$0
Annual fee
Last updated: February 13, 2026
The Canadian Tire Triangle World Elite Mastercard has a collection of unique features. With no annual fee, it may appeal to a variety of people as a long-term keeper card.
This card may be of interest to outdoor enthusiasts, road trippers, commuters, or anyone with bill payments to payees that don't normally accept credit cards.
Canada’s 8 Best No Fee Credit Cards
Read moreAnnual Fee
Free
Additional Card
Free
With no signup incentive and no annual fee, this card is a pure earn-rate play – you'll only extract value if Canadian Tire brands dominate your spending from day one.
| Category | Rate |
|---|---|
| Canadian Tire | 4% |
| Gas | 5-7¢/litre% |
| Groceries | 3% |
| Everything Else | 1% |
Best deployed as a niche tool for Canadian Tire ecosystem spending and fuel, not as a general-purpose card – the one-percent baseline is too weak for everyday use, so pair this with a stronger all-rounder and activate it only for gas, sporting goods, and hardware runs.
Canadian Tire Roadside Assistance Gold Plan
GeneralMake bill payments from the credit card
GeneralThe bill payment feature lets you treat certain utilities and services as Triangle purchases – potentially earning CT Money on payments that normally wouldn't accept credit cards – while the roadside assistance includes towing to your preferred shop, not just the nearest one.
Underwritten by American Bankers Insurance Company of Florida
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | Not included | — |
| Baggage Delay | Not included | — |
| Baggage Loss | Not included | — |
| Rental Car | Included | CDW/LDW · MSRP ≤ $65,000 · up to 31 days |
| Purchase Protection | $10,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
View Certificate of Insurance (PDF)
No travel medical, trip cancellation, or interruption coverage means you'll need standalone insurance for any flights or hotels booked with this card – a glaring gap that makes it unsuitable as a primary travel booking tool.
Last updated: February 13, 2026
