RBC Avion Visa Infinite Business

The 35,000-point instant bonus with a waived first year gives you a clean runway to test the card's fit without upfront cost – enough for a premium economy seat to Europe or a domestic business class hop if you route through the right partner. It's a low-commitment entry that lets you evaluate whether the ongoing earning structure justifies renewal before Year 2 fees arrive.

For solo operators already in the RBC ecosystem, this effectively subsidizes the cost of unlocking Avion Elite transfer privileges – turning any orphaned ION Plus points into airline-grade currency while the welcome bonus covers your experimentation period.

This card is built for businesses with broad operational spend that doesn't fit into groceries or dining – think software subscriptions, equipment, professional services, and office supplies. It delivers strong baseline earning across categories where you'd otherwise collect minimal points, making it especially useful for service-based businesses and consultants.

The annual earning cap matters: if you routinely exceed it, pair this with category-specific cards and reserve the Avion Business for professional expenses where accelerated rates aren't available elsewhere.

The signature perk here is the ability to redeem Avion points directly for premium-cabin flights at 2¢ per point – a rare fixed-value floor that makes business class bookings straightforward when transfer sweet spots don't align.

For maximum value, transfer to British Airways Avios, Cathay Pacific Asia Miles, or American AAdvantage to unlock oneworld award space, especially during transfer bonuses. Your points never expire while you hold the card, giving you time to wait for the right opportunity.

Access to Avion Elite unlocks four airline transfer partners that can multiply your redemption value beyond fixed-value bookings. British Airways Avios shines for short-haul flights on Alaska and Cathay Pacific, while Cathay Asia Miles offers efficient oneworld redemptions – both typically deliver far better value than American AAdvantage or WestJet Rewards for most routes.

DragonPass membership sounds premium but requires per-visit payment unless paired with another lounge program. Most cardholders with Priority Pass or frequent flyer status find this perk redundant and unused.

Primary rental car coverage is the standout here – you can decline the counter upsell and avoid filing through your personal auto policy. The $65,000 MSRP cap covers most business rentals, though luxury vehicles may exceed it.

Trip interruption coverage ($5,000) significantly outpaces cancellation ($1,500), reflecting the higher cost of cutting trips short. For expensive international travel, consider supplemental coverage or splitting fares across multiple cards.