$0
Annual fee
Last updated: January 9, 2026
The Rogers Red World Elite® Mastercard® is a solid choice for anyone looking for simplicity: one card for all purchases with no annual fee and a high cash back rate. It's also a good card if you're a Rogers customer and spend in US dollars, and don't mind paying foreign transaction fees.
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Read moreAnnual Fee
Free
Additional Card
Free
The fee waiver on a World Elite® product – typically $120–$150 elsewhere – is the real value proposition here, giving you premium travel insurance and Mastercard benefits at no cost beyond your Rogers or Fido subscription.
| Category | Rate |
|---|---|
| US Dollar | 3% |
| Everything Else | 2% |
Strong on everyday spending and at retailers like Costco where category bonuses don't apply, but the foreign transaction fee cuts into value outside Canada and the U.S.
No annual fee
First Year FreeWorld Elite Mastercard travel benefits
StatusWorld Elite Mastercard travel perks add a layer of protection when you're on the road – think trip cancellation and interruption insurance, lost or delayed baggage coverage, and extended warranty protection on purchases.
Underwritten by CUMIS General Insurance Company
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | $1,000,000 | 10 days · 3 days (65+) · Primary cardholder, primary cardholder's spouse, primary cardholder's dependent children, and authorized users age 75 or under. Coverage includes hospital accommodation, ambulance services, physician services, nurse services, prescribed medications, emergency dental care up to $2,000, transportation to bedside up to $200/day for 10 days, repatriation of remains up to $3,000, and additional hotel/meal expenses up to $200/day for 10 days if return delayed. |
| Trip Cancellation | $1,000 | $5,000/trip · charge required |
| Trip Interruption | $1,000/person | $5,000/trip · charge required |
| Trip Delay | $150 | null-hour minimum · Commercial accommodation and meals up to $150 per day for maximum 3 days when trip is delayed beyond scheduled return date |
| Baggage Delay | Not included | — |
| Baggage Loss | Not included | — |
| Rental Car | Included | CDW/LDW · MSRP ≤ $65,000 · up to 31 days |
| Purchase Protection | Included | 90-day coverage |
| Extended Warranty | +1 year | — |
Pre-Existing Conditions
180-day stability period required (365 days for 65+)
View Certificate of Insurance (PDF)
Strong medical coverage and a generous 180-day pre-existing condition stability period make this a reliable option for most trips, though the low trip cancellation and interruption limits mean you'll want supplemental coverage for expensive itineraries.
Last updated: January 9, 2026
