$3.95
Monthly fee
A low-cost National Bank chequing plan with 18 monthly digital transactions.
The Minimalist Chequing account carries a monthly fee of $3.95 for clients 25 and over, while anyone 24 and under pays nothing.
The fee also drops to $0 for Indigenous clients, seniors receiving the Guaranteed Income Supplement, RDSP beneficiaries, and newcomers in their first year in Canada.
The Minimalist Chequing account is National Bank's low-cost plan for lighter banking needs.
You'll get 18 digital transactions per month, with Interac e-Transfers counting among them, plus mobile cheque deposit.
For cash withdrawals, the account connects to THE EXCHANGE ATM network. It's worth noting that this plan is excluded from National Bank's up-to-$600 cashback offer.
Deposits are eligible for CDIC coverage.
Terms and conditions apply. The information for the National Bank The Minimalist Chequing Account has been collected independently by Prince of Travel and is not provided or reviewed by National Bank. Offers, rates, and fees are subject to change — always confirm details on the financial institution's website before applying.
Last updated: July 8, 2026