TD^® Aeroplan^® Visa Platinum^* Card

The first-year fee rebate makes this a risk-free entry point into Aeroplan earning, and TD's All-Inclusive Banking Plan can waive the fee indefinitely if you're already a TD customer.

The welcome bonus is modest but accessible – you'll hit the threshold quickly on everyday spending, making it ideal for newcomers building their first Aeroplan balance.

This card works best as a daily driver for grocery and gas spending – categories where no-fee options rarely deliver full Aeroplan points. If dining or general retail makes up most of your budget, you'll want a complementary card for those purchases.

Pair it with a premium Aeroplan card for flights and travel bookings, where accelerated earning justifies the higher fee. Think of this as your everyday workhorse, not your sole payment method.

Aeroplan excels at long-haul business class redemptions to Europe, Asia, and beyond – especially when you leverage preferred pricing on Air Canada routes with elite status or a co-branded card. Within North America, the points stretch furthest on transcontinental flights where cash fares run high.

Primary rental car coverage up to 48 days is the standout benefit here – it means you can decline the counter's expensive CDW without touching your personal auto policy. Mobile device insurance is rare at this price point and quietly valuable for frequent travellers.

No Air Canada perks like priority boarding, lounge access, or free checked bags – those require stepping up to Infinite or Infinite Privilege tiers. This card trades experiential frills for foundational insurance coverage.

Primary rental car coverage and accessible trip delay protection cover the basics for domestic road trips and short-haul flights. The absence of medical, cancellation, and interruption coverage means you'll need another card or a standalone policy for international travel or prepaid itineraries.