Buy Marriott Bonvoy Points with a 30% Discount

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Marriott Bonvoy is the hotel loyalty program of choice for many Canadians, both for hotel bookings and for its flexibility to transfer to a huge variety of airline partners.

Since merging with Starwood Preferred Guest, Marriott Bonvoy has joined the ranks of programs that run frequent promotions on purchasing points directly from the program. As of today, they’ve just launched their latest promotion for anyone looking to boost their points balance.

Buy Marriott Bonvoy points with 30% Discount

From now until June 20, 2021, Marriott Bonvoy is offering a 30% discount on points purchases. This discount is available to all members when you buy at least 2,000 points.

Typically, Marriott charges 1.25 cents per point (USD) to buy directly from the program. With this promotion, the rate improves to 0.88 cents per point (USD).

This rate is competitive, although not quite on par, with our current valuation of 0.7 cents per Bonvoy point (USD).

This promotion ranks among one of the better ones historically, equivalent to roughly a 43% bonus. However, we’ve also seen Marriott go as high as 60% on these promotions before, so I’d wait for a 60% bonus to come around if you aren’t in a major rush to buy points. 

How many Marriott Bonvoy points can you buy?

Starting in 2021, Marriott Bonvoy imposes a limit of 100,000 points purchased per calendar year, up from 50,000 previously.

This limit includes points purchased for yourself, plus points you receive that were purchased and gifted by others. Previously purchased points do count towards the limit.

If you max out this promotion, it’ll cost US$875 for 100,000 Bonvoy points. Typically these points sales don’t include bonus points in the limit, so if you’re a high-volume buyer of points, it might be better to sit this one out and wait for a better opportunity to exceed your annual limit.

Which credit card should you use to buy Marriott Bonvoy points?

Marriott sells points through an external vendor, Points.com. They don’t count as a travel purchase, and there’s no extra benefit to using a co-branded Amex Marriott Bonvoy card issued in Canada or the US.

Instead, I’d suggest any card with a high base earn rate, or one where you’re working on meeting the minimum spend requirement.

Because the purchase is charged in USD, you might consider using a Canadian-issued card with no foreign exchange fees, or any US credit card.

Who Should Buy Marriott Bonvoy Points?

Buying points can be a good way to top up your account if you’re keen to make a redemption soon.

Booking a High-Value Aspirational Hotel

The Marriott Bonvoy portfolio contains some of the most exceptional hotel brands in the world, including Ritz-Carlton, St. Regis, and EDITION, among others.

With sky-high cash prices, booking on points can bring these experiences within reach. The best of the best, Category 8, go for 85,000 points per night at the standard rate. Compare that to the cash price at the Luxury Collection’s Al Maha Desert Resort Dubai, which can easily exceed $1,600 (CAD) per night!

At a cash price of US$744 for 85,000 points (with the 30% discount), it definitely makes sense to buy points instead of pay cash if a luxury booking is on your radar, whether for a top-up or to fund the entire stay.

Or if the desert isn’t your style, you could indulge in decadence at the JW Marriott Maldives. Even with “relatively” more reasonable prices under $1,000 (CAD) per night, a points booking is still the way to go.

With Marriott Bonvoy’s “Stay 5, Pay for 4” benefit on points bookings, the total points cost would be 280,000 points for five nights at the off-peak rate.

At this rate, you’re getting 2.45 cents per point (CAD) in value at Al Maha, or 1.54 cents per point (CAD) in value at JW Marriott Maldives, well above both the nominal valuation of a Bonvoy point and the cash cost of a points purchase.

Of course, you’ll want to ensure you’ve lined up the award availability at the hotel before pulling the trigger on a points purchase, especially if you’re trying to maximize the fifth-night-free benefit.

Quick Top-Up for Any Upcoming Redemption

For travellers with more humble taste, the top of the Marriott Bonvoy chart isn’t the only place to find good value.

At the end of the day, as long as the value of your redemption is above the acquisition cost of 0.88 cents per point (USD), you’ll come out ahead on any booking.

For example, at the lower end, the Courtyard Phnom Penh offers better value on points that with cash. A Category 2 hotel, it costs 8,000 points per night at the off-peak PointSavers rate. Against a nightly cash price of $118, this is a value of 1.5 cents per point (CAD).

However, the value proposition in buying Bonvoy points for lower-end redemptions is less clear-cut than the aspirational goals. It’s heavily dependent on finding a discrepancy between the cash price and the points price, and that can often be hard to predict.

Therefore, since Bonvoy points are rather easy to earn anyway, I’d recommend exhausting the cheaper sources first before buying points outright.

Transfer to Exclusive Airline Partners

Marriott Bonvoy has over 40 airline partners. For most programs, Bonvoy points can be transferred to airline miles at a rate of 3:1, with a 5,000-mile bonus for transferring in increments of 60,000 Bonvoy points.

By buying Bonvoy points at 0.88 cents per point (USD) and transferring to frequent flyer programs, you’re effectively purchasing airline miles for just under 2 cents per mile (USD).

This is certainly quite expensive, but the real benefit is gaining access to exclusive airlines.

For example, Singapore Airlines doesn’t make First Class award space bookable for partner programs like Aeroplan. Usually, you can only book Singapore Suites with their own KrisFlyer loyalty program.

And with few transfer partners in Canada (HSBC Rewards is the only other one), Marriott Bonvoy can provide a rare gateway to sample this luxurious experience.

Other niche transfer partners include Alaska Airlines Mileage Plan for its unique partner-based sweet spots, ANA Mileage Club for its generous round-the-world award ticket, Korean Air SKYPASS for Korean Air First Class, or any other airline loyalty program with a weaker footprint in the credit card industry.

