Chase Aeroplan® Credit Card: Earn 75,000 Bonus Points

The Chase Aeroplan® Credit Card is running one of its stronger welcome offers in recent memory. New cardholders can earn 75,000 bonus Aeroplan points after $4,000 (USD) in purchases within the first three months of opening the account.

The timing lines up with a second promotion worth paying attention to. Chase Ultimate Rewards is also running a 20% transfer bonus to Aeroplan through April 30, 2026, which opens a short window to stack both offers for anyone picking up the card this month.

At a $95 (USD) annual fee, the Aeroplan® Credit Card has long been one of the better mid-tier US cards for Air Canada and Star Alliance redemptions. The current welcome bonus makes the case even stronger.

Chase Aeroplan® Credit Card: Earn 75,000 Bonus Points

The current welcome bonus structure breaks down as follows:

• Earn 75,000 bonus Aeroplan points after $4,000 (USD) in purchases in the first three months
• $95 (USD) annual fee
• No foreign transaction fees
• Global Entry, TSA PreCheck, or NEXUS application fee credit of up to $120 (USD) every four years
• Preferred Aeroplan pricing and a free checked bag on Air Canada flights

Beyond the welcome bonus, the Aeroplan® Credit Card earns at attractive rates on everyday spending:

• 3 points per dollar on groceries, dining, and Air Canada purchases
• 1 point per dollar on all other purchases
• 500 bonus points for every $2,000 (USD) spent in a calendar month, up to 1,500 bonus points per month

Combined with a $95 (USD) annual fee, this puts the Aeroplan® Credit Card among the strongest mid-tier US entry points into the Aeroplan ecosystem.

Elite Status and SQC Benefits

One of the Chase Aeroplan® Credit Card's defining features is its direct path to Aeroplan Elite Status. New cardholders receive Aeroplan 25K status automatically, good for the remainder of the current calendar year plus all of the following calendar year.

Under Air Canada's 2026 revenue-based Aeroplan program, the card now earns Status Qualifying Credits (SQC) through spending, awarded in three tiers:

• 5,000 SQC at the start of each calendar year
• 10,000 SQC after spending $25,000 (USD) on the card in a calendar year
• 10,000 SQC after spending $50,000 (USD) on the card in a calendar year

That adds up to 25,000 SQC achievable annually through card spending alone, which substantially reduces the flying required to reach each Elite Status tier.

Spending can also unlock status tiers outright. Spending $15,000 (USD) in a calendar year maintains Aeroplan 25K status, while spending $75,000 (USD) in a calendar year delivers Aeroplan 35K status.

High-spend cardholders can also earn Aeroplan Priority Reward vouchers after hitting $100,000 (USD), $250,000 (USD), $500,000 (USD), or $750,000 (USD) in calendar-year spend. Each voucher delivers a 50% discount on the base fare in points for an eligible flight reward, with cabin and destination eligibility tied to the cardholder's Aeroplan Elite Status tier. Vouchers expire one year after issue.

The card's top spending benefit is the Global +1, unlocked at $1,000,000 (USD) in calendar-year spend. Cardholders who hit that threshold receive the points back for a companion's travel when flying on points, to any destination worldwide. These are stretch targets for most, but for heavy spenders, they meaningfully extend the card's value.

Stack the 20% Chase Ultimate Rewards Transfer Bonus

Through April 30, 2026, Chase Ultimate Rewards transfers to Aeroplan earn a 20% bonus, pushing the usual 1:1 transfer ratio to an effective 1:1.2.

Chase Aeroplan cardholders receive a further 10% transfer bonus on Chase Ultimate Rewards conversions to Aeroplan. That bonus is permanent rather than promotional, subject to a 50,000-point minimum per transfer and a 25,000-point bonus cap per calendar year.

Stacked together, the two bonuses produce an effective 1:1.3 transfer ratio right now. On a hypothetical 100,000-point Chase Ultimate Rewards transfer, the math looks like this:

• 100,000 base Aeroplan points at the 1:1 ratio
• 20,000 points from the 20% promotional bonus
• 10,000 points from the 10% Chase Aeroplan Card bonus

Total: 130,000 Aeroplan points from 100,000 Chase Ultimate Rewards.

Combined with the 75,000-point welcome offer, the stack can produce more than 200,000 Aeroplan points in a single application cycle if the account is already carrying a healthy Ultimate Rewards balance. More detail on the transfer promotion is available in our earlier coverage.

The Best Ways to Redeem Aeroplan Points

Aeroplan's distance-based award chart is one of the more flexible in the industry, particularly for redemptions on Air Canada and Star Alliance partners. At the 75,000-point level, the welcome bonus covers a range of attractive options:

• A one-way business class ticket from North America to Europe on Air Canada or a Star Alliance partner starts at 60,000 points in the shortest distance band, with points to spare for a short-haul domestic segment.
• A round-trip economy ticket between Eastern North America and Europe runs 70,000 points at the base rate.
• Within North America, short-haul economy awards start at 6,000 points one-way, enough for roughly six short-haul round-trips at the minimum rate.
• Aeroplan's routing rules allow stopovers of 24 hours or more on one-way itineraries for an additional 5,000 points, which stretches multi-city trips further.

Aeroplan partners with more than 45 airlines, ranging from Star Alliance carriers to non-alliance partners including Etihad Airways and GOL. A deeper walk-through of the program is available in our Aeroplan guide.

Conclusion

The 75,000-point welcome bonus is one of the stronger offers the Chase Aeroplan® Credit Card has run, and there's no published end date on the promotion. Chase rotates these limited-time bumps every few months, so this window could close without notice.

The real deadline sits on the other side of the math. The 20% Chase Ultimate Rewards transfer bonus to Aeroplan ends April 30, 2026. For anyone already carrying an Ultimate Rewards balance, the combined stack of welcome bonus plus transfer bonus is worth acting on before the transfer promotion wraps up.

You can apply for the Chase Aeroplan® Credit Card directly on Chase's site, or visit our product page for the full breakdown of features, earning rates, and benefits.