Up to 80,000 Scene+ points 
$451 First-year value The Scotiabank Passport® Visa Infinite Privilege Card* is a premium travel credit card designed for frequent travellers who value luxury perks, strong Scene+ points earning rates, and flexible redemptions.
With a juicy signup bonus, no foreign transaction fees, ten annual lounge visits, and a $250 annual travel credit, this card provides excellent value despite its higher annual fee.
Bonuses & Fees
The Scotiabank Passport® Visa Infinite Privilege Card* offers up to 80,000 Scene+ points as part of the welcome offer, structured as follows:
- Earn 30,000 Scene+ points upon spending $3,000 in the first three months
- Earn 30,000 Scene+ points upon spending $20,000 in the first six months
- Earn 20,000 Scene+ points when you make at least one eligible purchase during the 14th month of account opening
With Scene+ points valued at 1 cent per point, this welcome bonus alone can provide up to $800 in value.
The annual fee for this card is $599, while supplementary cards cost $199 per year. You could enjoy a $150 rebate on the annual fee with a Scotiabank Ultimate Package.
Earning Rewards
The Scotiabank Passport® Visa Infinite Privilege Card* offers strong earning rates, particularly on travel and dining.
For general travel purchases, such as flights, hotels, and car rentals, the card earns 3 Scene+ points per dollar spent. However, if you book through the Scene+ Travel portal, you’ll get an additional 3 Scene+ points per dollar spent as a Scene+ member, which boosts your earning rate up to 6 Scene+ points per dollar spent.
Dining and entertainment purchases earn 2 Scene+ points per dollar, while all other eligible purchases earn a flat rate of 1 Scene+ point per dollar.
With this structure, you can maximize rewards on major travel expenses, while still earning solid returns on dining and everyday spending. However, the accelerated earning rates are capped at $100,000 per calendar year, after which all spending earns 1 Scene+ point per dollar.
Redeeming Rewards
Scene+ points offer exceptional flexibility for travel redemptions. Unlike some bank travel programs that restrict redemptions to in-house booking portals, Scene+ points can be applied to any travel expense charged to the card.
This includes flights, hotels, car rentals, and vacation packages, allowing you to book with any provider and then redeem points for a statement credit within 12 months of the purchase date.
Points have a fixed value of 1 cent per point, meaning 80,000 points equates to $800 in travel redemptions. As long as the account remains open, Scene+ points do not expire. However, if the card is cancelled, you have 60 days to redeem their points before they are forfeited.
Perks & Benefits
One of the standout features of this card is that it waives foreign transaction fees, making it an excellent choice for international travellers. While most credit cards charge a 2.5% markup on foreign currency purchases, this card uses the Visa mid-market exchange rate with no added fees, potentially saving hundreds of dollars per year.
You also receive 10 complimentary airport lounge visits per year through the Visa Airport Companion Program, providing access to over 1,200 lounges worldwide.
The card includes a $250 annual travel credit, which applies to flights, hotels, car rentals, and vacation packages booked through Scene+ Travel, Powered by Expedia.
Additional perks include priority airport services at select Canadian airports, offering priority security lanes, priority check-in, and expedited baggage handling.
You also receive a complimentary Avis® President’s Club membership, which includes benefits like car-class upgrades and priority service.
With no foreign transaction fees, premium airport benefits, and valuable travel credits, this card is one of the best options for high-spending travelers who prioritize luxury and convenience.
Insurance Coverage
As a top-tier travel credit card, the Scotiabank Passport® Visa Infinite Privilege Card* offers comprehensive travel and purchase protection. Coverage includes the following:
- Emergency medical insurance: Up to $5 million in coverage for unexpected medical illness or injury while traveling, applicable for trips up to 31 days (10 days for travelers aged 65+).
- Trip cancellation and interruption insurance: Up to $2,500 per person for trip cancellation and $5,000 per person for trip interruption.
- Flight delay insurance: Coverage of up to $1,000 per person for delays exceeding four hours.
- Lost and delayed baggage insurance: Up to $1,000 per person for baggage delays or losses.
- Rental car collision and damage insurance: Coverage for rental vehicles with an MSRP of up to $85,000, eliminating the need for costly rental car insurance.
- Hotel burglary insurance: Up to $1,000 in coverage for stolen items if your hotel room is broken into.
- Common carrier travel accident insurance: Protection in case of accidental loss of life or dismemberment when the full cost of travel is charged to the card.
- Mobile device insurance: Coverage of up to $1,000 for lost, stolen, or accidentally damaged smartphones and tablets, provided the full purchase price was charged to the card.
- Purchase protection: Coverage for 180 days against theft, loss, or damage on most new purchases.
- Extended warranty: Triples the original manufacturer’s warranty, up to two additional years.
With its strong travel and purchase protections, this card provides peace of mind, ensuring financial security while travelling or making major purchases.