Aeroplan^® Credit Card

First-year fee waiver delivers a risk-free trial that lets you collect the welcome bonus and test the ecosystem before committing. If the earning structure doesn't align with your spending after year one, you've still extracted meaningful value without any upfront cost.

Authorized users at no charge make it easier for households to consolidate spending and hit thresholds faster – particularly valuable when you're building toward a specific redemption goal or trying to maximize category bonuses across multiple wallets.

Strong for frequent travellers who book direct and dine out regularly, but you'll want a dedicated grocery card alongside this one. No caps or registration headaches – just straightforward earn rates that reward your natural spending without forcing category optimization.

Best suited for travel-heavy wallets where dining and transit are recurring expenses. For broader everyday spend, layer in a stronger general-purpose card and let this one focus on what it does well.

Aeroplan's sweet spot is long-haul premium cabin awards on Star Alliance partners – Japan Airlines, Singapore Airlines, Lufthansa – where dynamic pricing often beats competitors by thousands of points. Air Canada flights earn preferred pricing for cardholders, a meaningful edge on frequent domestic or transborder routes.

Stopover and open-jaw routing let you visit two destinations for the price of one award, a rare feature that transforms multi-city trips into exceptional value plays. Skip hotel and car rental transfers – the rates don't justify locking in points you'd rather save for aspirational air travel.

The free checked bag benefit extends to eight companions traveling on the same Air Canada booking – a rare feature that sets this card apart from entry-level co-branded options and can deliver hundreds of dollars in savings for family or group travel.

Complimentary Aeroplan 25K status gives you priority check-in, security, and boarding year-round without needing to fly, which smooths the airport experience considerably on Air Canada and Star Alliance carriers. The trusted traveler credit covers Global Entry, TSA PreCheck, or NEXUS once every four years, and NEXUS in particular delivers exceptional value as it includes both Global Entry and TSA PreCheck for a lower enrollment cost.