Multi-player Mode: Pool Points Among the Family or Household

One of Marriott Bonvoy’s is the ability to transfer points freely between accounts. Each member may send up to 100,000 points per calendar year, and receive up to 500,000 points per calendar year.

If you have elite status on the primary account in your household, it’s ideal to pool your points in the elite member’s account to make bookings, especially for high-end properties where the perks of hotel status really shine.

Once you’ve hit your points purchase cap on your main account, you can buy more points on another account to take advantage of any remaining transfer room. Note that members must be enrolled for 30 days and have some activity on their account before they are eligible to purchase points.

Other Ways to Earn Marriott Bonvoy Points

Marriott Bonvoy shuffles their hotel categories on an annual basis, so it can be a risky proposition to commit money to their loyalty program if you aren’t imminently planning a booking.

If you aren’t in a rush to acquire Bonvoy points but would like to slowly build your balance for a bigger redemption down the road, I’d recommend looking at credit card opportunities first.

Canadian Credit Cards by American Express

American Express issues two co-branded Marriott Bonvoy cards in Canada:

At 0.18 and 0.23 cents per point (CAD), respectively, both cards represent an extremely favourable acquisition cost compared to today’s valuation of 0.9 cents per point (CAD).

Marriott Bonvoy Credit Cards
Credit Card Best Offer Value
Up to 105,000 Bonvoy points $690 Apply Now
Up to 105,000 Bonvoy points $660 Apply Now

American Express Membership Rewards can also be transferred to Marriott Bonvoy at a rate of 1:1.2. Both tiers of MR points are eligible; however, the higher tier is more valuable for airline transfers, so I prefer to use the less-flexible Membership Rewards Select points for Bonvoy transfers:

  • American Express Cobalt Card: Earn 30,000 MR Select points upon spending $500 each month in the first year, with an annual fee of $120.
    • Converted to Marriott Bonvoy, this becomes 36,000 Bonvoy points, or more with 5 MR Select (or 6 Bonvoy points) earned per dollar spent on groceries and dining.
  • American Express Business Edge Card: Earn 55,000 MR Select points upon spending $5,000 in the first three months, with an annual fee of $99.
    • Converted to Marriott Bonvoy, this becomes 66,000 Bonvoy points.
  • Choice Card by American Express: Earn 10,000 MR Select points upon spending $1,000 in the first three months, with no annual fee.
    • Converted to Marriott Bonvoy, this becomes 12,000 Bonvoy points.

After transferring points to Bonvoy, the annual fees represent acquisition costs of 0.33, 0.15, or 0 cents per point (CAD). Indeed, all five of the above cards offer good value for the Marriott Bonvoy program.

American Express Membership Rewards Select Credit Cards
Credit Card Best Offer Value
Up to 67,000 MR Select points $801 Apply Now
50,000 MR Select points $743 Apply Now
15,000 MR Select points $248 Apply Now

US Credit Cards by American Express & Chase

South of the border, American Express issues two co-branded Marriott Bonvoy cards:

  • American Express US Marriott Bonvoy Brilliant Card: Earn 75,000 Marriott Bonvoy points upon spending US$3,000 in the first three months, with an annual fee of US$450 (offset by a US$300 annual Marriott credit).
  • American Express US Marriott Bonvoy Business Card: Earn 75,000 Marriott Bonvoy points upon spending US$3,000 in the first three months, with an annual fee of US$125.

We’ve seen bigger bonuses before, recently up to 125,000 Bonvoy points and automatic Platinum Elite status for a year. Because Amex bonuses are strictly once-in-a-lifetime in the US, it’s best to wait for an elevated bonus before you apply.

In addition, Chase has also partnered with the hotel chain, offering two co-branded personal cards on the Visa network:

  • Chase Marriott Bonvoy Bold Card: Earn 30,000 50,000 Marriott Bonvoy points upon spending US$1,000 in the first three months, with no annual fee.
  • Chase Marriott Bonvoy Boundless Card: Earn 75,000 100,000 Marriott Bonvoy points upon spending US$3,000 within the first three months, with an annual fee of US$95.

All of the above cards are quite compelling once you consider the annual Free Night Awards you earn. The exception would be the Chase Bonvoy Bold, which offers a lower total value while counting against Chase’s 5/24 rule.

Also, keep in mind that if you’ve received the welcome bonus on an Amex US Marriott Bonvoy card within the last 24 months, you’re not eligible for the Chase offers, and vice versa. So even though there are many ways to earn Bonvoy points from US credit cards, you’ll have to choose just one that suits you best in the short term.


With so many other ways to collect Marriott Bonvoy points, I wouldn’t rush to speculatively buy points at 0.88 cents per point (USD). But if you need to push your balance over the hump for an upcoming dream redemption, this 30% discount is a great way to make it happen.

If you’re interested, make sure to purchase Marriott Bonvoy points before June 20, 2021 to take advantage of this offer.

  1. RR

    Hi, I have. Question on the Bonvoy Gold status earned from the Canadian Amex Platinum Personal Card. Does the status come with a 25 nights credit too ( or just the Gold status)…I have the amex Bonvoy card to and Marriott only credited me with 15 nights and not take into consideration my Amex platinum

    1. Josh

      Hey RR, sorry the late reply. Elite nights get you status, but status doesn’t get you elite nights. If you’re Bonvoy Gold Elite from a credit card status match, you’ll still need to earn 50 EQN to hit Bonvoy Platinum Elite. Sorry to say you’ve indeed received the correct number of nights.

Josh Greenberg

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