20,000 Aeroplan points
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$441
First-year value
20,000
Aeroplan points
$89
Annual fee
First Year Rebate
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aeroplan points at 2.1 cents per point.
10,000 Aeroplan points on first purchase
10,000 Aeroplan points upon spending $1,500 in the first three months
Total of up to 20,000 Aeroplan points
Gas, Groceries, EV Charging & Air Canada
Everything Else
Last updated: March 2, 2026
For those after benefits like preferred pricing on Air Canada® Aeroplan redemptions, but don't want to pay a high annual fee, the TD® Aeroplan® Visa Platinum* Card represents a solid option, with a decent welcome bonus to boot.
With TD's entry-level Aeroplan co-branded credit card, the current offer on the TD® Aeroplan® Visa Platinum* Card includes a signup bonus of up to 20,000 Aeroplan points†, which could be yours.
The offer is structured as follows:
Note that in order to receive the first-year annual fee rebate, you must activate your card and make your first purchase on the account within the first three months after account opening, and you must add any additional cardholders while the offer is in effect.
That's on the higher end of historical offers we've seen on this card, so now is a great time to apply.
As a lower-end Visa Platinum* product, this card's annual fee is relatively affordable at $89. For this offer, the annual fee is rebated for the first year; otherwise, holding TD's All-Inclusive Banking Plan can also waive the annual fee on this card on an ongoing basis.
If you choose to sign up for the card, take note that the annual fee for the first supplementary cardholder is also rebated for the first year, which is usually $35.†
The current welcome bonus is structured as follows:
This brings your total first-year value to approximately $441.
While this card doesn’t come with elevated earn rates or travel perks, it’s still a worthwhile choice for those new to Canada or travellers with lower income to earn points on everyday spending.
In terms of the returns on everyday spending, the TD® Aeroplan® Visa Platinum* Card offers cardholders the following:
Welcome bonus history is for Members
See how this card’s welcome offers have evolved over time.
†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
20,000 Aeroplan points
Apply Now†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Last updated: March 2, 2026
Aeroplan remains the program of choice for the vast majority of Canadians aiming to redeem their points for high-value international business class and First Class redemptions.
Redeeming Aeroplan points follows the Aeroplan Flight Reward Chart, and can cost as little as 55,000 points one-way from Vancouver to Tokyo in business class, for example.
From the East Coast, 60,000 Aeroplan points (or often fewer, thanks to Air Canada’s® preferred pricing benefit if you hold Aeroplan Elite Status or a co-branded credit card) would unlock a transatlantic flight to most parts of Western Europe.
Closer to home, short-haul flights within North America that are under 500 miles only cost as few as 6,000 Aeroplan points one-way.
With a few months of organic spending on top of the 15,000 points earned on this card, you'll have the 25,000 points required to travel one-way in business class across the continent on routes such as Toronto – Vancouver or Montreal – Los Angeles.
The Essential Guide to Aeroplan
Read moreAs an entry-level Aeroplan co-branded offering, the TD® Aeroplan® Visa Platinum* Card offers a limited set of Air Canada® travel benefits, including:
Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores.
As a basic card, the TD® Aeroplan® Visa Platinum* Card's insurance proposition is also relatively weak. Some of the provisions that it does cover include:
However, the card does not offer emergency medical insurance or trip cancellation & trip interruption insurance, which are two very significant benefits that you'll find on many of the higher-end products out there.
Additionally, the card also offers Purchase Security and Extended Warranty Protection, covering most eligible items you’ve purchased with your card should they be stolen or damaged within 90 days of purchase, as well as a doubled warranty period compared to the manufacturer's warranty.
85,000 Aeroplan points
