      1. Pete

        I’ve had the Amex Bonvoy Brilliant and Business USA cards for over 3yrs now and still have them today. Will I still Qualify for the 250,000 sign up?
        Will I get a pop up that tells me I don’t qualify as I go through the application process?

        1. Rachel YYZ

          If you’ve never held the Amex US Bonvoy Card with the $95 fee (Amex US has since discontinued this card), then you qualify for this Chase bonus.

  4. Stacey Graziano

    Curious how the players in the US credit card market are reaching the $5000 spend with the border closed and the difficulty of getting Cdn mail delivery thru USA websites?

    1. M

      No one said the spending had to be in the USA. It’s just USD, which means you convert your CAD spending into USD and that’s your number.

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