Scotiabank® Scene+™ Visa* Card

Last updated: March 1, 2024
  • 7,500 Scene+ points
  • $85 First-year value
Best offer is available publicly until July 1, 2024
Signup bonus:
2,500 Scene+ points upon spending $250 in the first three months
5,000 Scene+ points upon spending $1,000 in the first three months
Total of up to 7,500 Scene+ points
Annual fee:
$0
Annual interest rates:
19.99% purchases
22.99% cash advances
22.99% balance transfers
Earning rate:
2 Scene+ points per dollar spent at Empire grocery stores, such as Sobeys, IGA, Safeway, Foodland, and FreshCo
2 Scene+ points per dollar spent at Cineplex and Home Hardware
1 Scene+ point per dollar spent on all purchases
Insurance:
Weak

The Scotiabank® Scene+™ Visa* Card is Scotiabank’s entry-level travel rewards credit card on the Visa payment network.

This card is best-suited to casual travellers with good credit who are looking to avoid credit card annual fees, while earning points in common bonus categories to reduce travel expenses.

Bonuses & Fees

The Scotiabank® Scene+™ Visa* Card is offering a modest welcome bonus of up to 7,500 Scene+ points for new applicants, distributed as follows:

  • Earn 2,500 Scene+ points upon spending $250 in the first three months
  • Earn an additional 5,000 Scene+ points upon spending $1,000 in the first three months

The card has no annual fee for the primary or supplementary cardholders.

Earning Rewards

The Scotiabank® Scene+™ Visa* Card offers an elevated 2 Scene+ points per dollar spent at Empire grocery stores such as Sobeys, IGA, Safeway, Foodland, and FreshCo.

Plus, you’ll also earn 2 Scene+ points per dollar spent at Cineplex and Home Hardware stores.

Then, you’ll earn 1 Scene+ point per dollar spent on all other purchases.

Keep in mind that accelerated earning rates are capped at $50,000 per calendar year and not per category. You’ll earn 1 Scene+ point per dollar spent thereafter.

If you’re interested in stronger returns from your spending, consider the Scotiabank Gold American Express Card, which comes with a stronger 5x earning rate on groceries, dining, and entertainment – all with a reasonable annual fee of $120.

Redeeming Rewards

Scene+ is one of the most flexible fixed-value points programs in Canada. Points have a value of 1 cent per point, and can be easily credited towards any travel expense.

This is far superior to fixed-value points programs from Canada’s other major banks, which force you to book your travel through their in-house travel agencies. With those programs, you’re effectively limited to using your points for flights, hotels, car rentals, and vacations.

On the other hand, with Scene+ points, you can apply your points to things like short-term rentals, train tickets, and award taxes and fees. Simply charge the travel expense to your credit card, and then redeem points to “offset” the charge within a 90-day period.

Your points won’t expire for as long as you’re a cardholder. If you cancel the card, you’ll have 60 days to redeem your Scene+ points before they’re gone.

Perks & Benefits

As a Scotiabank Scene+ Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank Scene+ Visa card.†

Insurance Coverage

There’s only optional insurance available on the Scotiabank® Scene+™ Visa* Card, and you can choose to pay for Basic Protection or Comprehensive Protection bundles.

More information about the optional coverage is available on the Scotiabank website.

Legal Disclaimers

Apply Now

There is no minimum income requirement associated with the Scotiabank® Scene+™ Visa* Card. However, you'd need to be approved for a credit limit of at least $500 to be eligible.

Follow the link below to the Scotiabank website to learn more about this card and submit an application.

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