Earlier this week, I was doing that thing I always do when flying in a premium cabin: setting aside my glass of bubbly, reclining my seat all the way back, sprawling out on the flat bed, and thinking to myself, “What sort of bizarro world do we live in where all of this is possible?!"
After all, I had paid barely $70 out-of-pocket for this flight, one which usually retails for thousands of dollars, and that’s merely the example at hand. Loyal readers will know that I’ve been travelling pretty much nonstop in the past few months, redeeming hundreds of thousands of points in various mileage currencies and scoring my airfare and accommodations at similarly jaw-dropping discounts.
Of course, this requires earning those miles to begin with, whether that’s through credit card signup bonuses, referrals, manufactured spending, or simply buying miles outright. These days, I have pretty healthy balances in all my mileage accounts, but things weren’t always this way – not too long ago, I was not only scraping together 30,000 miles to book a “free” one-way economy ticket to Europe, but also feeling pretty damn satisfied with myself for it!
I’ve come a long way since those days, and in this post, I wanted to dust off the history books and talk about my journey from a beginner points collector to an advanced practitioner.
One of the missions of Prince of Travel is to help every dedicated reader unlock the power of Miles & Points in order to be able to travel the world in a way that’s satisfying and fulfilling to them. It’s my hope that reading about my experiences will allow you to replicate my successes, sidestep my mistakes, and visualize your own journey towards mastery of this art. I often tell people that “if I can do this, then anyone can”, and while that’s technically true, having a blueprint of what to expect along the Miles & Points journey makes it a much more meaningful statement.
2013: Wish Upon a Star Alliance Gold
June: I’ve told this story before – what got me started with Miles & Points was, in fact, an obsession with airline status. Back then, Aegean Airlines Miles+Bonus was offering an easy route to Star Alliance Gold, allowing you to earn top-tier status with the world’s largest airline alliance by accumulating just 19,000 elite miles.
Regularly flying between Canada and China on cheap economy fares at the time, I start crediting all my flights to Aegean, looking to secure Gold status by the end of the year.
November: I’m basically duped into applying for my second-ever credit card. You see, MBNA offers a little-known line of credit cards that are associated with various universities’ alumni organizations, and I unwittingly get myself signed up for the UofT version when I drop by the booth when walking to class one day. I only find out that it was a credit card application a few weeks later, when I receive a shiny new piece of plastic to go in my wallet.
As it turns out, the MBNA card’s 1% cashback beats out the 0.5% I was getting on my introductory TD Rebate Rewards card, but I still keep using the TD one because I don’t know any better. Many years down the road, the UofT Alumni card would eventually be sacrificed in favour of multiple MBNA Alaskas.
December: My Christmas flight back home to Beijing finally brings me up to the 19,000-mile threshold with Aegean, but unfortunately I arrive late for my return flight, thus delaying my maiden lounge visit for another six months. Still, I proudly show off my Gold card to my university roommates upon my return. They congratulate me on my smallest of victories, failing to recognize the sheer monster that’s being created right before their eyes.
2014: "Member Since"
March: Buoyed by my success with Star Alliance Gold, I start reading FlyerTalk a little more seriously. I notice lots of people talking about earning points via credit cards and slinging around jargon like “Mini-RTW in F”, but I fail to take action. Instead, I continue spending my time plotting out where I’m going to credit my revenue flights in order to scrape together enough miles for a “free” ticket.
May: I grace an airport lounge with my presence for the very first time, slipping into the Toronto lounge a few minutes before my flight to Hong Kong is about to board. That first bite of a stale Maple Leaf Lounge cookie? Heavenly.
June: I redeem around 25,000 Air China PhoenixMiles – basically all the miles I had accumulated since childhood – on my first-ever “First Class” experience of any kind, a domestic Air China flight from Shenzhen to Beijing in the front of the plane. After my first encounter with fine dining at 37,000 feet and being addressed as “Mr. Zhang”, a craving for more of the same slowly begins to take hold.
August: Preparing for my study abroad in London, I work out that I’m able to use the miles I’ve collected in Aegean Miles+Bonus and United MileagePlus towards a round-trip flight back to Toronto and a flight for Jessica to visit me next year, except I’m still short about 30,000 miles.
Lo and behold, the American Express AeroplanPlus Gold Card was offering an excellent bonus of 30,000 Aeroplan miles with a first-year fee waiver, so I jump on that. Since it’s my first Amex card, there are issues with verifying my identity, and I even go so far as visiting the American Express HQ in the Toronto suburbs to complete the process.
The card doesn’t get delivered until after I leave Toronto, so Jessica has to drop by my old temporary housing spot and fish the envelope out of the trash. Was it worth it? You bet – the two of us are able to reunite quite a few times while I’m away, including a one-month backpacking trip in Europe in the spring of 2015. The magic of Miles & Points was on full display for the first time.
2015: Credit Cardio
February: By sheer accident, I stumble upon one of One Mile at a Time’s reviews of premium cabins, and find myself intrigued as to how this regular-looking guy, not much older than myself, can fly around the world in business class and First Class so often.
I finally realize that racking up the points via credit cards was the answer, and the idea of travelling the world by earning and redeeming points, while maximizing value on both sides, becomes crystal-clear in my mind. I immediately set out to put together a strategy for credit card applications upon returning to Toronto in the summer.
