7,000 Avion points 
$50First-year value† The RBC® ION Visa is a great no-annual fee credit card for casual travellers who spend a fair amount on transportation, streaming, and video games. The RBC® ION Visa also provides access to Avion Rewards and it is the only card to target spending in these categories, that will likely appeal to younger millennials and Gen Z who wish to earn flexible rewards.
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Bonuses & Fees
The promotional offer on the RBC® ION Visa is 7,000 Avion points, which is given upon approval.^
The card has no annual fee for primary or supplementary cardholders†.
The offer is available as of November 26, 2025†.
How Much Is This Offer Worth?
If you were to redeem the 7,000 Avion points from approval in gift cards, that’s $50 in value†. It’s one of the easiest and most straight forward to redeem Avion points.
However, you can typically get a little more value by redeeming your Avion points for travel.
Here’s a breakdown of what the welcome bonus for the RBC® ION Visa is worth. Keep in mind that this doesn’t take into consideration the potential value of other card benefits, which we’ll outline in detail below.
We value Avion points at 2 cents per point, placing the 7,000 Avion points on approval at at $140 in value†.
Since the card has no annual fee, your net first-year value is also $140†—and that’s before factoring in the card’s ongoing benefits.
Of course, your actual value could be even higher by leveraging the card’s other benefits; however, this is unique to each cardholder, and our valuation assumes a minimum amount of value rather than a maximum amount of value.
Earning Rewards
The RBC® ION Visa offers the following earning rates:
- 1.5 Avion points per dollar spent† on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†
- 1 Avion point per dollar spent† on all other qualifying purchases†
- 1 Moi Rewards point per two dollars spent† at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you scan your Moi card and pay with your linked ION Visa card (minimum purchase required)†
The first thing you’ll notice is the unique categorized earning, as this is one of the only cards on the market with no annual fee to offer elevated rewards for streaming, digital gaming, and digital subscriptions. If you spend a significant amount on digital gaming and streaming, I would pick this card up with no hesitation, especially for no annual fee.
The baseline earn rate of 1 Avion point per $1 spent is on par with many mid-tier credit cards as well, offering great value on this entry-level card†.
The RBC® ION Visa is also well-suited for those who are interested in collecting Avion points while building up a relatively new credit file or restricting themselves to lower annual fees and credit limits.
Additionally, you’ll earn 1 Moi Rewards point per two dollars spent† at select Metro group stores by scanning your linked Moi card and pay with your RBC® ION Visa card.
Redeeming Rewards
Although the RBC® ION Visa earns Avion points, as is the case on the higher-tier RBC® Avion credit cards, the card earns a different tier, known as Premium. These points can’t be transferred to three of four airline partners, except for WestJet Rewards, where the prevailing 1:1 ratio (1 Avion point = 1 WestJet point) applies†.
Also, ION and ION+ cardholders can’t redeem points via the Air Travel Redemption Schedule, which lets you use Avion points to book round-trip economy class tickets departing from Canada, up to a certain maximum ticket price.
Instead, you’re limited to using your points at a flat rate of 0.58 cents per point (cpp) for travel booked via the Avion Rewards centre†, which is weaker than the 1cpp redemption rate that you get from holding a higher-tier Avion card.
Luckily, if you ever decide to upgrade your ION card to one of the RBC® Avion cards, any points you’ve collected will be upgraded as well. Then, you’ll have the ability to access higher-value travel redemptions that are exclusive to Avion cardholders.
Furthermore, if you also happen to have an RBC® Avion card, you can convert the Avion points earned on your ION cards into the more powerful tier of Avion points at a 1:1 ratio. This allows you to combine the points earned from the RBC® ION Visa with the more flexible redemption options available through Avion points in the elite tier.
At Prince of Travel, we value these Avion points in the elite tier at 2 cents per point, given their transferability to airline partners and premium travel redemptions.
Indeed, this is what we refer to as The Optimized RBC Credit Card Portfolio, as you leverage the stronger earning rates on the RBC® ION Visa with the more powerful tier of points with an eligible Avion card.
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Your points never expire for as long as you’re a cardholder. If you cancel or switch to a different RBC® product, you have 90 days to redeem your points before they go away.
Moi Rewards points can be redeemed starting at 500 points ($4 value), equivalent to 0.8 cents per point (cpp). After that, redemptions can be made in flexible $1 increments (125 points each).
Perks & Benefits
RBC® ION Visa cardholders can save 3¢/L on fuel at Petro-Canada,† and will earn 20% more Petro-Points and Avion points upon linking their card to their Petro-Points account†.
By adding your RBC® ION Visa card to your DoorDash account, you can receive six months of complimentary DashPass subscription†.
Lastly, ION cardholders can earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card†.
Insurance Coverage
The RBC® ION Visa extends the manufacturer’s warranty by up to one additional year,† and provides 90 days of purchase protection†.