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WestJet RBC® World Elite Mastercardǂ

Everything you need to know about the WestJet RBC® World Elite Mastercard, the flagship WestJet Rewards credit card issued by RBC®.

Updated on: August 1, 2024

Best offer is available publicly until October 30, 2024†
Annual fee

$119

Signup bonus:

Earn 300 WestJet dollars upon making your first purchase† Earn 300 WestJet dollars upon spending $5,000 in the first three months† Plus earn 100 WestJet dollars as a one-time anniversary bonus† Total of up to 700 WestJet dollars†

Annual interest rates:

20.99% purchases 22.99% cash advances (21.99% QC) 22.99% balance transfers (21.99% QC)

Earning rate:

2% back in WestJet dollars per dollar spent on eligible WestJet flights and vacations† 1.5% back in Westjet dollars per dollar spent on all other eligible purchases†

Perks & benefits:

Annual WestJet companion voucher† Free checked bags on WestJet flights†

The WestJet RBC® World Elite Mastercard is WestJet's premier co-branded credit card in Canada, and offers a wealth of WestJet-centric benefits, the most significant of which is the companion voucher.

Bonuses & Fees

For a limited time, the welcome offer on the WestJet RBC® World Elite Mastercard is up to 700 WestJet dollars, structured as follows:



  • Earn 300 WestJet dollars upon making your first purchase†
  • Earn 300 WestJet dollars upon spending $5,000 in the first three months†
  • Plus earn 100 WestJet dollars as a one-time anniversary bonus†

The annual fee on this card is $119, with additional users costing $59.



Earning Rewards

With the WestJet RBC® World Elite Mastercard, you’ll earn the following on everyday spending:

  • 2% back in WestJet dollars per dollar spent on eligible WestJet flights and vacations
  • 1.5% back in WestJet dollars per dollar spent on all other eligible purchases

Redeeming Rewards

What exactly are WestJet dollars? Well, 700 WestJet dollars can be applied as a $700 credit to the base fare of any WestJet booking. Therefore, as long as you fly with WestJet once a year to the tune of at least $700, the signup bonus is as good as cash in your pocket.

WestJet Rewards allows you to redeem WestJet dollars towards the cost of any WestJet flight, so there’s no need to worry about “award availability” or anything like that. As long as there’s a seat available for purchase, you can use your WestJet dollars towards it.

The 700 WestJet dollars welcome bonus doesn’t have to be used up all in one go either. You’re free to earn the bonus, wait for one of WestJet’s deals to pop up on a route you're interested in, and then apply the bonus towards your booking.

However, it's important to point out that since the value of WestJet dollars is limited, you wouldn't be able to find out-sized value with redemptions as you could with other programs. Moreover, WestJet dollars can only be applied to offset against the base fare — excluding items such as taxes, fees, and other air transportation charges.

Perks & Benefits

The most significant of these benefits is the free checked bag benefit on WestJet flights for the primary cardholder and up to eight other passengers on the same booking.

Checked baggage normally costs $30–35.40 on WestJet, so this benefit alone could be worth up to $100 per trip if travelling as a family of four, or potentially even more if you're travelling as a larger group.

Other benefits include the ability to save 3¢/L on fuel at PetroCanada whilst earning 20% more PetroPoints, access to airport lounges as part of the Mastercard Travel Pass Program provided by DragonPass (although fees do apply), and access to the Mastercard Concierge Services for last-minute restaurant and event bookings.

The other major selling point of this card is an annual round-trip companion voucher for travel on WestJet. This companion voucher can be redeemed in one of the following ways:

  • Starting from $119 base fare (plus taxes, fees and charges) for travel within Canada or the Contiguous U.S.,

  • Starting from $399 base fare (plus taxes, fees and charges) for travel to the rest of WestJet's network in Mexico, Central America, the Caribbean, or Europe

Since it’s a companion voucher, you have to be booking an itinerary for at least two people – the first passenger would pay full price, while the second passenger would enjoy the companion voucher’s promotional price.

The companion vouchers are valid for round-trip tickets in economy or premium class (not business class). It is also helpful to note that there is an additional $100 charge for premium class. And you'll also have to pay taxes and fees on the companion ticket, in addition to the discounted base fare. The card also offers a complimentary Boingo Wi-Fi membership, which can be used for free Wi-Fi onboard WestJet flights. Finally, cardholders receive a 12-month complimentary DashPass subscription±, to enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card.

Insurance Coverage

As a World Elite product, this credit card comes with comprehensive premium travel insurance, including:

  • Emergency medical insurance for the first 15 consecutive days of any out-of-province trips for travellers under the age of 65 or the first three consecutive days for those 65 and up

  • Trip interruption insurance of up to $5,000 per covered person

  • Auto rental damage and theft insurance, which can help you save on the insurance fees that rental companies like to impose for vehicles up to a MSRP of $65,000

  • Hotel burglary insurance of up to $2,500 in total

  • Travel accident insurance of up to $500,000 against accidental death or dismemberment

You’ll also enjoy top-drawer purchase protection benefits, including an extended warranty that doubles the original manufacturer's warranty for up to one year, and coverage against accidental loss or damage of personal property for up to 90 days from the date of purchase.

†Terms and conditions apply. RBC is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

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