Rogers Red Mastercard

The Rogers Red Mastercard is a good choice for anyone who's entrenched in the Rogers ecosystem and who wants to earn cash back on everyday purchases.

The card doesn’t have an annual fee, and you can add up to nine supplementary cardholders at no cost.

Rogers Bank may have varied Welcome Bonus offers from time to time. Visit rogersbank.com to learn more.

The Rogers Red Mastercard has a rewards structure that depends on your relationship with Rogers.

If you’re an eligible Rogers, Fido, Shaw or Comwave customer, you’ll earn 2% cash back on all eligible purchases, whether they’re in Canadian or U.S. dollars.

Qualifying services include postpaid Rogers or Fido consumer mobile plans (including wireless home phone and tablet data plans) or any Rogers, Fido, Comwave or Shaw-branded internet, TV, home phone, or home monitoring.

If you’re not a Rogers, Fido, Shaw or Comwave customer, you’ll earn 2% cash back on all eligible purchases in U.S. dollars and 1% cash back on all eligible non-U.S. dollar purchases.

These accelerated rates apply to the first $16,000 in eligible purchases each year. Once your annual spending passes that cap, all eligible purchases earn 1% cash back until the cap resets on your account anniversary. If you regularly spend more than that, Rogers allows a product switch to a card with a higher cap, such as the Rogers Red World Elite Mastercard.

Starting November 18, 2026, all Rogers Red credit cards will also earn up to 5% cash back on eligible Rogers purchases, such as a monthly Rogers, Fido, or Shaw postpaid mobile bill or products bought on the Rogers or Fido websites, subject to the same annual cap. In-store purchases of Rogers, Fido, Shaw, or Comwave products don’t qualify.

It’s important to note that the card has a 2.5% foreign transaction fee, so your net cash back may actually dip into the negative for foreign transactions. It’s recommended to use a true no foreign transaction fee card for purchases outside of Canada instead.

Cash back can be redeemed a minimum of $10 at a time on any purchase made on the card in the last 90 days.

If you redeem your cash back for an eligible Rogers, Fido, Shaw or Comwave purchase, you’ll get 1.5x more cash back.

For example, you can redeem $100 in cash back toward an eligible $150 purchase with Rogers, Fido, Shaw, or Comwave. This redemption option offers the best value for the cash back you’ve earned on the Rogers Red Mastercard.

The 1.5x redemption bonus ends on November 18, 2026. From that date, all cash back is redeemed at face value, including cash back applied to eligible Rogers purchases.