CIBC eAdvantage Savings Account
Up to 4.60%
Interest rate
$0
Monthly fee
CIBC's high-interest savings account with a 90-day promo rate and a monthly Smart Interest bonus.
Interest rate
Key features
- Smart Interest bonus when saving $200+/mo (up to $200k)
- No minimum balance
- AutoSave
- eDeposit
- CDIC insured
Interest Rate
New clients can earn a promotional rate of 4.60% for the first 90 days, on balances up to $1 million.
Keep in mind that the promo applies only to your first eAdvantage Savings Account.
Outside the promotional period, the account pays CIBC's regular tiered rate, which varies by balance and is posted on CIBC's rates page.
There's also a Smart Interest bonus, which pays extra interest in any month you save $200 or more, on balances up to $200,000.
Fees
The CIBC eAdvantage Savings Account has no monthly fee.
Transfers to your other CIBC accounts are free, while transactions beyond those cost $5 each.
Account Features
The eAdvantage Savings Account is a digital-first savings vehicle with no minimum balance required.
You'll get tools like AutoSave for automating contributions and eDeposit for adding cheques remotely.
Deposits are eligible for CDIC coverage.
Legal Disclaimers
Terms and conditions apply. The information for the CIBC eAdvantage Savings Account has been collected independently by Prince of Travel and is not provided or reviewed by CIBC. Offers, rates, and fees are subject to change — always confirm details on the financial institution's website before applying.
Last updated: July 8, 2026