Chase Air Canada Aeroplan^® Credit Card: Earn Up to 115,000 Bonus Points

The Chase Air Canada Aeroplan® Credit Card has relaunched with the best welcome offer in its history. New cardholders can earn up to 115,000 bonus Aeroplan points, with 75,000 points after $4,000 (USD) in purchases in the first three months, and a further 40,000 points after $20,000 (USD) in total purchases in the first 12 months.

The offer arrives alongside a full refresh of the card, which took effect on September 10, 2026. The card, formerly known as the Chase Aeroplan® Credit Card, now comes with automatic Aeroplan 25K status every year, 15% off Air Canada flight rewards, and up to $100 (USD) in Air Canada statement credits annually, at a higher $195 (USD) annual fee.

The timing also lines up with a second promotion worth paying attention to. Chase Ultimate Rewards is running a 20% transfer bonus to Aeroplan through September 30, 2026, which opens a short window to stack both offers for anyone picking up the card this month.

Chase Air Canada Aeroplan® Credit Card: Earn Up to 115,000 Bonus Points

The welcome offer is a limited-time launch offer, and it breaks down as follows:

• Earn 75,000 bonus Aeroplan points after $4,000 (USD) in purchases in the first three months
• Earn a further 40,000 bonus Aeroplan points after $20,000 (USD) in total purchases in the first 12 months
• $195 (USD) annual fee
• Automatic Aeroplan 25K status every year, with no spending requirement
• 15% off Air Canada flight rewards and up to $100 (USD) in Air Canada statement credits each year
• No foreign transaction fees
• Global Entry, TSA PreCheck, or NEXUS application fee credit of up to $120 (USD) every four years
• Free first checked bag on Air Canada flights for you and up to eight companions on the same booking

Beyond the welcome bonus, the card's earning structure now leans toward travel:

• 3 points per dollar on Air Canada purchases, plus 2 additional points per dollar on eligible Air Canada flights as a 25K member, for up to 5 points per dollar
• 3 points per dollar on all other travel
• 2 points per dollar on dining, groceries, and gas, with dining and groceries earning 3 points per dollar through December 31, 2026
• 1 point per dollar on all other purchases

The first tranche of the welcome offer is reachable for most households inside three months, and the second is squarely aimed at anyone who plans to put serious travel spending on the card. At our valuation of 2.0 cents (CAD) per Aeroplan point, the full 115,000 points is worth roughly $2,300 (CAD).

Elite Status and SQC Benefits

The Chase Air Canada Aeroplan® Credit Card's defining feature is now automatic Aeroplan 25K status. It's granted every year for as long as the account stays open, with no spending requirement, and it brings priority check-in and boarding, complimentary preferred seat selection at check-in, five eUpgrade credits a year, and Star Alliance Silver recognition.

Under Air Canada's revenue-based Aeroplan program, the card also earns Status Qualifying Credits (SQC) through spending, awarded in three tiers:

• 5,000 SQC each calendar year, deposited by the end of February
• 10,000 SQC after spending $25,000 (USD) on the card in a calendar year
• 10,000 SQC after spending $50,000 (USD) on the card in a calendar year

That adds up to 25,000 SQC achievable annually through card spending alone, which substantially reduces the flying required to reach the next Elite Status tier.

Spending can also unlock a higher tier outright. Spending $75,000 (USD) in a calendar year delivers Aeroplan 35K status.

High-spend cardholders can also earn Aeroplan Priority Reward vouchers after hitting $100,000 (USD), $250,000 (USD), $500,000 (USD), or $750,000 (USD) in calendar-year spend. Each voucher delivers a 50% discount on the base fare in points for an eligible flight reward, with cabin and destination eligibility tied to the cardholder's Aeroplan Elite Status tier. Vouchers expire one year after issue.

The card's top spending benefit is the Global +1, unlocked at $1,000,000 (USD) in calendar-year spend. Cardholders who hit that threshold receive the points back for a companion's travel when flying on points, to any destination worldwide. These are stretch targets for most, but for heavy spenders, they meaningfully extend the card's value.

Stack the 20% Chase Ultimate Rewards Transfer Bonus

Through September 30, 2026, Chase Ultimate Rewards transfers to Aeroplan earn a 20% bonus, pushing the usual 1:1 transfer ratio to an effective 1:1.2.

Chase Air Canada Aeroplan cardholders receive a further 10% transfer bonus on Chase Ultimate Rewards conversions to Aeroplan, subject to a 50,000-point minimum per transfer and a 25,000-point bonus cap per calendar year. This cardholder bonus is being retired on December 31, 2026, so the window to stack it is closing.

Stacked together, the two bonuses produce an effective 1:1.3 transfer ratio right now. On a hypothetical 100,000-point Chase Ultimate Rewards transfer, the math looks like this:

• 100,000 base Aeroplan points at the 1:1 ratio
• 20,000 points from the 20% promotional bonus
• 10,000 points from the 10% cardholder bonus

Total: 130,000 Aeroplan points from 100,000 Chase Ultimate Rewards.

Combined with the 115,000-point welcome offer, the stack can produce well over 200,000 Aeroplan points in a single application cycle if the account is already carrying a healthy Ultimate Rewards balance. More detail on the transfer promotion is available in our earlier coverage.

The Best Ways to Redeem Aeroplan Points

Aeroplan's distance-based award chart is one of the more flexible in the industry, particularly for redemptions on Air Canada and Star Alliance partners, and cardholders now save 15% on Air Canada flight rewards, assessed per one-way whenever the itinerary includes an Air Canada segment. At the 115,000-point level, the welcome bonus covers a range of attractive options:

• A one-way business class ticket from North America to Europe on Air Canada or a Star Alliance partner starts at 60,000 points in the shortest distance band, and the cardholder discount brings an Air Canada flight at that price down to 51,000 points.
• A round-trip economy ticket between Eastern North America and Europe runs 70,000 points at the base rate, or 59,500 points on Air Canada after the discount.
• Within North America, short-haul economy awards start at 6,000 points one-way, enough for more than a dozen short-haul one-ways at the minimum rate.
• Aeroplan's routing rules allow stopovers of 24 hours or more on one-way itineraries for an additional 5,000 points, which stretches multi-city trips further.

Aeroplan partners with more than 40 airlines, ranging from Star Alliance carriers to non-alliance partners including Etihad Airways and GOL. A deeper walk-through of the program is available in our Aeroplan guide.

Conclusion

The 115,000-point welcome offer is the strongest the Chase Air Canada Aeroplan® Credit Card has ever run, and Chase has framed it as a limited-time launch offer with no published end date. Chase rotates these elevated offers every few months, so this window could close without notice.

The nearer deadline sits on the transfer side. The 20% Chase Ultimate Rewards transfer bonus to Aeroplan ends September 30, 2026, and the card's own 10% bonus goes away at the end of the year. For anyone already carrying an Ultimate Rewards balance, the combined stack is worth acting on before the promotion wraps up.

You can apply for the Chase Air Canada Aeroplan® Credit Card directly on Chase's site, or visit our product page for the full breakdown of features, earning rates, and benefits.