The Rogers Mastercard is a good choice for anyone who’s entrenched in the Rogers ecosystem and who wants to earn cash back on everyday purchases.
Bonuses & Fees
As a welcome bonus, this card offers 10% cash back in the first three months, up to $100 total cash back on $1,000 of spending.†
This card doesn’t have an annual fee, and you can add up to nine supplementary cardholders at no cost.†
The Rogers Mastercard has a rewards structure that depends on your level of engagement with Rogers.
Eligible Rogers, Shaw, and Fido customers will earn 2% cash back on all purchases.
In order to qualify for the 2% cash back as an eligible Rogers, Shaw, or Fido customer, you’ll need to have a combination of at least one qualifying service with Rogers, Shaw, or Fido. Qualifying services include postpaid Rogers or Fido-branded consumer mobile plans (including wireless home phone and tablet data plans) or any Rogers, Shaw, or Fido-branded internet, TV, home phone, home monitoring, or satellite plan.
Otherwise, cardholders earn 2% cash back on all purchases in US dollars, and 1% cash back on everything else. It’s important to note that the card has a 2.5% foreign transaction fee, so you may want to consider a no foreign transaction fee card for purchases outside of Canada instead.
Cash back can be redeemed with a minimum of $10 at a time.
The cash back earned on the card can be used to offset any purchase; however, if you want more bang for your buck, you can use the cash back to pay for a Rogers, Fido, or Shaw bill and get 50% more value.
That means you’ll get $1.50 (CAD) for every cash back dollar applied towards your Rogers, Fido, or Shaw bill. Therefore, the card has an effective 3% cash back rate on all purchases, as long as you redeem the cash back against a Rogers, Fido, or Shaw bill.†
Perks & Benefits
Aside from cash back, the Rogers Mastercard provides cardholders with five free Roam Like Home days each year, which is worth up to $75 (CAD).
This feature lets Rogers subscribers use their mobile plan’s call, text, and data allocations in 185 destinations abroad and be charged only a flat daily fee of $12 (CAD) in the US or $15 (CAD) globally.
As a cardholder, you can also purchase a new phone with a 0% interest rate through the Equal Payment Plan.†
To take advantage of this perk, you’ll need to pay for a new device that costs at least $250 using your Rogers credit card at a Rogers, Shaw, or Fido store, and afterwards, you’ll be able to set up financing for a 36-or 48-month term.†
If you aren’t able to pay for a phone outright, then this perk can be particularly useful, since you won’t incur any interest or additional fees, as long as you make your monthly payments.†
For a limited time, Rogers Bank is kicking off a promotion in Toronto on the TTC. Cardholders who tap any Rogers credit card using a mobile wallet can get five free rides on the TTC between Nov 1 and Dec 31, 2023.
The Rogers Connections Mastercard doesn’t have a strong suite of insurance.
Cardholders enjoy transaction monitoring and alerts, as well as zero liability for unauthorized use.