11,000 Avion points
Apply Now$230
First-year value
11,000
Avion points
$0
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Avion points at 2 cents per point.
Last updated: January 21, 2026
The RBC® ION Visa is a great no-annual fee credit card for casual travellers who spend a fair amount on transportation, streaming, and video games. The RBC® ION Visa also provides access to Avion Rewards and it is the only card to target spending in these categories, that will likely appeal to younger millennials and Gen Z who wish to earn flexible rewards.
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Read more| Tier | Amount | Requirement |
|---|---|---|
| On approval | 4,000 | Automatic |
| Spend threshold | 7,000 | $500 spend in 3 months |
| Total | 11,000 Avion points |
Annual Fee
Free
Additional Card
Free
A no-risk entry into RBC Avion with immediate value and a spend threshold low enough to clear passively – ideal for testing the program before committing to annual-fee cards.
| Category | Rate |
|---|---|
| Groceries | 1.5× |
| Gas | 1.5× |
| Rideshare | 1.5× |
| Transit | 1.5× |
| EV Charging | 1.5× |
| Streaming | 1.5× |
| Everything Else | 1× |
Use this card for streaming services and digital subscriptions where few no-fee cards offer bonus categories – then pair it with a grocery or gas specialist for everyday spending.
| Partner | Ratio | Transfer Time |
|---|---|---|
| British Airways Avios | 1:1 | Next business day |
| Cathay Pacific Asia Miles | 1:1 | 1-2 business days |
| American Airlines AAdvantage | 10:7 | Up to 1 full week (processed once weekly, Thursday or Saturday) |
| WestJet Rewards | 1:1 | Few days |
Premium-tier Avion points lack airline transfer access (except WestJet 1:1), making them less flexible than elite-tier Avion. Pair this card with an elite-tier RBC Avion product to convert points 1:1 and unlock full transfer options.
Read Our Full RBC Avion Rewards Guide
Read morePetro-Canada fuel savings stack with category bonuses and Petro-Points – a quiet compounding benefit for road trippers and daily commuters alike.
Underwritten by RBC Insurance Company of Canada
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | Not included | — |
| Baggage Delay | Not included | — |
| Baggage Loss | Not included | — |
| Rental Car (CDW/LDW) | Not included | — |
| Purchase Protection | $50,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
View Certificate of Insurance (PDF)
The complete absence of travel insurance – no trip cancellation, no emergency medical, no baggage coverage – means you'll need standalone protection or a second card in your wallet whenever you travel.
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11,000 Avion points
Apply NowLast updated: January 21, 2026