Marriott Bonvoy American Express Cards: Earn Up to 130,000 Points

As a reminder, American Express has elevated offers available on the Marriott Bonvoy American Express Card and the Marriott Bonvoy Business American Express Card.

This time, both cards have hit their highest-ever welcome bonuses, although a portion of the points requires higher spending and longer card retention.

If you’re interested and eligible, be sure to check out the below offers, which are available until August 18, 2025.

Amex Bonvoy Card: Earn Up to 110,000 Points

After almost a year at its standard welcome bonus of up to 55,000 points, the Marriott Bonvoy American Express Card has returned with a historical all-time high offer.

Currently, you can earn up to 110,000 Marriott Bonvoy points, structured as follows:

• Earn 65,000 Bonvoy points upon spending $3,000 (all figures in CAD) in the first three months
• Earn 30,000 Bonvoy points upon spending $20,000 in the first 12 months
• Earn 15,000 Bonvoy points upon making a purchase between months 15 and 17

This offer requires some longer-term planning and a higher total spend to unlock the full bonus, but it’s also the most generous offer we’ve ever seen on this card.

The $20,000 total minimum spending requirement in year one averages out to $1,667 per month. 

At Prince of Travel, our favourite tool to pair with minimum spending requirements is Chexy, a Canadian platform that allows you to pay a host of bills – including rent, tuition, utility bills, car lease payments, property taxes, and much more – with a credit card and earn points.

There’s a 1.75% processing fee for each payment (which can be further reduced by referring friends to Chexy), but when you consider the value of the points you earn from spending and welcome bonuses, it’s easy to justify.

Sign Up for Chexy

Chexy is our favourite Canadian platform for earning credit card rewards on rent, bill payments, and personal taxes. 

Click here to sign up for Chexy.

Based on our current valuations, we value Bonvoy points at 0.8 cents per point, meaning that we’d value 110,000 Bonvoy points at $880; however, they can indeed be redeemed for much higher value than that, if used strategically.

For example, 110,000 Bonvoy points could be enough for a two-night stay at an aspirational resort, such as Le Méridien Maldives, or at a higher-end property in Canada, such as JW Marriott Parq Vancouver on select dates.

If you’d rather redeem your points towards more modest accommodations, 110,000 points should be enough for two to three nights at a mid-tier hotel, or up to 10 nights at select low-end properties.

Once you’ve earned the welcome bonus, there’s a strong argument to be made for keeping the card long-term, due to the annual Free Night Award worth up to 35,000 points.

Ideally, you could time your application in advance of a number of hotel stays, thereby working on the minimum spending requirement while sticking with the 5x multiplier at Marriott properties. 

Indeed, this card is one that we recommend to have as a key part of your credit card travel strategy.

This offer is set to end on August 18, 2025, so if you’re eligible to apply, be sure to apply before then.

Marriott Bonvoy American Express Card

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First-Year Value: $960

• Earn 65,000 Bonvoy points upon spending $3,000 in the first three months
• Earn an additional 30,000 Bonvoy points upon spending $20,000 in the first 12 months
• Plus, earn 15,000 Bonvoy points when you make a purchase between 15 and 17 months of Cardmembership.
• Also, receive an annual Free Night Award worth 35,000 Bonvoy points starting in your second year with the card
• Also, receive 15 elite-qualifying nights every year and automatic Marriott Bonvoy Silver Elite status
• Bonus Bonvoy points for referring family and friends
• Annual fee: $120

Amex Bonvoy Business Card: Up to 130,000 Points

Meanwhile, the offer on the Marriott Bonvoy Business American Express Card has also been refreshed for this round with a larger welcome offer, and a correspondingly higher spending requirement.

With the current offer, you can earn up to 130,000 Bonvoy points, structured as follows:

• Earn 75,000 Bonvoy points upon spending $6,000 in the first three months
• Earn 40,000 Bonvoy points upon spending $30,000 in the first 12 months
• Earn 15,000 Bonvoy points upon making a purchase between months 15 and 17

As with the personal version, the full bonus plays out over the first year and a bit, with higher thresholds to match the increased point totals.

The business version has a $150 annual fee, which is $30 higher than the personal card, but the additional points can easily justify that difference.

This card also comes with an annual Free Night Award worth 35,000 points, starting with your first anniversary as a cardholder.

The Bonvoy cards are great choices as keeper cards, since the value of a Free Night Award worth 35,000 points will easily exceed the $120 annual fee on the personal card or the $150 annual fee on the business card. The sooner you get started with these cards, the better.

As with the personal version of the card, this offer is available until August 18, 2025.

Marriott Bonvoy Business American Express Card

Apply Now Learn More

First-Year Value: $1,250

• Earn 75,000 Bonvoy points upon spending $6,000 in the first three months
• Earn 40,000 Bonvoy points upon spending $30,000 in the first 12 months
• Earn 15,000 Bonvoy points upon making a purchase between months 15 and 17
• Always earn 5x Bonvoy points on purchases at Marriott properties
• Also, receive an annual Free Night Award worth 35,000 Bonvoy points starting in your second year with the card
• Also, receive 15 elite-qualifying nights every year and automatic Marriott Bonvoy Silver Elite status
• Bonus Bonvoy points for referring family and friends
• Qualify for the card as a sole proprietor
• Annual fee: $150

Amex Bonvoy Cards: 15 Elite Qualifying Nights + Anniversary Free Night Award

In terms of the cards’ earning rates, you’ll earn the following:

• 5 points per dollar spent at Marriott hotels
• 2 points per dollar spent on all other purchases

On the business card, you’ll also earn 3 points per dollar spent on gas, dining, and travel purchases.

It’s best to use Canadian Bonvoy cards purely for spending at Canadian Marriott hotels, as the 5x earnings are unbeatable there. However, you can prioritize other cards with higher earning rates for other general purchases.

(Marriott hotels outside of Canada are also not ideal, thanks to the card’s 2.5% foreign transaction fee. If you have a US-issued Bonvoy cards for foreign hotel bills, you won’t get dinged on the foreign exchange fee.)

Both the personal and business Marriott Bonvoy cards offer 15 elite qualifying nights towards your Marriott Bonvoy status every year. By holding onto one of them, you’d only need to complete 35 elite qualifying nights to reach a total of 50, where Platinum Elite status and all of its associated perks start to pay off.

Unfortunately, the two sets of 15 elite qualifying nights cannot be stacked into 30 – that’s only possible with the US-issued personal and business cards, not the Canadian ones.

As mentioned above, the most meaningful perk on the Bonvoy card is the anniversary Free Night Award, which you’ll earn upon renewing the card for a second year.

These are worth up to 35,000 Bonvoy points each, so a smart redemption here would easily outweigh the card’s $120 and $150 annual fees.

You’re also able to top-up your Free Night Award by up to 15,000 Bonvoy points, thus booking a property that’d otherwise cost up to 50,000 Bonvoy points.

Conclusion

The latest round of welcome offers for the Marriott Bonvoy American Express Card and the Marriott Bonvoy Business American Express Card are for up to 110,000 and 130,000 Bonvoy points, respectively – the highest bonuses we’ve seen on either card.

While you’ll need to spend more and stick with the card longer to earn the full amount, the upside is significant, especially if you have upcoming Marriott stays or are planning a major redemption.

There’s no better time to apply than now, while the offers are at a historical high and available until August 18, 2025.