Tangerine® Money-Back World Mastercard®*

Tangerine Money Back World Mastercard
Last updated: October 29, 2025
  • $120 Cash back
  • $0 Annual fee
Best offer is available until January 30, 2026
Signup bonus:
$120 cash back upon spending $1,500 in the first three months
Annual fee:
$0
Annual interest rate:
20.95% on purchases
22.95% on balance transfers
22.95% on cash advances
Earning rate:
2% cash back on up to three categories of your choice out of groceries, furniture, restaurants, hotel/motel, gas, recurring bill payments, drug store, home improvement, entertainment, public transportation & parking, e-games, fitness & sport clubs, and foreign currency spend
0.5% cash back on all other purchases
Insurance:
Basic

The Tangerine® Money-Back World Mastercard®* has a uniquely flexible rewards structure which you can tailor to your spending patterns.

Bonuses & Fees

The Tangerine® Money-Back World Mastercard®* is offering $120 cash back upon spending $1,500 in the first three months.

There is no annual fee for this card, and supplementary cards are also free.

Earning Rewards

The Tangerine® Money-Back World Mastercard®* earns 2% cash back on up to three categories of your choice:

  • Groceries
  • Furniture
  • Restaurants
  • Hotel/Motel
  • Gas
  • Recurring bill payments
  • Drug Store
  • Home Improvement
  • Entertainment
  • Public transportation & parking
  • E-games
  • Fitness & sport clubs
  • Foreign currency spend

It earns 0.5% cash back in all other categories.

2% cash back is a generous offering for a no-fee card and being able to select your preferred categories make this a great cash back option for matching your spending patterns to your rewards.

All cardholders can select two bonus categories. Plus, if you have Tangerine Savings account, you can add a third category at the 2% rate.

Redeeming Rewards

Cash back is paid monthly, applied either directly to your credit card balance or into your Tangerine Savings account.

Perks & Benefits

This card includes a Mastercard Travel Pass by DragonPass membership, although visits are subject to a $32 (USD) fee each time.

You’ll also enjoy a FlexiRoam benefit, which offers a complimentary 1GB Global Data Roaming Plan and 15% off the purchase of Data Plans.

A full list of card benefits can be found on the Tangerine website.

Insurance Coverage

Insurance is on par with the competition, with rental car insurance covering up to an MSRP of $65,000 and an extended warranty that doubles the manufacturer’s up to one additional year.

More interestingly, this card offers 90 days of purchase protection and mobile device protection to the tune of $1,000 every 2 years.

In particular, mobile device insurance isn’t that common on cards with no annual fee, making this card stand out in that regard.

Legal Disclaimers

Apply Now

Click here to apply for the Tangerine Money-Back World Mastercard (minimum $50,000 in personal annual income or $80,000 in household annual income).

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Click here to apply for the Tangerine Money-Back Mastercard (lower income requirement, but fewer benefits).

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1 Comment
  1. Eddy

    Hi, I had the basic Tangerine Mastercard previously that I cancelled about a year ago. I’m now applying for the World Mastercard. Am I still eligible to get the 10% rewards up to a maximum of $100?

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