MBNA True Line^® Mastercard

The MBNA True Line^® Mastercard is one of Canada's best options for balance transfers.

If you're approved for the MBNA True Line^® Mastercard, you can enjoy a promotional 0% annual interest rate (AIR)^† on balance transfers made within 90 days of account opening.^†

The promotional 0% interest rate is valid for 12 months^†, and there's a 3% balance transfer fee.^†

Important Notice: Effective September 25, 2025

• If the Balance Transfer fee is less than $3.50, MBNA will charge a minimum Balance Transfer fee of $3.50.

The primary benefit of this card is its promotional balance transfer rate.

You can save on Avis and Budget car rentals, with a minimum 10% off base rates in Canada and the US,^† and a minimum of 5% off base rates internationally.^†

For Avis, use Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.

For budget, use Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.

As a Mastercard cardholder, you won't be responsible for unauthorized purchases made with your credit card in store, over the telephone, online, mobile device or ATM transactions.^†