Rogers Red Mastercard

The Rogers Red Mastercard is a good choice for anyone who's entrenched in the Rogers ecosystem and who wants to earn cash back on everyday purchases.

The card doesn't have an annual fee, and you can add up to nine supplementary cardholders at no cost.^†

Rogers Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.

The Rogers Red Mastercard has a rewards structure that depends on your relationship with Rogers.

If you’re an eligible Rogers, Fido, Comwave or Shaw customer, you’ll earn 2% cash back on all eligible U.S. dollar purchases^† and 2% cash back on all eligible non-U.S. dollar purchases.^†

Qualifying services include postpaid Rogers or Fido consumer mobile plans (including wireless home phone and tablet data plans) or any Rogers, Fido, Comwave or Shaw-branded internet, TV, home phone, or home monitoring.

If you’re not a Rogers, Fido, Comwave or Shaw customer, you’ll earn 2% cash back on all eligible purchases in U.S. dollars^† and 1% cash back on all eligible non-U.S. dollar purchases.^†

It’s important to note that the card has a 2.5% foreign transaction fee, so your net cash back may actually dip into the negative for foreign transactions. It’s recommended to use a true no foreign transaction fee card for purchases outside of Canada instead.

Cash back can be redeemed a minimum of $10 at a time on any purchase made on the card in the last 90 days.

If you redeem your cash back for an eligible Rogers, Fido, Comwave or Shaw purchase, you’ll get 1.5x more cash back.

For example, you can redeem $100 in cash back toward an eligible $150 purchase with Rogers, Fido, Shaw, or Comwave.

This redemption option offers the best value for the cash back you’ve earned on the Rogers Red Mastercard.

Aside from cash back, the Rogers Red Mastercard provides cardholders with complimentary five free Roam Like Home days each year.^†

This feature lets Rogers subscribers use their mobile plan’s call, text, and data allocations in 185 destinations abroad and be charged only a flat daily fee.

As a cardholder, you can also purchase a new phone with a 0% interest rate through the Equal Payment Plan.^†

To take advantage of this perk, you’ll need to pay for a new device costing at least $250 with your Rogers Red Mastercard at a Rogers or Fido store. Afterwards, you’ll be able to convert the purchase into a 36-month or 48-month Equal Payment Plan.^†

If you aren’t able to pay for a phone outright, then this perk can be particularly useful, since you won’t incur any interest or additional fees, as long as you make your monthly payments.^†