The Scotiabank® Scene+™ Visa* Card is Scotiabank's entry-level travel rewards credit card on the Visa payment network. This card is best-suited to casual travellers with good credit who are looking to avoid credit card annual fees, while earning points in common bonus categories to reduce travel expenses.

Bonuses & Fees

The Scotiabank® Scene+™ Visa* Card is offering a modest welcome bonus of up to 5,000 Scene+ points for new applicants, distributed as follows:

• Earn 2,500 Scene+ points upon spending $250 in the first three months
• Earn an additional 2,500 Scene+ points upon spending $1,000 in the first three months

The card has no annual fee for the primary or supplementary cardholders.

Earning Rewards

The Scotiabank® Scene+™ Visa* Card offers an elevated 2 Scene+ points per dollar spent at Empire grocery stores such as Sobeys, IGA, Safeway, Foodland, and FreshCo.

Plus, you'll also earn 2 Scene+ points per dollar spent at Cineplex and Home Hardware stores.

Then, you'll earn 1 Scene+ point per dollar spent on all other purchases.

Keep in mind that accelerated earning rates are capped at $50,000 per calendar year and not per category. You'll earn 1 Scene+ point per dollar spent thereafter.

If you're interested in stronger returns from your spending, consider the Scotiabank Gold American Express® card, which comes with a stronger 5x earning rate on groceries, dining, and entertainment – all with a reasonable annual fee of $120.

Redeeming Rewards

Scene+ is one of the most flexible fixed-value points programs in Canada. Points have a value of 1 cent per point, and can be easily credited towards any travel expense.

This is far superior to fixed-value points programs from Canada's other major banks, which force you to book your travel through their in-house travel agencies. With those programs, you’re effectively limited to using your points for flights, hotels, car rentals, and vacations.

On the other hand, with Scene+ points, you can apply your points to things like short-term rentals, train tickets, and award taxes and fees. Simply charge the travel expense to your credit card, and then redeem points to "offset" the charge within a 90-day period.

Your points won't expire for as long as you're a cardholder. If you cancel the card, you'll have 60 days to redeem your Scene+ points before they're gone.

Perks & Benefits

As a Scotiabank®SCENE+™ Visa* Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank Scene+ Visa card.†

Insurance Coverage

There's only optional insurance available on the Scotiabank® Scene+™ Visa* Card, and you can choose to pay for Basic Protection or Comprehensive Protection bundles. More information about the optional coverage is available on the Scotiabank website.