50,000 PC Optimum points
†Terms and conditions apply. The information for the PC Financial World Elite Mastercard has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
$50
First-year value
50,000
PC Optimum points
$0
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of PC Optimum points at 0.1 cents per point.
50,000 PC Optimum points when you spend $100 or more at participating stores within 60 days of account approval
Offer ends December 31, 2026
Shoppers Drug Mart
Groceries, Loblaw Groceries & Esso & Mobil
Everything Else
Last updated: February 13, 2026
The PC Financial World Elite Mastercard is a fine choice for people who frequently shop at Loblaw's brands, but otherwise has limited appeal.
The card currently has a welcome bonus of 50,000 PC Optimum points for spending $100 or more at participating stores within 60 days of account approval.
Occasionally, new applicants can earn a welcome bonus of 50,000 PC Optimum points for spending $100 or more at participating stores within 60 days of account approval. If you're interested in the card, consider waiting for this offer to make an appearance before applying.
The card has no annual fee.
The card has category bonuses for shopping at specific stores:
PC Optimum points have a value of 0.1 cents per point, with occasional 50% bonus redemption events. Points can be redeemed at PC Optimum's partner grocery stores and drugstores.
50,000 PC Optimum points
†Terms and conditions apply. The information for the PC Financial World Elite Mastercard has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
Last updated: February 13, 2026
The PC Financial World Elite Mastercard has no meaningful perks or benefits to speak of.
The card has a modest insurance package, including emergency medical insurance for trips up to 10 days, and standard extended warranty and purchase protection.
It also includes rental car collision insurance for cars up to an MSRP of $65,000.
However, it doesn't offer the specific provisions that are important to travellers, and the coverage it does provide can also be found on many other cards.