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RBC® Avion Visa Infinite

Everything you need to know about the RBC® Avion Visa Infinite†, the flagship travel rewards credit card issued by RBC.

Updated on: November 26, 2024

Signup bonus:

35,000 Avion points upon approval†

Annual fee

$120

Interest Rates:

20.99% purchases 22.99% cash advances (21.99% QC) 22.99% balance transfers (21.99% QC)

Earning rate:

1.25 RBC Avion points† per dollar spent on qualifying travel purchases 1 RBC Avion point† per dollar spent on all other qualifying purchases

Insurance:

Strong

The RBC® Avion Visa Infinite is RBC®'s flagship product, offering cardholders flexible points that can be leveraged for high-value travel.

Bonuses & Fees

This card is currently offering a welcome bonus of 35,000 RBC Avion points for new cardholders, which are awarded upon approval for the card.†

The card has an annual fee of $120 and $50 fee for supplementary cardholders.

If you have an RBC® VIP Banking Account, you'll be able to get a fee waiver on one of RBC®'s premium credit cards, including this one.

 

Earning Rewards

The RBC® Avion Visa Infinite offers the following earning rates:

  • 1.25 RBC Avion points per dollar spent on qualifying travel purchases
  • 1 RBC Avion point per dollar spent on all other qualifying purchases

Redeeming Rewards

There are a variety of ways to redeem RBC Avion points for a high value. As a transferable currency, eligible cardholders can convert their RBC Avion points into British Airways Executive Club† and Cathay Pacific Asia Miles† at a 1:1 ratio, WestJet Rewards† at a 100:1 ratio, as well as American Airlines AAdvantage† at a 1:0.7 ratio. Avios, Asia Miles, and AAdvantage will all provide a means to book business class and First Class flights on oneworld airlines, which will be by far the best value for your Avion points if you're interested in travelling internationally in style. Look out for 10–50% transfer bonuses to these partners too, which can boost the value of your points even further.

These can be some of highest value uses of RBC Avion points. If you signed up via the current offer for 35,000 Avion points, for example, and transferred the points over to Avios during a 30% promotion, you'd get 45,500 Avios — good for a number of short-haul flights, or enough to make solid progress towards a one-way flight in Qatar Airways Qsuites from North America to the Middle East or a multi-carrier ticket.

You can also redeem via the Air Travel Redemption Schedule, which lets you use Avion points to book round-trip economy class tickets departing from Canada, up to a certain maximum ticket price. As a baseline, you can also apply Avion points to any travel purchase at a rate of 1 cent per point. Your RBC Avion points never expire for as long as you're a cardholder. If you cancel or switch to a different RBC® product, you have 90 days to redeem your Avion points before they go away.

Perks & Benefits

The RBC® Avion Visa Infinite includes a host of interesting benefits, including 12 months of free DashPass from DoorDash as part of the wider partnership between RBC and DoorDash. In addition to this perk, cardholders get to enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. It also includes a 3¢/L saving on fuel at Petro-Canada, along with earning 20% more Petro-Points and RBC Avion points upon using your card to pay. Furthermore, RBC Avion cardholders can save 20% at Hertz, as well as earn 2x the points if using your card. Finally, you can earn 50 Be Well points for every $1 spent on eligible products at Rexall, as well as an improved redeeming ratio of 25,000 Be Well points = $10.

Insurance Coverage

The RBC® Avion Visa Infinite comes with pretty strong protection, as would be expected for a premium credit card:

  • Emergency medical insurance for the first 15 days of any out-of-province trips for travellers under the age of 65 or the first three days for those 65 and up

  • Travel accident insurance, covering death or dismemberment, of up to $500,000

  • Car rental collision/loss damage insurance, which allows you to save on the daily insurance charged by car rental companies for vehicles up to a MSRP of $65,000

  • Trip cancellation insurance of up to $5,000 and trip interruption insurance of up to $25,000

  • Flight delay insurance of up to $500 for reasonable expenses incurred

There's also a very compelling purchase protection scheme in place that will reimburse you for accidentally lost or damaged personal property within 90 days of purchase, up to a maximum of $50,000 per year, as well as an extended warranty feature that automatically doubles the original manufacturer's warranty.

Overall, the insurance on this card is on par with other premium cards in the market, making it a solid option for any big purchases.

†Terms and conditions apply. RBC Bank is not responsible for maintaining the content on this site. Please click on the 'Apply Now' link for the most up to date information.

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