CIBC's basic rewards program encompassing several sub-currencies. The flagship sub-currency is Adapta Points, earned on the CIBC Adapta Mastercard.
Our Valuation
Valuation not yet published for this program.
Last updated: February 25, 2026
First-year value
$336
Monthly fee: $15.99
• Earn 1,250 points per month upon spending $750 per month for 12 months
Earning rates
Key perks

Monthly fee: $15.99
• Earn 1,250 points per month upon spending $750 per month for 12 months
Earning rates
Key perks