Eligible plan in Summer 2026 offer
Welcome bonus
$11.95
Monthly fee
A mid-tier chequing plan with 25 free monthly transactions and a balance-based fee waiver.
Offer ends 2026-09-30
The BMO Plus Plan Chequing Account is an eligible plan under BMO's Summer 2026 offer, though it earns a smaller bonus tier than the flagship Performance Chequing Account.
To qualify, you'll need to open an eligible plan by September 30, 2026 and complete the offer's requirements.
The BMO Plus Plan Chequing Account carries a monthly fee of $11.95, which is waived if you maintain a minimum daily balance of $3,000. BMO's 2026 pricing documents show the fee rising to $12.95.
Seniors, Indigenous customers, and RDSP beneficiaries pay a reduced fee of $7.95 per month.
The plan includes 25 free transactions per month. Keep in mind that Interac e-Transfers count toward that 25, so heavy e-Transfer users can burn through the allowance quickly.
The Plus Plan sits in the middle of BMO's chequing lineup, built for people who don't need unlimited banking.
You'll get 25 free transactions each month, with e-Transfers counting toward that total, along with access to BMO's ATM network across Canada.
Plus, debit purchases for transit are free and don't eat into your monthly allowance.
Deposits are eligible for CDIC coverage.
Terms and conditions apply. The information for the BMO Plus Plan Chequing Account has been collected independently by Prince of Travel and is not provided or reviewed by BMO. Offers, rates, and fees are subject to change — always confirm details on the financial institution's website before applying.
Last updated: July 8, 2026
Savings