The Amex Gold Rewards Card from Perkopolis

The American Express Gold Rewards Card used to be the most accessible credit card for people to get started in their quest to travelling on points.

It had a first-year waiver on the $150 annual fee, an easy minimum spending requirement of $500 in the first three months, and a compelling signup bonus of 25,000 Membership Rewards points, which was enough of a draw for many newcomers to dip their toes into the game.

Then, in the past year or so, the spending requirement was raised to $1,500, the longstanding fee waiver was eliminated, and the referral program of the card was weakened significantly. All told, this series of changes reduced the card to a historical artifact of the Canadian Miles & Points landscape... or so people thought!


The Perkopolis Offer

Despite Amex’s intentions to scale back their generosity on this card to the public, it remains their most basic Membership Rewards product and therefore the most suitable introductory card for Amex to push out to the various membership organizations that it partners with. Among these organizations, Perkopolis is the one that currently boasts the most generous offer.

The current terms of the offer allow you to earn 25,000 MR points upon spending $1,500 in the first three months. The annual fee of $150 is not waived in the traditional sense; instead, you get a $150 statement credit upon meeting the minimum spending requirement.

So effectively, you get 25,000 MR points for $0 out-of-pocket, given that you can always cancel the card and reapply before the first year is up. If you'd rather keep the card, one benefit that's particular to the Perkopolis deal is that you'll get a further 2,500 MR points upon annual renewal.

You’ll also enjoy the usual Gold Rewards Card earning rate of 2 MR points per dollar spent at travel providers, drugstores, grocery stores, and gas stations, and 1 MR point per dollar spent elsewhere.

Another potential item of note is that the Perkopolis offer doesn’t say anything in the terms and conditions about not being eligible for the welcome bonus if you’ve held the card before, whereas the public offer does. This is a mostly a moot point, though, since Amex doesn’t enforce these terms 99.9% of the time.

For more information on the details of the day-to-day usage, insurance benefits, etc. on this card, refer to my in-depth review of the American Express Gold Rewards Card.


Do You Qualify?

If you haven’t heard of Perkopolis before, it’s basically a Canadian membership organization that partners with companies, universities, and alumni associations to provide its members with all sorts of “perks”, including special deals on credit cards.

You may well qualify for this offer by being a member of Perkopolis, so check with your employer or the organizations that you participate in, to see if you’re eligible.

However, many data points have indicated that you don’t need to be a member of Perkopolis to enjoy this offer. All you need to do is to enter a RSVP code that corresponds to this offer upon launching the application.

Now, using an offer code for which you technically aren’t eligible is one of those grey areas we encounter every now and then when pursuing the goal of elevating our travel experiences using points. In the usual spirit of these types of deals, I won’t mention the offer code here publicly.

I will say however that it’s a very simple code, and finding it is only a matter of searching the various public resources out there for something like “Amex Gold Perkopolis”. And don’t forget, you can always shoot me an email if you really get stuck.


Another Piece of the Strategy

The "optimal strategies" for Canadians looking to rack up points quickly have been a lively topic of discussion lately, given the recent devaluations in the Business Platinum’s neck of the woods.

In light of those negative changes, incorporating the Amex Gold Perkopolis offer into your points earning strategy is something I’d highly recommend. While you can no longer earn a referral bonus by applying for this card via the referral link from a different card, the opportunity to earn 25,000 MR points for no out-of-pocket cost is still too good to ignore. The best part is that like any of the Amex cards, you can continue to “cycle” through the card by closing and reopening it every six months to one year, earning the bonus each time around.

As a reminder, 25,000 MR points can be used for one round-trip flight within North America (including a lengthy stopover) if transferred to Aeroplan, or for one round-trip flight from Washington State to Hawaii if transferred to British Airways Avios.


Apply Now

The link to the offer page itself is down below, although as I mentioned, you’ll need the RSVP Code to launch the application after clicking through on the landing page.

americanexpress.com/canada/en/grc-perkopolis.html


Conclusion

With the Amex Membership Rewards cards feeling the heat a bit in recent months, it’s important to be aware of all the ways to load up on MR points that are available to you. To that end, the relatively simple minimum spending requirement, the effective first-fee waiver that remains in place, Perkopolis’s wide reach across Canadian employers and organizations makes this Amex Gold Rewards offer a standout choice.