$0
Annual fee
US Dollar
Everything Else
Last updated: January 9, 2026
The Rogers Red World Elite® Mastercard is a solid choice for anyone looking for simplicity: one card for all purchases with no annual fee and a high cash back rate. It’s also a good card if you’re a Rogers customer and spend in US dollars, and don’t mind paying foreign transaction fees.
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Read moreThe card has no annual fee, which is a rare feature for a World Elite® product.
Rogers Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.
The Rogers Red World Elite® Mastercard has a rewards structure that depends on your relationship with Rogers.
If you’re an eligible Rogers, Fido, Comwave or Shaw customer, you’ll earn 3% cash back on all eligible U.S. dollar purchases† and 2% cash back on all eligible non-U.S. dollar purchases.†
Qualifying services include postpaid Rogers or Fido consumer mobile plans (including wireless home phone and tablet data plans) or any Rogers, Fido, Comwave or Shaw-branded internet, TV, home phone, or home monitoring.
If you’re not a Rogers, Fido, Comwave or Shaw customer, you’ll earn 3% cash back on all eligible purchases in U.S. dollars† and 1.5% cash back on all eligible non-U.S. dollar purchases.†
There are no bonus categories with this card. Its strength lies in the consistently high base earning rate, which makes it a solid option for uncategorized spending—or even at retailers like Costco, where category bonuses usually don’t apply.
It’s important to note that the card carries a 2.5% foreign transaction fee, which can reduce the net value of your cash back on purchases made in foreign currencies other than U.S. dollars.
It’s recommended to use a true no foreign transaction fee card if you frequently make purchases in currencies other than Canadian or U.S. dollars, such as euros.
Last updated: January 9, 2026
Cash back can be redeemed a minimum of $10 at a time on any purchase made on the card in the last 90 days.
If you redeem your cash back for an eligible Rogers, Fido, Comwave or Shaw purchase, you’ll get 1.5x more cash back.
For example, you can redeem $100 in cash back toward an eligible $150 purchase with Rogers, Fido, Shaw, or Comwave.
This redemption option offers the best value for the cash back you’ve earned on the Rogers Red World Elite® Mastercard.
The card comes with a few standard Mastercard World Elite® perks for travellers. Cardholders get a DragonPass membership for access to 1,300 airport lounges worldwide, which is priced at $32 (USD) per visit.
As a cardholder, you can also purchase a new phone with a 0% interest rate through the Equal Payment Plan.†
To take advantage of this perk, you’ll need to pay for a new device costing at least $250 with your Rogers credit card at a Rogers or Fido store. Afterwards, you’ll be able to convert the purchase into a 36-month or 48-month Equal Payment Plan.†
If you aren’t able to pay for a phone outright, then this perk can be particularly useful, since you won’t incur any interest or additional fees, as long as you make your monthly payments.†
Another perk for Rogers Red World Elite® Mastercard cardholders, you get 5 Roam Like Home days every year at no cost with an eligible Rogers mobile plan.
The Rogers Red World Elite® Mastercard provides generous insurance provisions for a card that doesn’t have an annual fee.
The emergency medical assistance trip coverage is up to 10 days for most cardholders. However, it also provides coverage for trips up to three days for cardholders aged 66 to 75. This would be valuable for weekend getaways for seniors, who usually aren’t covered at all by credit card insurance.
Cardholders will also get both trip cancellation and trip interruption insurance of up to $1,000 per insured person.
You’ll also get auto rental collision/loss damage insurance. The comprehensive coverage is for up to 31 consecutive days for cars with an MSRP of up to $65,000, which can help you save on the insurance fees that the car rental company would otherwise charge.†
Lastly, the card also offers purchase security and extended warranty protection, covering most eligible items you’ve purchased with your card should they be stolen or damaged within 90 days of purchase, as well as doubled the warranty period compared to the manufacturer’s warranty.
Some of the insurance benefits cover the primary cardholder, their spouse, and dependent children. Additional cardholders are also insured, although their spouse and children are not.
Please refer to the certificate of insurance for full coverage limitations and exclusions.
