50,000 TD Rewards Points
Apply Now†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
$273
First-year value
50,000
TD Rewards Points
$89
Annual fee
First Year Rebate
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of TD Rewards Points at 0.5 cents per point.
Last updated: March 2, 2026
The TD Platinum Travel Visa* Card is an entry-level credit card that lets you earn points in the bank's proprietary TD Rewards program.
The TD Platinum Travel Visa* Card is a card geared towards students, newcomers to Canada, or individuals with new or recovering credit files who want to build a strong relationship with TD while earning some travel rewards.
| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 15,000 | First purchase |
| Spend threshold | 35,000 | $3,000 spend in 3 months |
| Total | 50,000 TD Rewards Points |
Annual Fee
$89
First Year
Free
Additional Card
$35/yearFirst Year Rebate
The two-tier structure lets you claim value immediately while rewarding sustained use – ideal if you're making this your primary travel card. The bonus alone delivers strong first-year value, particularly if you can time your application around a fee waiver.
Beyond year one, the fee becomes defensible only if you actively use the lounge access and insurance coverage. Casual travellers should plan an exit strategy or downgrade path once the introductory value is extracted.
| Category | Rate |
|---|---|
| Expedia for TD | 6× |
| Groceries | 4.5× |
| Dining | 4.5× |
| Transit | 4.5× |
| Bills | 3× |
| Streaming | 3× |
| Everything Else | 1.5× |
If Expedia is your booking hub, this becomes a no-brainer travel card. Groceries, dining, and transit bonuses mean everyday spend pulls its weight without chasing merchant codes.
Pair it with a flat-rate or category specialist for everything else – the base earn is too modest to carry your entire wallet, but the boosted lanes justify the slot.
The Expedia for TD portal delivers strong value on flights and hotels – your default for most bookings. Portal rates typically outperform transfers to Marriott, but Aeroplan opens Star Alliance sweet spots where strategic routing can deliver outsized value on premium cabins.
Keep a working balance so you can pivot between portal bookings and partner transfers depending on availability and pricing for your specific trip. If you cancel or switch cards, you have 90 days before points expire and portal access closes.
Read Our Full TD Rewards Guide
Read moreUnderwritten by TD Life Insurance Company, TD Home and Auto Insurance Company, American Bankers Insurance Company of Florida
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | $500 | 4-hour minimum · reasonable expenses for meals and accommodation, and reasonable additional ground transportation expenses |
| Baggage Delay | $1,000 | 6-hour minimum |
| Baggage Loss | Not included | — |
| Rental Car | Included | Primary CDW · MSRP ≤ $65,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | Included | 90-day coverage |
| Extended Warranty | +1 year | — |
| Mobile Device | Included | $1,000/claim |
View Certificate of Insurance (PDF)
Trip delay and primary rental car coverage handle the logistics of travel disruptions, but the absence of emergency medical, trip cancellation, and trip interruption protection means this isn't a standalone solution. You'll need supplemental medical coverage for international trips and should consider separate cancellation insurance for any significant non-refundable bookings.
†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
200,000 TD Rewards Points
165,000 TD Rewards Points
85,000 Aeroplan points
45,000 Aeroplan points
20,000 Aeroplan points
$350 cash back
15,152 TD Rewards Points
50,000 TD Rewards Points
Apply Now†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Last updated: March 2, 2026