Scotiabank^® Scene+^™ Visa^* Card

The Scotiabank^® Scene+™ Visa* Card is Scotiabank's entry-level travel rewards credit card on the Visa payment network.

This card is best-suited to casual travellers with good credit who are looking to avoid credit card annual fees, while earning fixed-value points in common bonus categories to reduce travel expenses.

The Scotiabank^® Scene+™ Visa* Card is offering a modest welcome bonus of up to 10,000 Scene+ points for new applicants, distributed as follows:

• Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first three months
• Then, earn an additional 7,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first three months

The card has no annual fee for the primary or supplementary cardholders.

The Scotiabank^® Scene+™ Visa* Card offers an elevated 4 Scene+ points for every dollar spent on hotel bookings, car rentals, and things to do with Scene+ Travel.

Plus, you'll also earn 2 Scene+ per dollar spent at Empire grocery stores such as Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.

You'll also earn 2 Scene+ points per dollar spent at Cineplex and Home Hardware stores.

Then, you'll earn 1 Scene+ point per dollar spent on all other eligible purchases.

Keep in mind that accelerated earning rates are capped at $50,000 per calendar year and not per category. If you cross that threshold, you'll earn 1 Scene+ point per dollar spent thereafter.

If you're interested in stronger returns from your spending, consider the Scotiabank Gold American Express® card, which comes with a stronger earning rates on groceries, dining, and entertainment – all with no annual fee.

Scene+ is one of the most flexible fixed-value points programs in Canada. Points have a value of 1 cent per point, and can be easily credited towards any travel expense.

This is far superior to fixed-value points programs from Canada's other major banks, which force you to book your travel through their in-house travel agencies. With those programs, you’re effectively limited to using your points for flights, hotels, car rentals, and vacations.

On the other hand, with Scene+ points, you can apply your points to things like short-term rentals, train tickets, and award taxes and fees. Simply charge the travel expense to your credit card, and then redeem points to "offset" the charge.

Your points won't expire for as long as you're a cardholder. If you cancel the card, you'll have 60 days to redeem your Scene+ points before they're gone.