$45,000 WestJet dollars
Apply Now1To benefit from this offer, your application must be received and approved by Royal Bank of Canada ("Royal Bank") between February 5, 2026 and August 31, 2026 ("Offer Period"). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive 25,000 welcome WestJet points upon your first purchase ("Welcome WestJet Points").
The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account ("Credit Card Account") remains open and in good standing at that time, "good standing" meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive the additional 20,000 WestJet points ("Additional WestJet Points"), (i) a total of $5,000 ("Qualifying Transaction Amount") or more in qualifying net purchases and/or pre-authorized bill payment transactions ("Qualifying Transactions") must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date ("Period"), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
$386
First-year value
$45,000
WestJet dollars
$139
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of WestJet dollars at 1 cents per point.
Offer ends August 31, 2026
Last updated: February 13, 2026
The WestJet RBC® World Elite Mastercardǂ is WestJet's premier co-branded credit card in Canada, offering a wealth of WestJet-centric benefits, the most significant of which are the annual companion voucher and the free first checked bag perk.†
This card is a must-have for anyone who flies with WestJet at any frequency –especially families – and it's a solid card for most Canadian travellers to consider adding to their portfolio.| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 25,000 | First purchase |
| Spend threshold | 20,000 | $5,000 spend in 3 months |
| Total | 45,000 WestJet dollars |
Annual Fee
$139
Additional Card
Free
The tiered bonus structure – instant value plus a spend-triggered tranche – works well if you're planning WestJet travel within your first few months, letting you stack the welcome bonus directly into an upcoming booking. That transforms the annual fee from a cost into a prepayment on travel you'd book regardless.
Offset math is straightforward: the companion voucher alone justifies the fee if you fly WestJet twice yearly and check bags. For lighter travellers or those loyal to other carriers, this becomes a harder sell unless you have a concrete redemption target and timeline.
| Category | Rate |
|---|---|
| Travel | 2× |
| Gas | 2× |
| Groceries | 2× |
| Transit | 2× |
| Everything Else | 1.5× |
The four accelerated categories – groceries, gas, transit, and travel – cover the bulk of regular Canadian household spending, making this an unusually broad earner for a co-branded card. That breadth means you can build a WestJet balance quickly through everyday purchases rather than relying solely on flights.
Outside those categories, the 1.5x rate lags behind flexible-point cards, so pair this with an Aeroplan or Avios card for dining and miscellaneous spending. The strategy is simple: run all groceries, gas, and transit through this card, then switch cards for everything else.
The WestJet Rewards program offers limited opportunities for outsized value, since points are pegged to cash fares with no transfer partners to unlock sweet spots. Your best strategy is stacking a points redemption with a Member Exclusive Fare to capture an extra 5–10% discount.
Compare fare inclusions carefully – sometimes a slightly higher fare class with more flexibility delivers better value than chasing the lowest redemption rate.
Read Our Full WestJet Rewards Guide
Read moreAnnual companion voucher ($119–$499 companion base fare)
GeneralStatus Lift: $200 TQS per $5,000 spend (up to 50/year)
GeneralFree first checked bag for cardholder + up to 8 guests
GeneralExchange option: 30% flight discount, $200 WJ Vacations credit, or 2 lounge passes
GeneralThe free checked bag benefit pays for itself quickly – a single round trip with two checked bags recoups the annual fee. The companion voucher requires a full-fare ticket for the first passenger, so it works best when WestJet's base fares are competitive rather than at their highest.
Status Lift is the sleeper perk here – you can earn WestJet Platinum status purely through card spending, unlocking lounge access and upgrade priority without setting foot on a plane. Few Canadian cards offer a direct path to top-tier airline status through everyday purchases.
Underwritten by RBC Insurance Company of Canada
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | — | 15 days · 3 days (65+) · Applicant, applicant's spouse, applicant's dependent child travelling with applicant, and additional cardholders who are permanent residents of Canada with valid government health insurance |
| Trip Cancellation | $1,500 | $5,000/trip · charge required · No specific mention of award ticket coverage |
| Trip Interruption | $5,000/person | $25,000/trip · charge required |
| Trip Delay | $500 | 4-hour minimum · Reasonable and necessary expenses for missed connection, delayed flight departure, or denied boarding. Includes meals, accommodations, emergency purchases, phone calls, internet, taxi/ride-sharing fares |
| Baggage Delay | $500 | 4-hour minimum |
| Baggage Loss | Not included | — |
| Rental Car | Included | Primary CDW · MSRP ≤ $65,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | $50,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
| Mobile Device | Included | — |
Pre-Existing Conditions
90-day stability period required (180 days for 65+)
View Certificate of Insurance (PDF)
Primary rental car coverage and split-payment eligibility make this a genuinely useful companion card, even if you're not earning here. You can redeem WestJet dollars freely and still claim full trip protection – a rare policy advantage that most issuers don't extend to points bookings.
The unspecified medical maximum and modest cancellation limits mean this isn't comprehensive coverage for high-value international trips or travellers over 65. Treat it as solid baseline protection, not a replacement for standalone insurance on complex itineraries.
1To benefit from this offer, your application must be received and approved by Royal Bank of Canada ("Royal Bank") between February 5, 2026 and August 31, 2026 ("Offer Period"). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive 25,000 welcome WestJet points upon your first purchase ("Welcome WestJet Points").
The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account ("Credit Card Account") remains open and in good standing at that time, "good standing" meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive the additional 20,000 WestJet points ("Additional WestJet Points"), (i) a total of $5,000 ("Qualifying Transaction Amount") or more in qualifying net purchases and/or pre-authorized bill payment transactions ("Qualifying Transactions") must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date ("Period"), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
60,000 Avios
55,000 Avion points
55,000 Avion points
70,000 Avion points
35,000 Avion points
35,000 Avion points
21,000 Avion points
$240 cash back
11,000 Avion points
$35,000 WestJet dollars
$70 cash back
$10,000 WestJet dollars
$45,000 WestJet dollars
Apply Now1To benefit from this offer, your application must be received and approved by Royal Bank of Canada ("Royal Bank") between February 5, 2026 and August 31, 2026 ("Offer Period"). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive 25,000 welcome WestJet points upon your first purchase ("Welcome WestJet Points").
The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account ("Credit Card Account") remains open and in good standing at that time, "good standing" meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive the additional 20,000 WestJet points ("Additional WestJet Points"), (i) a total of $5,000 ("Qualifying Transaction Amount") or more in qualifying net purchases and/or pre-authorized bill payment transactions ("Qualifying Transactions") must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date ("Period"), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
Last updated: February 13, 2026