July: I hit the ground running with a trio of new credit cards: the TD Aeroplan Visa Infinite for 30,000 miles, the Amex Gold Rewards Card for 25,000 MR points, and the now-defunct Chase Marriott Visa for 50,000 Marriott Rewards points. I try to convince Jessica to do the same, but she flat-out refuses, to my utter dismay.
December: Mulling over potential New Year’s Resolutions, I briefly toy with the idea of writing a blog about my travels and my newfound Miles & Points undertaking. However, I can’t decide on a satisfying domain name to use, and the thought flitters away.
2016: Immersions, Excursions, and AC Conversions
April: I continue my credit card merry-go-round at full tilt, adding the Amex Business Gold Card, the Amex Platinum, and two more MBNA Alaska cards at three-month intervals. Shortly after my third Alaska arrives, MBNA changes their policy to forbid people from holding multiple Alaska cards at once, leaving my plans for a two-person First Class getaway in tatters. I also learn about product switching, thus allowing me to downgrade my TD Visa Infinite to a no-fee card, ready to be upgraded once again at a future date.
May: In planning my travels for the upcoming year, I resist the temptation to splash my newly-earned points on economy class flights, having learned that the true value lies in premium redemptions. Instead, I book a fuel-dump fare to London and Lisbon for myself and Jessica in late summer, which comes to about US$200 all-in.
June: I dip my toes into the US credit cards market, applying for my ITIN successfully and nabbing the US-issued Amex Premier Rewards Gold Card via Global Transfer.
August: The CIBC AC Conversion Card arrives on the market, to the fanfare of nobody except for those who realize the card’s immense potential for manufactured spending. You could do $2,000 on the card per day, and you could get multiple cards for your friends and family, so the points quickly added up. It was Visa and MasterCard only – Amex wasn’t accepted – so I used it to supercharge my balance of Alaska miles by way of daily trips to the ATMs over the next six months.
October: I attend the PointsU Conference for the first time, which opened my eyes to the active community of travellers and points enthusiasts around me and inspired me to take my game to an even higher level.
2017: Prince of Travel
February: Still unable to fend off my itch to write stuff about my travels, I conjure up the name “Prince of Travel” in a coffee shop and launch the website the very next day. Around the same time, I complete my first meaningful redemption of the points I’ve earned via credit cards: a five-night stay at the Marriott Resort St. Kitts during reading week.
Over a beachside dinner one day, Jessica indicates that while she’s appreciative of our steeply-discounted vacation, she still thinks this whole points-collecting gig is just smoke and mirrors, with little in the way of tangible rewards at the end. I tell her that she ain’t seen nothing yet.
March: The AC Conversion Card begins its slow death, with Canadian Dollar loads being restricted to $100/day. Nevertheless, I’ve come away with hundreds of thousands of miles coupled with a stronger understanding of the principles of MS, and I begin looking for the next big opportunity around the corner.
May: Finally, at long last, I put all the points I’ve earned to good use by flying around the world in 16 days in business class. Somewhere along the way, I turn towards Jessica in my neighbouring seat and ask her, “Now will you start applying for credit cards?”, and she nods reluctantly as she takes another sip of her champagne.
October: Lufthansa First Class, check! Meanwhile, traffic starts to pick up on Prince of Travel, and I begin taking it much more seriously. The credit cards and MS continue at their usual pace, but referral points from the blog begins to take over as my primary source of accumulating points. On the US side, I’m approved for my very first card with Chase – the Sapphire Preferred.
November: The Star Alliance Gold story comes full circle – after three years of maintaining my Gold status through back-breaking mileage runs, I finally do the sensible thing and allow it to lapse. I’m crestfallen when Aegean sends me a newly-minted Star Alliance Silver card, but take comfort in the fact that I can reliably enjoy the same benefits as before by flying in premium cabins these days.
2018: What’s Next?
February: I knock off another few First Class experiences off my bucket list, flying on Japan Airlines, ANA, and Cathay Pacific within the span of a few months. My taste in caviar is coming along in leaps and bounds.
August: Blessed with a steady inflow of points thanks to referrals, MS, and new credit cards in both Canada and the US, my focus shifts to how I can best leverage my points to take the trips that I’ve always dreamed of taking. I kick off this exciting phase with a tour of Latin America and a journey along the Trans-Siberian Railway, and I can’t wait to see what other adventures lie ahead.
There you have it – a step-by-step timeline of how I went from signing up for credit cards on accident to enjoying frequent trips around in the world that I could’ve never imagined in my wildest dreams. Looking back at all these years of dabbling with Miles & Points, I think the biggest takeaway is that it’s all about simultaneously working on many fronts to achieve your goals. Credit cards, hustling for referrals, the US side of the game, maximizing redemptions, networking – each piece of the puzzle is important in its own right.
Ultimately, everyone goes at their own pace. It took me five years to go from the initial spark of interest to a high-level understanding of things; it may take you less or more. And no matter where you are on the learning curve, make sure to savour the fruits of your labour when you redeem your points for trips – after all, it’s pretty crazy that all of this exists in the first place.