$1,228
First-year value
60,000
Aeroplan points
$95
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aeroplan points at 2.1 cents per point.
Last updated: February 13, 2026
The Aeroplan® Credit Card is a great choice if you’re looking to maximize Aeroplan points and enjoy travel perks with Air Canada and its partners.
With a compelling welcome bonus, strong everyday earning categories, and a solid set of cardholder benefits, it stands out as a practical option for frequent travelers.
With the current offer on the Aeroplan® Credit Card, you can earn 60,000 bonus points† after spending $3,000 in the first three months of account opening†.
The annual fee is $95† and is not waived in the first year. You can also add authorized users at no extra cost†, making it easier for families or couples to pool spending towards bonus thresholds.
The Aeroplan® Credit Card earns 3 points per dollar spent at grocery stores, dining (including takeout and eligible delivery services), and purchases made directly with Air Canada.†
You'll earn 1 point per dollar spent on all other purchases.†
In addition, cardholders can collect 500 bonus points for every $2,000 spent each calendar month, up to 1,500 bonus points per month.†
This accelerator is an easy way to earn extra rewards if you regularly put significant spend on the card.
Aeroplan provides access to over 1,300 destinations worldwide through Air Canada and Star Alliance partners.
Short-haul flights within North America can start from 6,000 points one-way, while long-haul flights are available at varying point levels under the Aeroplan Flight Reward Chart.
As a cardholder, you’ll also benefit from preferred pricing on Air Canada flight rewards†, often requiring fewer points compared to members without the Aeroplan® Credit Card.


The Essential Guide to Aeroplan
Read moreThe Aeroplan® Credit Card comes with a strong set of Air Canada travel benefits. As a cardholder, you’ll receive:
The Aeroplan® Credit Card offers a wide range of insurance benefits, including:
Coverage is subject to terms, conditions, and exclusions. See your Guide to Benefits for full details.
Last updated: February 13, 2026