EQ Bank Joint Account
Up to 2.75%
Interest rate
$0
Monthly fee
A joint version of EQ Bank's hybrid account for up to four holders.
Interest rate
Key features
- Up to 4 holders
- Unlimited transactions
- Maximum deposit $500k
- Some features not available in Quebec
- CDIC insured
Interest Rate
The EQ Bank Joint Account pays a base rate of 1.00%.
Adding recurring direct deposits of $2,000 or more per month boosts the rate to 2.75%, the same mechanic as EQ Bank's Personal Account.
Fees
There's no monthly fee on the Joint Account.
Transactions are unlimited at no charge.
Account Features
The Joint Account is the shared version of EQ Bank's hybrid everyday-and-savings account, supporting up to 4 account holders.
The account can hold a maximum deposit of $500,000.
It's worth noting that EQ Bank is digital-only and doesn't offer cheques, and some features aren't available in Quebec.
Deposits are eligible for CDIC coverage.
Legal Disclaimers
Terms and conditions apply. The information for the EQ Bank Joint Account has been collected independently by Prince of Travel and is not provided or reviewed by EQ Bank. Offers, rates, and fees are subject to change — always confirm details on the financial institution's website before applying.
Last updated: July 8, 2026