National Bank The Total Chequing Account
Up to $600 cashback
Welcome bonus
$28.95
Monthly fee
National Bank's premium chequing plan with unlimited transactions and a $600 cashback offer.
Welcome offer
- Open + 20 transactions + 3 auto-deposits of $100+ ($300)
- Eligible credit card ($100)
- Mortgage ($100)
- HISA ($100)
Offer ends November 3, 2026
Key features
- Unlimited digital and in-branch transactions
- Free e-Transfers
- Integrated $5,000 line of credit
- 100 free cheques per year
Welcome Offer
National Bank is offering up to $600 in cashback on the Total Chequing account, using the same four-part structure as its other eligible plans.
- $300 for opening the account, making 20 transactions, and setting up three automatic deposits of $100 or more
- $100 for adding an eligible credit card
- $100 for an eligible mortgage
- $100 for opening a High Interest Savings Account
Keep in mind that the account needs to stay open for 12 months, and the offer runs through November 3, 2026.
Fees
The Total Chequing account carries a monthly fee of $28.95 for clients aged 25 to 59.
Seniors 60 and over pay $23.95, while young adults aged 18 to 24 pay a reduced $13.
You can have the fee waived entirely by keeping a balance of $6,000 or more, and holding an eligible National Bank Mastercard takes $10 off each month.
Account Features
As National Bank's premium chequing plan, the Total Chequing account covers both digital and in-branch banking with unlimited transactions.
You'll get free Interac e-Transfers, plus 100 free cheques per year.
The account also comes with an integrated $5,000 line of credit.
Deposits are eligible for CDIC coverage.
Legal Disclaimers
Terms and conditions apply. The information for the National Bank The Total Chequing Account has been collected independently by Prince of Travel and is not provided or reviewed by National Bank. Offers, rates, and fees are subject to change — always confirm details on the financial institution's website before applying.
Last updated: July 8, 2026